Hilltop Holdings Inc.
NYSE•HTH
CEO: Mr. Jeremy Blue Ford
セクター: Financial Services
業種: Banks - Regional
上場日: 2004-02-19
Hilltop Holdings Inc. provides business and consumer banking services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It also provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is based in Dallas, Texas.
連絡先情報
時価総額
$2.37B
PER (TTM)
14.1
15.3
配当利回り
1.9%
52週高値
$40.41
52週安値
$27.35
52週レンジ
順位41Top 44.9%
4.0
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$411.17M+21.65%
直近4四半期の推移
EPS
$0.69+25.45%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Strong Nine-Month Net Income Net income attributable to Hilltop rose to $124.0M YTD, driving diluted EPS to $1.95, significantly up from $1.19 last year.
Consolidated NIM Improves Consolidated taxable equivalent NIM expanded to 2.99% for nine months, supported by banking segment NII growth despite lower deposit costs.
Loan Portfolio Credit Quality Non-accrual loans decreased to $65.5M (0.75% of total loans) by Sep 30, 2025, reflecting lower commercial and industrial delinquencies.
Robust Capital Adequacy Maintained Hilltop's CET1 ratio remains strong at 20.33% as of Sep 30, 2025, well above regulatory minimums including conservation buffers.
リスク要因
Economic Uncertainty Impacts Credit Continued economic uncertainty, tariffs, and inflation pose risks to loan portfolio quality, potentially requiring future adjustments to the allowance for credit losses.
Mortgage Origination Volatility Mortgage origination segment results remain volatile, experiencing operating losses in Q3 2025 due to lower origination volumes and MSR valuation changes.
Interest Rate Risk Exposure Banking segment remains asset sensitive; falling rates could compress net interest income, while rising rates could slow asset yield increases due to rate floors.
Deposit Competition Pressures Competition for deposits continues, potentially increasing funding costs and requiring greater reliance on secondary liquidity sources if organic deposits decline further.
見通し
Credit Loss Forecast Sensitivity Allowance estimates are highly sensitive to macroeconomic forecasts; downside economic scenarios could result in a significant increase in required credit loss reserves.
Debt Reduction Completed Senior Notes ($150M) and 2030 Subordinated Notes ($50M) were fully redeemed in H1 2025, reducing future interest expense obligations.
Broker-Dealer Revenue Outlook Broker-dealer revenue depends on market activity; advisory fees remain strong, but trading gains are subject to market volatility and interest rate sensitivity.
Capital Deployment Focus Hilltop maintains capacity for organic growth and capital preservation, with approximately $62M remaining share repurchase capacity through January 2026.
同業比較
売上高 (TTM)
$2.92B
$1.63B
$1.41B
粗利益率 (最新四半期)
80.6%
78.3%
BANR76.1%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| PNFP | $7.31B | 11.4 | 9.5% | 4.4% |
| TRMK | $2.64B | 11.7 | 10.8% | 5.9% |
| FRME | $2.63B | 10.6 | 9.5% | 5.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.4%
緩やかな成長
4四半期純利益CAGR
-0.4%
収益性の安定
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年10月24日|売上高: $418.07M+1.6%|EPS: $0.74+60.9%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年7月25日|売上高: $389.82M-2.7%|EPS: $0.57+83.9%予想を上回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年4月28日|売上高: $406.14M+3.8%|EPS: $0.65+54.8%予想を上回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月14日|売上高: $1.54B+2.5%|EPS: $1.74+3.0%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年10月25日|売上高: $411.49M-0.5%|EPS: $0.46-19.3%予想を上回るForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月2日|売上高: $400.45M-0.9%|EPS: $0.31+10.7%予想を上回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年4月22日|売上高: $391.23M+10.5%|EPS: $0.42+5.0%予想を上回るForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月14日|売上高: $1.50B+11.1%|EPS: $1.69+5.0%予想通り