Paymentus Holdings, Inc.

NYSE•PAY

CEO: Mr. Dushyant Sharma

セクター: Technology

業種: Information Technology Services

上場日: 2021-05-26

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.

連絡先情報

11605 North Community House Road, Suite 300, Charlotte, NC, 28277, United States

888-440-4826

www.paymentus.com

時価総額

$3.02B

PER (TTM)

46.6

21.8

配当利回り

52週高値

$40.43

52週安値

$22.02

52週レンジ

11%

順位46Top 59.5%

3.5

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 3.5 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$330.46M+0.00%

直近4四半期の推移

EPS

$0.16+0.00%

直近4四半期の推移

フリーCF

$45.05M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Revenue Jumps 37.3% Total revenue reached $1.20B in 2025, marking a substantial 37.3% increase over prior year results.

Net Income Soars 51.5% Net income totaled $66.9M in 2025, reflecting a significant 51.5% increase compared to 2024 results.

Transaction Volume Rises Processed 724.0 million transactions in 2025, driven by new billers and existing partner activity growth.

Strong Free Cash Flow Free cash flow generation was $125.0M in 2025, resulting from stronger operating performance scaling the business.

リスク要因

Growth Rate Sustainability Risk Historical growth rate may not sustain; failure to attract/retain billers and financial institutions could harm business.

Cost Increases Threaten Profitability Profitability uncertain due to expected cost increases that may not be offset by revenue growth or investment benefits.

Third-Party Service Interruptions Dependence on third-party processors, sponsor banks, and printers; service interruptions from these providers could harm operations.

Dual Class Structure Control Dual class stock structure concentrates voting control with AKKR, limiting stockholder influence on corporate matters.

見通し

Win Larger Billers Strategically Plan to win new and larger billers, financial institutions, and partners by investing in IPN growth and superior product offering.

Invest in Platform Innovation Continue investing in platform and IPN to introduce new features, leveraging AI/ML for better functionality and growth.

International Expansion Focus Strategy focuses on leveraging existing relationships for international expansion, targeting Canada and India over time.

Expand New Channels Verticals Intend to leverage platform to expand into new channels and industry verticals, centering on favorable bill payment characteristics.

同業比較

売上高 (TTM)

AVT

$23.15B

+3.0%

CNXC

$9.83B

+2.2%

NSIT

$8.25B

-5.2%

粗利益率 (最新四半期)

VRRM

102.1%

-1.1pp

EEFT

83.1%

+56.7pp

75.0%

-0.1pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
DOCN	$6.09B	23.4	-214.1%	39.8%
AVT	$4.93B	23.6	4.2%	25.4%
NOVT	$4.27B	84.9	5.8%	18.9%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

6.3%

安定成長

4四半期純利益CAGR

14.4%

収益性の着実な向上

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年5月11日

EPS:$0.17

売上高:$335.45M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし