logo
logo
Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

NASDAQ•GSBC
CEO: Mr. Joseph William Turner J.D.
セクター: Financial Services
業種: Banks - Regional
上場日: 1989-12-15
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. The company was founded in 1923 and is headquartered in Springfield, Missouri.
連絡先情報
1451 East Battlefield, Springfield, MO, 65804, United States
417-887-4400
www.greatsouthernbank.com
時価総額
$719.81M
PER (TTM)
10.3
14.8
配当利回り
2.6%
52週高値
$67.70
52週安値
$47.57
52週レンジ
83%
順位48Top 64.4%
3.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$80.76M-9.78%
直近4四半期の推移

EPS

$1.43+12.60%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Net Income Growth Strong Net income rose 7.7% to $17.8M for the quarter, driven by NII growth and significantly lower credit loss provisions.
NIM Expansion Continues Quarterly Net Interest Margin improved 30 basis points to 3.72% year-over-year, benefiting from lower funding costs outpacing loan yield declines.
Capital Strength Significantly Improved Tangible common equity ratio reached 10.88%, up 101 basis points from year-end 2024, reflecting strong retained earnings and capital management.
Credit Costs Remain Low No provision expense recorded for loans this quarter; ACL coverage remains adequate at 1.45% of net loans ($64.7M coverage).

リスク要因

Net Loan Portfolio Shrinking Net loans decreased $222.7M year-to-date to $4.47B, primarily due to payoffs in construction and other residential segments.
Interest Rate Risk Exposure Significant loan portfolio ($1.54B) tied to SOFR indexes, sensitive to future rate movements despite current portfolio matching strategies.
Deposit Base Contracted Sequentially Total deposits fell $77.5M sequentially, driven by a $92.1M reduction in brokered deposits used to repay short-term borrowings.
Non-Interest Expense Rising Quarterly non-interest expense increased 7.1% ($2.4M), driven by technology upgrades and higher salaries and employee benefits costs.

見通し

Focus on Credit Quality Strategy continues focusing on maintaining appropriate credit risk levels, emphasizing pricing discipline and credit quality in loan originations.
Technology Investment Continues Core provider projects are moving to trial phase; new next-generation banking center opened in October 2025 to test innovations.
Tax Rate Assessment Ongoing Assessing the expected impact of the One Big Beautiful Bill Act (OBBBA) enacted in July 2025 on future tax provisions.
Liquidity Management Stable Management believes liquidity is sufficient, supported by FHLB line availability ($1.11B remaining credit line at period end).

同業比較

売上高 (TTM)

Business First Bancshares, Inc.BFST
$511.93M
+11.8%
Hanmi Financial CorporationHAFC
$444.43M
+3.5%
CNB Financial CorporationCCNE
$413.63M
+14.9%

粗利益率 (最新四半期)

First Financial CorporationTHFF
96.6%
+26.3pp
Capital City Bank Group, Inc.CCBG
88.4%
+2.5pp
California BanCorp.BCAL
83.9%
+0.0pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
HBNC$927.04M-6.1-20.6%6.3%
CCNE$880.16M13.38.9%2.0%
FSBC$868.51M14.014.5%2.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-2.5%
横ばい
4四半期純利益CAGR
-1.7%
収益性の安定
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月15日
|
EPS:$1.27
|
売上高:$54.75M
財務レポート
財務データ
ニュース
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月6日|
    売上高: $86.52M-4.7%
    |
    EPS: $1.57+11.3%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $89.54M-1.3%
    |
    EPS: $1.73+18.5%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月7日|
    売上高: $87.15M+3.5%
    |
    EPS: $1.47+28.9%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月7日|
    売上高: $355.26M+8.7%
    |
    EPS: $5.28-6.5%
    予想通り

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月6日|
    売上高: $90.79M+9.2%
    |
    EPS: $1.41+6.0%
    予想を上回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月7日|
    売上高: $90.76M+11.5%
    |
    EPS: $1.46-3.9%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年4月30日|
    売上高: $84.20M+6.1%
    |
    EPS: $1.14-32.1%
    予想を上回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月12日|
    売上高: $326.91M+25.2%
    |
    EPS: $5.65-6.9%
    予想を上回る