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NerdWallet, Inc.

NerdWallet, Inc.

NASDAQ•NRDS
CEO: Mr. Tim Chen
セクター: Financial Services
業種: Financial - Credit Services
上場日: 2021-11-04
NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers in the United States, the United Kingdom, Australia, and Canada. Its platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as through NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. The company was founded in 2009 and is based in San Francisco, California.
連絡先情報
55 Hawthorne Street, 10th Floor, San Francisco, CA, 94105, United States
415-549-8913
www.nerdwallet.com
時価総額
$683.62M
PER (TTM)
9.5
25.1
配当利回り
--
52週高値
$16.24
52週安値
$7.55
52週レンジ
19%
順位53Top 76.1%
2.8
F-Score
改良版 Piotroski 分析
6年ファンダメンタル
弱い • 2.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2020-2025

財務ダッシュボード

Q3 2025 データ

売上高

$215.10M+12.44%
直近4四半期の推移

EPS

$0.35+26823.08%
直近4四半期の推移

フリーCF

$44.10M+85.29%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Nine Months Revenue Growth Total revenue reached $611.2 M for nine months, marking a strong 21% increase compared to prior year period.
Net Income Swing Profitable Net income achieved $34.7 M, reversing prior $8.2 M loss, driven by operational leverage improvements.
Operations Income Soars Income from operations increased $45.1 M to $45.8 M, reflecting significant margin expansion across segments.
Cash Position Strengthened Cash and equivalents ended period at $120.6 M, increasing $54.3 M during the nine months ended September 30.

リスク要因

Marketing Expense Increase Sales and marketing expenses rose $80.9 M for nine months, impacting operating expense control efforts.
Credit Card Revenue Drop Credit cards revenue fell $34.5 M, primarily due to persistent pressures in organic search traffic over quarters.
California Tax Asset Risk Valuation allowance remains on California deferred tax assets; realization judgment could materially impact future tax provision.
Future Capital Requirements Future capital needs may vary materially; potential need to seek debt or equity financing on unfavorable terms.

見通し

Strategic Investment Plans Intends to fund operations and capital expenditures principally with cash flows from operations for growth initiatives.
Opportunistic Share Repurchases Program intends opportunistic repurchases of Class A stock; $55.8 M authorization remains as of September 30, 2025.
Vertical Expansion Focus Plans expansion within existing and new verticals, developing competitive products compliant with evolving applicable regulations.
Technology Capability Development Focus on developing scalable technology and data capabilities to enhance user engagement and provide personalized guidance.

同業比較

売上高 (TTM)

LexinFintech Holdings Ltd.LX
$1.91B
-2.0%
Universal Insurance Holdings, Inc.UVE
$1.58B
+4.6%
NerdWallet, Inc.NRDS
$795.00M
+24.7%

粗利益率 (最新四半期)

NerdWallet, Inc.NRDS
92.9%
+2.1pp
Central Pacific Financial Corp.CPF
82.0%
+10.7pp
Heritage Financial CorporationHFWA
76.4%
+8.5pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
BBDC$960.10M12.36.6%57.4%
MCB$953.80M13.39.7%0.0%
HFWA$941.62M13.97.5%0.6%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
5.4%
安定成長
4四半期純利益CAGR
-12.0%
収益性の低下
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年2月18日
|
EPS:$0.17
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月6日|
    売上高: $215.10M+12.4%
    |
    EPS: $0.35+26823.1%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $186.90M+24.1%
    |
    EPS: $0.11-191.7%
    予想通り

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月6日|
    売上高: $209.20M+29.2%
    |
    EPS: $0.00-81.0%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月19日|
    売上高: $687.60M+14.7%
    |
    EPS: $0.40+366.7%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年10月29日|
    売上高: $191.30M+25.2%
    |
    EPS: $0.00-120.0%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年7月31日|
    売上高: $150.60M+5.1%
    |
    EPS: $-0.12-14.3%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年4月25日|
    売上高: $161.90M-4.5%
    |
    EPS: $0.01-36.6%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月20日|
    売上高: $599.40M+11.2%
    |
    EPS: $-0.15-7.1%
    予想を下回る