Comerica Incorporated
NYSE•CMA
CEO: Mr. Curtis Chatman Farmer
セクター: Financial Services
業種: Banks - Regional
上場日: 1980-03-17
Comerica Incorporated, through its subsidiaries, provides various financial products and services. The company operates through Commercial Bank, Retail Bank, Wealth Management, and Finance segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services for small and middle market businesses, multinational corporations, and governmental entities. The Retail Bank segment provides personal financial services, such as consumer lending, consumer deposit gathering, and mortgage loan origination; and various consumer products that include deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers products and services comprising financial planning, trust and fiduciary services, investment management and advisory, brokerage, private banking, and business transition planning services for affluents, high-net worth and ultra-high-net-worth individuals and families, business owners, and executives, and institutional clients. The Finance segment comprises securities portfolio, and asset and liability management activities. It operates in Texas, California, Michigan, Arizona, and Florida, the United States; and Canada and Mexico. The company was formerly known as DETROITBANK Corporation and changed its name to Comerica Incorporated in July 1982. Comerica Incorporated was founded in 1849 and is headquartered in Dallas, Texas.
連絡先情報
Comerica Bank Tower, 1717 Main Street, Dallas, TX, 75201-6404, United States
833-571-0486
時価総額
$11.35B
PER (TTM)
16.2
13.9
配当利回り
3.2%
52週高値
$99.41
52週安値
$48.12
52週レンジ
順位46Top 59.5%
3.5
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.5 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$1.21B-0.99%
直近4四半期の推移
EPS
$1.28+4.06%
直近4四半期の推移
フリーCF
$0.00-100.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Nine Month Net Interest Income Rises NII increased $109M to $1.72B for nine months; NIM improved 32 basis points to 3.14% driven by lower funding costs.
Net Income and EPS Increased Nine-month net income rose $19M to $547M; diluted EPS grew to $4.01 from $3.80 year-over-year comparison.
Strong Capital Ratios Maintained Estimated CET1 ratio remained strong at 11.90% compared to 11.89% year-end; Tangible Common Equity Ratio improved to 8.34%.
Nonperforming Assets Decline Total nonperforming assets decreased $48M to $260M year-end; allowance coverage remained stable at 1.43% of total loans.
リスク要因
Merger Integration Risks High Pending Fifth Third merger introduces substantial integration costs, potential delays, and uncertainty regarding realizing expected synergies post-closing.
Economic Forecasts Show Headwinds CECL forecasts reflect slowing GDP growth, persistent inflation uncertainty, and potential downside risks from trade conflicts impacting credit quality.
Deposit Base Contraction Total deposits decreased $1.2B sequentially to $62.6B; short-term borrowings increased $965M to manage funding needs.
Sensitivity to Rate Changes Economic Value of Equity shows sensitivity, with a 100 basis point rise causing an estimated $302M negative impact on EVE.
見通し
Merger Closing Anticipated All-stock merger with Fifth Third is anticipated to close at the end of Q1 2026, subject to regulatory and shareholder approvals.
Stable Credit Loss Outlook Allowance for credit losses is stable, reflecting slightly improved economic forecasts but continued management overlay for forecast uncertainty.
Capital Deployment Focus Corporation targets CET1 ratio near 10%; repurchased $302M in common stock during the nine months ended September 30, 2025.
Direct Express Contract Impact Loss of Direct Express contract may materially impact financial statements due to loss of $3.7B in noninterest-bearing deposits.
同業比較
売上高 (TTM)
$11.15B
$6.98B
$5.29B
粗利益率 (最新四半期)
100.0%
80.4%
76.4%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| CFG | $25.13B | 13.8 | 7.2% | 5.0% |
| CMA | $11.35B | 16.2 | 10.0% | 6.8% |
| FHN | $11.13B | 11.3 | 11.1% | 5.5% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.8%
緩やかな成長
4四半期純利益CAGR
0.8%
収益性の緩やかな改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年4月20日
EPS:$1.29
|売上高:$846.55M
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし