logo
logo
Capital Bancorp, Inc.

Capital Bancorp, Inc.

NASDAQ•CBNK
CEO: Mr. Edward F. Barry
セクター: Financial Services
業種: Banks - Regional
上場日: 2018-09-26
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A. that provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in Maryland, Virginia, and the District of Columbia. It operates through Commercial Banking, Capital Bank Home Loans, and OpenSky segments. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans, as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, and small residential builders and individuals. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
連絡先情報
2275 Research Boulevard, Suite 600, Rockville, MD, 20850, United States
301-468-8848
capitalbankmd.com
時価総額
$525.20M
PER (TTM)
9.2
15
配当利回り
1.4%
52週高値
$36.40
52週安値
$24.69
52週レンジ
61%
順位38Top 36.9%
4.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$76.77M+7.83%
直近4四半期の推移

EPS

$0.91+102.22%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Net Income Growth Q3 Net Income $15.1M, up 73.7% YoY. Nine-month income $42.1M, reflecting strong growth post-IFH acquisition integration.
Net Interest Margin Expansion Net Interest Margin improved significantly to 5.53% for Q3 2025, up 64 basis points. Nine-month NIM reached 5.12%, driven by asset yields.
Total Assets Growth Total assets reached $3.39B as of September 30, 2025. Loan portfolio net balance stands at $2.77B, reflecting organic growth and acquisition.
Tangible Equity Rises Tangible Common Equity grew 11.2% year-over-year to $353.8M. Tangible Book Value per Share increased 11.7% to $21.33.

リスク要因

Nonperforming Assets Increase Nonperforming Assets rose to $52.2M (1.54% of total assets) from $30.2M (0.94%) at year-end 2024, impacted by acquired loans.
Rising Past Due Loans Past due loans balance increased $46.9M to $113.7M, representing 4.0% of gross loans, up from 2.5% at December 31, 2024.
Higher Credit Loss Provision Nine-month provision for credit losses increased $1.1M to $11.0M. Net charge-offs were 0.49% annualized, slightly down from 0.51% prior year.
Government Operations Risk Continued US federal government shutdown risk could adversely affect business operations, loan performance, and credit exposure in key markets.

見通し

Adequate Credit Loss Reserve Management believes current ACL coverage ratio (1.88%) is adequate, despite loan reclassification impacting reserves by $3.4M measurement adjustment.
Interest Rate Sensitivity Exposure Significant interest rate risk exists; a 400 bps drop in rates could reduce net interest income by 23.0% based on EVE analysis.
Segment Performance Focus Performance review focuses on four segments: Commercial Banking, OpenSky, Windsor Advantage, and CBHL, with Commercial Banking driving most revenue.
Stock Repurchase Program Company announced a new stock repurchase program authorized up to $15M, expiring February 2026; no shares repurchased in Q3 2025.

同業比較

売上高 (TTM)

Midland States Bancorp, Inc.MSBI
$455.97M
-23.1%
Peapack-Gladstone Financial CorporationPGC
$441.36M
+9.5%
Capital Bancorp, Inc.CBNK
$303.63M
+25.6%

粗利益率 (最新四半期)

Northfield Bancorp, Inc. (Staten Island, NY)NFBK
314.9%
+0.0pp
Northrim BanCorp, Inc.NRIM
82.9%
+5.0pp
ACNB CorporationACNB
77.1%
-3.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
RRBI$600.66M13.712.3%0.0%
PGC$596.09M16.05.9%3.5%
BHB$585.10M15.97.4%5.8%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.6%
緩やかな成長
4四半期純利益CAGR
2.6%
収益性の緩やかな改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月27日
|
EPS:$0.78
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月10日|
    売上高: $74.85M+26.3%
    |
    EPS: $0.91+46.8%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月8日|
    売上高: $76.71M+34.5%
    |
    EPS: $0.79+33.9%
    予想を下回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $75.31M+38.6%
    |
    EPS: $0.84+78.7%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月17日|
    売上高: $242.28M+17.3%
    |
    EPS: $2.12-17.2%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月12日|
    売上高: $59.25M+9.6%
    |
    EPS: $0.62-11.4%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月9日|
    売上高: $57.03M+10.2%
    |
    EPS: $0.59+13.5%
    予想通り

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月10日|
    売上高: $54.34M+9.9%
    |
    EPS: $0.47-31.9%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月15日|
    売上高: $206.55M+14.7%
    |
    EPS: $2.56-14.1%
    予想を上回る