NerdWallet, Inc.

NASDAQ•NRDS

CEO: Mr. Tim Chen

セクター: Financial Services

業種: Financial - Credit Services

上場日: 2021-11-04

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers in the United States, the United Kingdom, Australia, and Canada. Its platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as through NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. The company was founded in 2009 and is based in San Francisco, California.

連絡先情報

55 Hawthorne Street, 10th Floor, San Francisco, CA, 94105, United States

415-549-8913

www.nerdwallet.com

時価総額

$737.78M

PER (TTM)

14.7

19.9

配当利回り

52週高値

$16.24

52週安値

$7.55

52週レンジ

27%

順位53Top 76.1%

2.8

F-Score

改良版 Piotroski 分析

6年ファンダメンタル

弱い • 2.8 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2020-2025

財務ダッシュボード

Q4 2025 データ

売上高

$225.40M+0.00%

直近4四半期の推移

EPS

$0.19+0.00%

直近4四半期の推移

フリーCF

$34.20M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Strong Revenue and Profit Growth Revenue reached $836.6M, marking a 22% increase; Net Income grew 60% to $48.7M for 2025.

Improved Operating Performance Non-GAAP Operating Income hit $96.0M, expanding margin to 11% from 7% in the prior year.

Robust Cash Generation Net cash provided by operating activities totaled $131.6M, supporting $98.3M cash reserves at year-end.

リスク要因

Partner Relationship Vulnerability Revenue depends on financial services partners; adverse changes in their strength or marketing strategy pose risks.

Search Engine Algorithm Reliance Platform traffic relies heavily on Google; algorithm changes could cause traffic decline and harm user growth.

Regulatory Compliance Complexity Operations span US, UK, Canada, facing complex, evolving laws impacting data privacy and financial services compliance.

Competition and Market Disruption Highly competitive market faces disruption from new entrants and established competitors requiring significant resource expenditure.

見通し

Strategic Investment Focus Actively investing in new product offerings, technologies, and minority investments for future growth potential.

New Vertical Integration Success Success hinges on effectively integrating newer verticals like mortgage brokering and advisory services.

Prioritizing Long-Term User Trust Commitment to prioritizing user interests over short-term revenue opportunities to build lasting platform engagement.

Capital Allocation Strategy Expect to fund operations and capital expenditures primarily with cash flows from operations; share repurchases authorized.

同業比較

売上高 (TTM)

ATLC

$1.97B

+328.3%

$1.91B

-2.0%

UVE

$1.60B

+5.4%

粗利益率 (最新四半期)

BBDC

119.8%

+0.0pp

ATLC

107.3%

-3.6pp

NRDS

94.0%

+2.1pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
UVE	$961.52M	5.2	38.0%	4.3%
BBDC	$847.08M	8.3	8.7%	54.2%
HFWA	$846.19M	12.5	7.5%	0.6%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

2.5%

緩やかな成長

4四半期純利益CAGR

312.1%

収益性の大幅な改善

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年5月4日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし