Guild Holdings Company
NYSE•GHLD
CEO: Ms. Terry Lynn Schmidt
セクター: Financial Services
業種: Financial - Mortgages
上場日: 2020-10-22
Guild Holdings Company originates, sells, and services residential mortgage loans in the United States. It operates in two segments, Origination and Servicing. The company offers residential mortgages through retail and correspondent channels. Guild Holdings Company was incorporated in 1960 and is headquartered in San Diego, California.
連絡先情報
時価総額
$1.25B
PER (TTM)
9.9
2.3
配当利回り
1.2%
52週高値
$23.57
52週安値
$11.21
52週レンジ
順位50Top 68.9%
3.1
F-Score
改良版 Piotroski 分析
7年ファンダメンタル
弱い • 3.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2019-2025
財務ダッシュボード
Q3 2025 データ
売上高
$343.93M+115.96%
直近4四半期の推移
EPS
$0.54-149.54%
直近4四半期の推移
フリーCF
$77.03M-112.69%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Nine Month Income Reversal Net income attributable to Guild $28.09 M for nine months 2025, reversing prior year loss of ($0.81 M).
Origination Volume Surges Total originations reached $20.07 B for nine months 2025, marking a strong 16.1% increase over prior year.
Servicing Portfolio Grows Servicing portfolio UPB ended at $98.34 B, reflecting 7.5% growth compared to the prior year period.
Adjusted Earnings Strong Adjusted net income for nine months 2025 totaled $110.08 M, showing 56.3% improvement over 2024 results.
リスク要因
MSR Valuation Volatility MSR valuation adjustment resulted in $140.26 M loss for nine months 2025, a 14.2% increase in negative impact.
Foreclosure Loss Provision Provision for foreclosure losses rose sharply to $4.64 M for nine months 2025, up 811.8% year-to-date.
Warehouse Credit Dependency Outstanding warehouse lines of credit totaled $1.60 B, indicating significant short-term funding reliance on collateralized mortgages.
Merger Transaction Risks Pending merger creates integration uncertainties and transaction costs, totaling $8.3 M recognized so far in 2025.
見通し
Merger Expected Closing Merger expected to close by Q4 2025, converting Class A/B shares to $20.00 cash consideration per share.
Strong Recapture Strategy Purchase recapture rate was 23.4% for nine months 2025, demonstrating effective customer retention efforts.
Capital Requirements Maintained Company remains compliant with minimum adjusted net worth requirements, maintaining $289.8 M minimum level.
同業比較
売上高 (TTM)
$4.43B
$3.20B
$1.77B
粗利益率 (最新四半期)
94.8%
93.5%
91.5%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| ECPG | $1.51B | 5.9 | 28.2% | 77.4% |
| DCOM | $1.42B | 12.6 | 7.7% | 2.4% |
| BY | $1.39B | 10.4 | 10.8% | 5.9% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-5.6%
成長鈍化
4四半期純利益CAGR
-30.2%
収益性の低下
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年5月5日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし