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Camden National Corporation

Camden National Corporation

NASDAQ•CAC
CEO: Mr. Simon R. Griffiths
セクター: Financial Services
業種: Banks - Regional
上場日: 1997-10-08
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
連絡先情報
2 Elm Street, Camden, ME, 04843, United States
207-236-8821
www.camdennational.com
時価総額
$855.59M
PER (TTM)
13.1
14.8
配当利回り
3.3%
52週高値
$51.57
52週安値
$34.53
52週レンジ
94%
順位37Top 34.1%
4.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$96.18M+29.42%
直近4四半期の推移

EPS

$1.34+32.67%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Northway Acquisition Boosts Scale Total assets reached $7.0B following January 2025 Northway merger; total revenues increased 45% in Q3 2025.
Strong Net Interest Income Growth Nine-month FTE NIM rose 72 basis points to 3.09%; core NIM reached 2.73%, driven by asset yield expansion.
Solid Capital Adequacy Maintained Total risk-based capital ratio stood at 13.47% as of September 30, 2025, exceeding regulatory minimums comfortably.
Asset Quality Remains Resilient Non-performing assets were only 0.17% of total loans; ACL coverage on loans stood at 0.91% at period end.

リスク要因

Elevated Q3 Credit Charge-offs Q3 net charge-offs were $11.1M, driven by a $10.7M partial charge-off on one syndicated commercial loan.
Interest Rate Sensitivity Exposure Sensitivity analysis shows potential 2.1% decrease in Year 1 net interest income under a 200 basis point rate shock.
Integration and Merger Costs Merger and acquisition costs totaled $9.2M for nine months, reflecting ongoing integration expenses post-Northway close.
Deposit Mix Shift Concerns Brokered deposits decreased 31% ($55.7M) in nine months, though core deposits grew significantly via acquisition.

見通し

Profitability Momentum Expected Management expects strong earnings momentum moving forward, benefiting from synergies and expanded presence in New Hampshire.
Loan Portfolio Quality Review Asset quality remains strong; management continues reassessing underwriting standards based on macroeconomic outlook projections.
Capital Position Rebuilding Capital position continues to rebuild following the Northway acquisition; regulatory ratios remain well in excess of requirements.
Managing Funding Costs Future NIM performance depends on managing funding costs as CDs mature into potentially lower market rates.

同業比較

売上高 (TTM)

Metropolitan Bank Holding Corp.MCB
$527.15M
+7.1%
Camden National CorporationCAC
$367.34M
+26.8%
Orrstown Financial Services, Inc.ORRF
$353.86M
+24.6%

粗利益率 (最新四半期)

First Financial CorporationTHFF
96.6%
+26.3pp
First Community Bankshares, Inc.FCBC
90.9%
+4.8pp
Capital City Bank Group, Inc.CCBG
88.4%
+2.5pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
MCB$972.34M13.69.7%0.0%
CAC$855.59M13.19.8%8.3%
MCBS$849.56M11.514.8%11.3%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
3.0%
緩やかな成長
4四半期純利益CAGR
45.5%
収益性の大幅な改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年5月4日
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EPS:-
|
売上高:-
財務レポート
財務データ
ニュース
全年度
  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月6日|
    売上高: $92.60M+25.5%
    |
    EPS: $1.25+38.9%
    予想を上回る
  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $90.67M+26.8%
    |
    EPS: $0.83+1.2%
    予想を下回る
  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月8日|
    売上高: $87.90M+25.3%
    |
    EPS: $0.43-52.7%
    予想を下回る
  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月7日|
    売上高: $289.72M+15.7%
    |
    EPS: $3.63+21.8%
    予想を上回る
  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月7日|
    売上高: $73.76M+20.1%
    |
    EPS: $0.90+34.3%
    予想を上回る
  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月8日|
    売上高: $71.50M+10.2%
    |
    EPS: $0.82-3.5%
    予想を上回る
  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月8日|
    売上高: $70.15M+17.8%
    |
    EPS: $0.91+4.6%
    予想を上回る
  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月8日|
    売上高: $250.32M+19.8%
    |
    EPS: $2.98-28.7%
    予想通り