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Popular, Inc.

Popular, Inc.

NASDAQ•BPOP
CEO: Mr. Ignacio Alvarez Esq.
セクター: Financial Services
業種: Banks - Regional
上場日: 1980-03-17
Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands. The company provides savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also offers commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, auto and equipment leasing and financing, broker-dealer, and insurance services; debit cards; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.
連絡先情報
209 Muñoz Rivera Avenue, Hato Rey, PR, 00918, United States
787-765-9800
www.popular.com
時価総額
$9.51B
PER (TTM)
11.3
15
配当利回り
2.0%
52週高値
$149.31
52週安値
$78.23
52週レンジ
91%
順位39Top 39.1%
4.2
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.2 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$1.12B+7.14%
直近4四半期の推移

EPS

$3.54+41.60%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Net Interest Income Growth NII reached $646.5M, up $74.0M year-over-year, driven by NIM expansion to 3.51% due to lower deposit costs.
Asset Quality Shows Pressure Total assets grew to $75.1B; however, NPA ratio rose to 0.84% from 0.61%, reflecting specific commercial credit issues.
Capital Ratios Remain Strong CET1 ratio stood at 15.79% as of September 30, 2025, exceeding regulatory minimums despite common stock repurchases.
Goodwill Impairment Charge Recognized a $13.0M non-cash goodwill impairment charge in the U.S. equipment leasing subsidiary due to lower projected earnings.

リスク要因

Specific Commercial Credit Deterioration NPLs increased significantly due to two unrelated commercial exposures, including a $158.3M C&I facility classified as non-performing.
Puerto Rico Economic Concentration Results remain highly dependent on Puerto Rico's fiscal health, government debt restructuring under PROMESA, and local economic trends.
Liability Sensitive Position NII simulations indicate liability sensitivity, meaning rising rates could pressure margins due to higher cost of market-linked P.R. public deposits.
Ongoing FDIC Special Assessment Final payment for the FDIC Special Assessment is projected for Q3 2026, requiring ongoing cash outflows related to prior bank failures.

見通し

NIM Expansion Expected Expect continued NIM expansion driven by lower deposit costs and higher yields on reinvested U.S. Treasury securities, despite market rate volatility.
ACL Provisioning Strategy ACL modeling incorporates weighted optimistic/pessimistic scenarios; probability weights remain elevated due to ongoing economic uncertainty.
Continued Capital Return $429.0M remained available for common stock repurchase under active programs as of September 30, 2025.
Focus on Operational Efficiency Management continues efforts to improve profitability, including exiting the U.S. residential mortgage origination business and closing branches.

同業比較

売上高 (TTM)

Citizens Financial Group, Inc.CFG
$11.15B
-9.7%
Western Alliance BancorporationWAL
$5.29B
+5.6%
Zions Bancorporation, National AssociationZION
$4.94B
-0.8%

粗利益率 (最新四半期)

Citizens Financial Group, Inc.CFG
100.0%
+40.1pp
Cullen/Frost Bankers, Inc.CFR
98.1%
+0.0pp
Synovus Financial Corp.SNV
96.5%
+38.9pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
CFG$27.96B15.37.2%5.0%
WTFC$10.30B12.511.7%6.3%
WAL$10.26B10.413.3%7.2%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.9%
緩やかな成長
4四半期純利益CAGR
9.6%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月21日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月10日|
    売上高: $1.10B+3.0%
    |
    EPS: $3.15+45.8%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月11日|
    売上高: $1.07B+2.4%
    |
    EPS: $3.09+25.1%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月12日|
    売上高: $1.03B+0.7%
    |
    EPS: $2.56+79.0%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月3日|
    売上高: $4.19B+11.5%
    |
    EPS: $8.56+13.7%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月12日|
    売上高: $1.07B+10.4%
    |
    EPS: $2.16+13.7%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月9日|
    売上高: $1.05B+14.3%
    |
    EPS: $2.47+17.6%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月10日|
    売上高: $1.02B+18.1%
    |
    EPS: $1.43-35.6%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月29日|
    売上高: $3.76B+16.1%
    |
    EPS: $7.53-48.6%
    予想を下回る