American International Group, Inc.
NYSE•AIG
CEO: Mr. Peter Salvatore Zaffino
セクター: Financial Services
業種: Insurance - Diversified
上場日: 1973-01-02
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.
連絡先情報
時価総額
$41.41B
PER (TTM)
13.4
15.5
配当利回り
2.3%
52週高値
$88.07
52週安値
$71.25
52週レンジ
順位37Top 34.1%
4.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$6.56B+0.00%
直近4四半期の推移
EPS
$1.36+0.00%
直近4四半期の推移
フリーCF
$636.00M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Net Income Rises Sharply Net income attributable to common shareholders $3,096M, EPS $5.43 diluted, reflecting 43 percent increase from prior year.
Underwriting Income Improves General Insurance underwriting income $2,332M, up 22 percent versus 2024, driven by lower catastrophe losses and reserve development.
Strong Combined Ratio Achieved General Insurance combined ratio 90.1, improving 1.7 points from 91.8 in 2024, signaling better underwriting discipline.
Capital Returned to Shareholders Returned approximately $6.8B of capital to shareholders in 2025 via repurchases and dividends, reducing outstanding shares 11 percent.
リスク要因
Economic Deterioration Threat Weakening global capital markets, inflation, and geopolitical tensions materially affect asset valuations and operating environment.
Unpredictable Liability Claims Insurance liability claims remain difficult to predict; ultimate losses may exceed established reserves, impacting financial condition.
Technology and Cyber Exposure Exposure to cybersecurity threats, including ransomware and AI misuse, requires continuous investment in security and governance.
Regulatory Scrutiny Evolves Evolving domestic and international laws regarding privacy, AI, and climate change impose new compliance costs and operational restrictions.
見通し
Major Strategic Investments Announced $2.1B investment in Convex and $646M stake in Onex, expanding specialty insurer and asset manager presence.
Capital Return Authorization Board authorized $7.5B common stock repurchase program effective April 1, 2025, demonstrating capital deployment focus.
Credit Rating Upgrades Received Significant insurance subsidiaries received rating upgrades from Fitch, S&P, and Moody's, affirming financial strength profile.
New Syndicate Formation Announced collaboration with Amwins and Blackstone to form Lloyd’s Syndicate 2479, providing capacity for portfolio solutions.
同業比較
売上高 (TTM)
$76.13B
$60.97B
$54.45B
粗利益率 (最新四半期)
100.0%
88.1%
76.0%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| MFC | $56.02B | 13.4 | 11.3% | 1.4% |
| MET | $44.78B | 13.4 | 12.0% | 2.7% |
| BSBR | $43.53B | 17.6 | 11.2% | 10.2% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.1%
横ばい
4四半期純利益CAGR
1.7%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月29日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし