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Essent Group Ltd.

Essent Group Ltd.

NYSE•ESNT
CEO: Mr. Mark Anthony Casale
セクター: Financial Services
業種: Insurance - Specialty
上場日: 2013-10-31
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was incorporated in 2008 and is based in Hamilton, Bermuda.
連絡先情報
Clarendon House, 2 Church Street, Hamilton, Bermuda
441-297-9901
www.essentgroup.com
時価総額
$6.01B
PER (TTM)
8.6
17.1
配当利回り
2.0%
52週高値
$67.09
52週安値
$51.61
52週レンジ
68%
順位13Top 2.2%
6.8
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
強い • 6.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$312.40M+0.00%
直近4四半期の推移

EPS

$1.62+0.00%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Investment Income Rises Net investment income grew to $177.3M USD for nine months, driven by higher portfolio balance and rising interest yields.
Equity Growth Continues Total stockholders' equity reached $5.74B USD as of September 30, 2025, increasing due to net income generation.
Mortgage Insurance Segment Mortgage Insurance segment income before tax was $656.9M USD for nine months, slightly down from prior year results.
Cash Position Remains Strong Total cash and investments available for sale stood at $6.5B USD at period end, supporting liquidity needs.

リスク要因

Loss Provision Significantly Increased Provision for losses and LAE surged to $90.3M USD for nine months, primarily due to increased default numbers.
Investment Unrealized Losses Total unrealized losses on available-for-sale investments reached $(227.2M) USD, mainly due to interest rate fluctuations.
Future Economic Sensitivity Elevated mortgage interest rates may lower home sale activity, potentially impacting future loss estimates near term.
Hurricane Loss Reserves Uncertainty Reserves for Hurricane Helene/Milton defaults are current best estimates, but ultimate losses depend on future performance.

見通し

Share Repurchase Authorization Board approved $500M share repurchase plan through 2026; $196.7M remained available for purchases as of September 30.
Future Reinsurance Coverage Secured Entered forward quota share transaction covering 25% of 2026 risk; PMIERs compliance phased through September 2026.
Bermuda Tax Strategy Evaluation Company intends to elect five-year limited international presence exemption under Bermuda Corporate Income Tax Act 2023.

同業比較

売上高 (TTM)

Arch Capital Group Ltd.ACGL
$19.32B
+14.1%
Equitable Holdings, Inc.EQH
$11.67B
-6.2%
The Hanover Insurance Group, Inc.THG
$6.58B
+5.8%

粗利益率 (最新四半期)

The Hanover Insurance Group, Inc.THG
100.0%
+5.3pp
Synovus Financial Corp.SNV
96.5%
+38.9pp
Enact Holdings, Inc.ACT
94.3%
-6.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
ACGL$35.86B8.319.7%0.0%
EQH$12.97B-9.4-152.3%1.2%
VLY$7.48B12.57.8%5.9%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.2%
横ばい
4四半期純利益CAGR
-4.0%
収益性の安定
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年5月8日
|
EPS:$1.77
|
売上高:$317.10M
財務レポート
財務データ
ニュース
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月7日|
    売上高: $318.73M+0.7%
    |
    EPS: $1.69+1.2%
    予想を下回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月8日|
    売上高: $326.05M+2.3%
    |
    EPS: $1.95+1.0%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $324.07M+6.6%
    |
    EPS: $1.71-0.6%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月19日|
    売上高: $1.27B+12.0%
    |
    EPS: $6.92+5.5%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月5日|
    売上高: $316.58M+6.9%
    |
    EPS: $1.67-0.6%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月6日|
    売上高: $318.66M+22.5%
    |
    EPS: $1.93+19.1%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月7日|
    売上高: $303.91M+18.6%
    |
    EPS: $1.72+7.5%
    予想を上回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月16日|
    売上高: $1.13B+11.1%
    |
    EPS: $6.56-15.4%
    予想を上回る