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Woori Financial Group Inc.

Woori Financial Group Inc.

NYSE•WF
CEO: Mr. Jong-Yong Yim
セクター: Financial Services
業種: Banks - Regional
上場日: 2003-10-01
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea. It operates through Banking, Credit Card, Capital, Investment Banking, and Others segments. The company offers savings, demand, and installment deposits; time deposits, certificates of deposit, and repurchase instruments; and working capital, facilities, general purpose household, mortgage, and home equity loans. It also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, the company provides credit purchase, cash advance, credit card loans, foreign exchange services and dealing, import and export-related services, offshore lending, syndicated loans and foreign currency securities investment, investment trust products, bancassurance, and private equity funds. Further, it is involved in the real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, asset securitization, investment and international banking, money transfer, and other service. Additionally, the company offers automated telephone, Internet, and mobile banking services; and trust management, trustee, and custodian service. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.
連絡先情報
51, Sogong-ro, Jung-gu, Seoul, 04632, South Korea
82-2-2125-2050
www.woorifg.com
時価総額
$19.49B
PER (TTM)
9.4
14.6
配当利回り
3.2%
52週高値
$81.89
52週安値
$29.44
52週レンジ
96%
順位47Top 61.9%
3.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$7.22B+0.00%
直近4四半期の推移

EPS

$2.91+0.00%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2024 Annual 決算ハイライト

主なハイライト

Net Income Rises 20.7% Net income grew to 3.17T Won in 2024, driven by strong non-interest income and lower impairment losses compared to 2023 provisions.
Total Loans Grow 7.7% Total net loans reached 386.1T Won by year-end 2024, reflecting 7.7% growth, primarily in domestic corporate and mortgage lending.
Capital Ratios Remain Strong Total capital adequacy ratio stood at 15.71% as of December 31, 2024, exceeding regulatory minimums despite asset growth.
Asset Quality Deteriorates Slightly NPL ratio rose to 0.53% by year-end 2024, up from 0.35% in 2023, driven by stress in corporate credit segments.

リスク要因

Corporate Credit Quality Decline NPL ratio increased to 0.53% in 2024; significant exposure remains concentrated in SMEs (34.8% of loans) and troubled sectors.
Net Interest Margin Compression NIM fell to 1.82% in 2024, pressured by lower average loan yields and increased funding costs from rising deposit rates.
Regulatory/Sanctions Exposure Risk Continued engagement in limited transactions involving Iran and Russia subjects the Group to potential adverse regulatory actions and reputation harm.
Internal Control Vulnerabilities Past employee misconduct and control failures necessitate ongoing, costly remediation efforts to meet heightened regulatory expectations.

見通し

NIM Pressure Expected Future NIM trajectory depends on the impact of late 2024 policy rate cuts versus sustained high funding costs from deposits.
Asset Quality Monitoring Critical Delinquency ratios for SMEs may rise further in 2025; continued rigorous credit risk management is essential for asset quality.
Accelerate Value-Up Strategy Focus remains on the mid-to-long-term Value-Up Program goals: enhancing ROE, achieving capital targets, and strengthening governance.
Non-Banking Diversification Push Strategy emphasizes cross-selling synergies and expanding into non-banking sectors, pending regulatory approval for recent life insurance acquisitions.

同業比較

売上高 (TTM)

Woori Financial Group Inc.WF
$17.90B
-1.4%
Fifth Third BancorpFITB
$12.87B
-1.6%
Citizens Financial Group, Inc.CFG
$11.15B
-9.7%

粗利益率 (最新四半期)

Banco de ChileBCH
2129.7%
+35.5pp
Citizens Financial Group, Inc.CFG
100.0%
+40.1pp
Regions Financial CorporationRF
79.8%
+8.8pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
FITB$35.08B14.012.0%6.8%
CFG$27.65B15.27.2%5.0%
RF$26.11B12.111.5%3.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
18.9%
高成長
4四半期純利益CAGR
-16.7%
収益性の低下
キャッシュフロー安定性
25%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年3月4日
|
EPS:$0.90
|
売上高:$1.84B
財務レポート
財務データ
ニュース
全年度

  • Form 20-F - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年4月28日|
    売上高: $18.92B+171.1%
    |
    EPS: $8.71+22.3%
    予想を上回る

  • Form 20-F - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年4月29日|
    売上高: $7.29B-45.4%
    |
    EPS: $7.43-22.9%
    予想を上回る

  • Form 20-F - FY 2022

    会計期末: 2022年12月31日|提出日: 2023年4月21日|
    売上高: $7.29B+39.0%
    |
    EPS: $7.43+20.4%
    予想通り

  • Form 20-F - FY 2021

    会計期末: 2021年12月31日|提出日: 2022年5月16日|
    売上高: $7.29B+82.1%
    |
    EPS: $7.43+99.8%
    予想を上回る

  • Form 20-F - FY 2020

    会計期末: 2020年12月31日|提出日: 2021年4月30日|
    売上高: $7.29B-44.7%
    |
    EPS: $7.43-36.1%
    予想を下回る