Popular, Inc.

NASDAQ•BPOP

CEO: Mr. Ignacio Alvarez Esq.

セクター: Financial Services

業種: Banks - Regional

上場日: 1980-03-17

Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and the British Virgin Islands. The company provides savings, NOW, money market, and other interest-bearing demand accounts; non-interest bearing demand deposits; and certificates of deposit. It also offers commercial and industrial, commercial multi-family, commercial real estate, and residential mortgage loans; consumer loans, including personal loans, credit cards, automobile loans, home equity lines of credit, and other loans to individual borrowers; construction loans; and lease financing comprising automobile loans/leases. In addition, the company provides investment banking, auto and equipment leasing and financing, broker-dealer, and insurance services; debit cards; and online banking services. Popular, Inc. was founded in 1893 and is headquartered in Hato Rey, Puerto Rico.

連絡先情報

209 Muñoz Rivera Avenue, Hato Rey, PR, 00918, United States

787-765-9800

www.popular.com

時価総額

$8.73B

PER (TTM)

10.4

14.4

配当利回り

2.2%

52週高値

$149.31

52週安値

$78.23

52週レンジ

74%

順位39Top 39.1%

4.2

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 4.2 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$1.12B+7.14%

直近4四半期の推移

EPS

$3.54+41.60%

直近4四半期の推移

フリーCF

$221.09M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Jumps Significantly Net income reached $833.2M in 2025, a substantial increase over $614.2M reported in the prior year, excluding special assessment impacts.

NIM Expansion Driven by Yields Net Interest Margin expanded 25 basis points to 3.49%, supported by loan growth and higher U.S. Treasury yields reinvestment.

Strong Tangible Equity Return Return on tangible common equity hit 13.04% for the year, reflecting successful transformation initiatives and efficiency gains.

Asset Base Continues Growth Total assets increased to $75.3 B by year-end, fueled by $1.3 B growth in total deposits, primarily at BPPR.

リスク要因

Asset Quality Deterioration Noted NPL ratio rose to 1.27% from 0.95%, driven by specific commercial and CRE non-accrual inflows during 2025.

Puerto Rico Economic Concentration Heavy concentration in Puerto Rico exposes results to local fiscal challenges and potential funding uncertainty risks.

Interest Rate Sensitivity Shift NII simulations show a shift to a liability sensitive position, increasing risk if short-term rates rise further.

Operational Cyber Security Exposure Continued reliance on third-party providers like Evertec exposes operations to substantial cyber-attack risks and disruptions.

見通し

Transformation Remains Strategic Priority Technology and business transformation efforts will continue as a strategic priority to enhance client experience and efficiency.

Credit Quality Monitoring Continues Management will closely monitor loan portfolio performance, especially CRE and commercial segments, given ongoing economic uncertainty.

Capital Actions Contingent on Earnings Future common stock repurchases and dividends are subject to capital position, earnings retention, and Federal Reserve policy.

Adapting to Regulatory Evolution The Corporation must continue assessing and conforming compliance practices to evolving U.S. federal and state regulatory requirements.

同業比較

売上高 (TTM)

CFG

$11.15B

-9.7%

WAL

$5.29B

+5.6%

ZION

$4.94B

-0.8%

粗利益率 (最新四半期)

CFG

100.0%

+40.1pp

SNV

96.5%

+38.9pp

CBSH

80.4%

+2.5pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
CFG	$24.45B	13.4	7.2%	5.0%
WTFC	$8.85B	10.7	11.7%	6.3%
BPOP	$8.73B	10.4	13.8%	2.1%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

2.9%

緩やかな成長

4四半期純利益CAGR

9.6%

収益性の着実な向上

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月21日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし