Capital City Bank Group, Inc.
NASDAQ•CCBG
CEO: Mr. William Godfrey Smith Jr.
セクター: Financial Services
業種: Banks - Regional
上場日: 1994-06-06
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking- related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.
連絡先情報
時価総額
$729.52M
PER (TTM)
11.9
14.8
配当利回り
2.3%
52週高値
$46.83
52週安値
$32.38
52週レンジ
順位32Top 23.6%
4.9
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.9 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$71.82M+8.61%
直近4四半期の推移
EPS
$0.80+3.90%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Strong Quarterly Net Income Growth Net income attributable to common shareowners reached $16.0M for Q3 2025, up 11.6% sequentially and 21.6% year-over-year, showing strong profitability.
Net Interest Margin Expansion Tax-equivalent NIM rose 22 basis points year-over-year to 4.34% for Q3 2025, driven by higher investment yields and lower overall deposit costs.
Tangible Capital Strength Increased TCE Ratio improved to 10.66% in Q3 2025, exceeding the 10.09% reported in Q2 2025, maintaining strong regulatory capital standing.
Noninterest Income Boosted by Sale Noninterest income grew 14.4% Y/Y to $22.3M, aided by a $0.7M gain from the sale of the insurance subsidiary in the third quarter.
リスク要因
Nonperforming Assets Increased Nonperforming assets rose to $10.0M (0.23% of assets) in Q3 2025, up from $6.6M in Q2 2025, resulting in a higher provision expense recorded.
Vulnerability to Falling Rates Simulation analysis indicates that declining rate environments negatively impact NII, with policy limits breached in 200-400 bp rate drops over 12 months.
Held-for-Investment Loan Decline Average HFI loans decreased 2.7% from Q4 2024, driven by declines in construction, commercial real estate, and consumer loan segments.
見通し
Monitoring Interest Rate Environment Management continues to balance asset mix and adjust rates to market conditions, expecting rising rates to positively impact NIM in the short term.
Planned Capital Expenditures Capital expenditures expected around $10.0M over the next 12 months, primarily for new office construction and technology purchases, funded by existing resources.
Maintaining Credit Underwriting Standards Company intends to maintain credit standards while closely monitoring markets and making minor adjustments as necessary to the loan portfolio mix.
同業比較
売上高 (TTM)
AMTB$655.25M
MCB$527.15M
$511.93M
粗利益率 (最新四半期)
88.4%
77.1%
76.3%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| MCB | $953.80M | 13.3 | 9.7% | 0.0% |
| AMTB | $941.00M | 17.5 | 5.6% | 10.6% |
| MBWM | $924.00M | 9.9 | 13.5% | 12.1% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
-6.7%
収益性の低下
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月20日
EPS:$0.88
|売上高:$63.25M
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年10月31日|売上高: $71.29M+7.1%|EPS: $0.93+20.8%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年7月31日|売上高: $68.98M+3.8%|EPS: $0.88+4.8%予想を上回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年4月30日|売上高: $67.22M+6.6%|EPS: $0.99+33.8%予想を上回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年3月11日|売上高: $262.22M+6.7%|EPS: $3.12+1.3%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月4日|売上高: $66.58M+9.9%|EPS: $0.77+2.7%予想通りForm 10-K/A - FY 2023
会計期末: 2023年12月31日|提出日: 2024年10月4日|売上高: $245.69M+22.5%|EPS: $3.08+56.3%予想通りForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月1日|売上高: $66.43M+5.0%|EPS: $0.84+1.2%予想を上回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年7月12日|売上高: $63.08M+5.2%|EPS: $0.74-8.6%予想を上回る