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Paymentus Holdings, Inc.

Paymentus Holdings, Inc.

NYSE•PAY
CEO: Mr. Dushyant Sharma
セクター: Technology
業種: Information Technology Services
上場日: 2021-05-26
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.
連絡先情報
11605 North Community House Road, Suite 300, Charlotte, NC, 28277, United States
888-440-4826
www.paymentus.com
時価総額
$2.91B
PER (TTM)
49.5
27.8
配当利回り
--
52週高値
$40.43
52週安値
$22.65
52週レンジ
3%
順位46Top 59.5%
3.5
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.5 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q3 2025 データ

売上高

$310.74M+34.19%
直近4四半期の推移

EPS

$0.14+16.67%
直近4四半期の推移

フリーCF

$34.97M-1681.77%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Nine Month Revenue Soars Revenue reached $866.05M USD for nine months, marking a strong 41.1% increase over prior year period.
Operating Income Jumps Income from operations grew 67.8% to $51.47M USD for nine months, showing operating leverage improvement.
Cash Flow Generation Strong Net cash from operations was $117.00M USD for nine months, significantly higher than $35.72M USD last year.
Transaction Volume Increases Processed transactions hit 531.3M units for nine months, reflecting 23.3% growth driven by new and existing billers.

リスク要因

Gross Margin Compression Noted Gross margin declined to 24.5% from 28.0% due to customer mix shift toward lower margin enterprise billers.
Economic Uncertainty Persists Elevated inflation and geopolitical tensions create uncertainty impacting consumer spending habits and processing costs.
Increased Operating Expenses Total operating expenses grew 13.7% for nine months, driven by R&D and G&A cost increases.
Contract Liabilities Growth Total contract liabilities increased to $6.44M USD as of September 30, 2025, requiring future revenue recognition.

見通し

Focus on Growth Expansion Plans include expanding operations, enhancing platform features, and growing biller, partner, and consumer bases internationally.
Evaluating New Accounting Rules Currently evaluating potential impact of adopting FASB ASU 2025-05 regarding credit loss measurement for receivables.
Capital Resources Sufficient Unrestricted cash of $287.9M USD expected to support working capital needs for at least the next 12 months.
R&D Capitalization Stable Capitalized internal-use software development costs were $27.3M USD for nine months, slightly down from $27.4M USD prior.

同業比較

売上高 (TTM)

Avnet, Inc.AVT
$23.15B
+3.0%
Concentrix CorporationCNXC
$9.83B
+2.2%
Insight Enterprises, Inc.NSIT
$8.25B
-5.2%

粗利益率 (最新四半期)

Verra Mobility CorporationVRRM
96.5%
-1.1pp
Euronet Worldwide, Inc.EEFT
83.1%
+56.7pp
BlackLine, Inc.BL
75.2%
-0.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
DOCN$5.84B23.2-153.0%92.3%
AVT$5.40B25.94.2%15.7%
NOVT$5.01B94.86.8%33.6%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
6.4%
安定成長
4四半期純利益CAGR
10.5%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年2月23日
|
EPS:$0.18
|
売上高:$313.77M
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月4日|
    売上高: $310.74M+34.2%
    |
    EPS: $0.14+16.7%
    予想を下回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月5日|
    売上高: $280.08M+41.9%
    |
    EPS: $0.12+59.2%
    予想を下回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月7日|
    売上高: $275.24M+48.9%
    |
    EPS: $0.11+83.3%
    予想を下回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月11日|
    売上高: $871.75M+41.9%
    |
    EPS: $0.36+100.0%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月12日|
    売上高: $231.57M+51.9%
    |
    EPS: $0.12+132.6%
    予想を上回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月9日|
    売上高: $197.42M+32.6%
    |
    EPS: $0.08+59.4%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月7日|
    売上高: $184.88M+24.6%
    |
    EPS: $0.06+952.6%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月5日|
    売上高: $614.49M+23.6%
    |
    EPS: $0.18+4385.7%
    予想を下回る