Porch Group, Inc.

NASDAQ•PRCH

CEO: Mr. Matthew Ehrlichman

セクター: Technology

業種: Software - Application

上場日: 2020-01-13

Porch Group, Inc., together with its subsidiaries, operates a vertical software and insurance platform in the United States. The company operates in two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to inspection, mortgage, and title companies on a subscription and transactional basis, as well as move and post-move services. This segment offers inspection software and services, title insurance software, mortgage software, moving services, mover and homeowner marketing, and measurement software for roofers. The Insurance segment offers consumers with insurance and warranty products to protect their homes. This segment provides property-related insurance and captive reinsurance products; and warranty products under the Porch Warranty, American Home Protect, and Residential Warranty Services brands. The company was founded in 2011 and is headquartered in Seattle, Washington.

連絡先情報

411 1st Avenue S., Suite 501, Seattle, WA, 98104, United States

855-767-2400

porchgroup.com

時価総額

$804.61M

PER (TTM)

180.4

69.8

配当利回り

52週高値

$19.44

52週安値

$4.65

52週レンジ

20%

順位65Top 96.0%

1.6

F-Score

改良版 Piotroski 分析

7年ファンダメンタル

弱い • 1.6 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2019-2025

財務ダッシュボード

Q4 2025 データ

売上高

$124.30M+0.00%

直近4四半期の推移

EPS

-$0.03+0.00%

直近4四半期の推移

フリーCF

-$12.80M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Revenue Growth 10% Total consolidated Revenue $482.4M, up 10% from $437.8M in 2024; Insurance Services segment benefited greatly.

Gross Profit Surges 68% Gross Profit $340.0M, surging 68% from $201.9M, reflecting successful shift to operator model.

Adjusted EBITDA Improvement Adjusted EBITDA $76.6M, showing 968% improvement year-over-year, driven by higher margin management fees.

Underwriting Loss Ratio Better Reciprocal Attritional Loss Ratio improved to 17% in 2025, down from 22% in 2024 due to better underwriting.

リスク要因

Reciprocal Entity Dependency Porch growth tied to Reciprocal financial health; Porch manages but does not own the exchange entity.

Catastrophe Weather Exposure Weather events and catastrophes pose material risk to Reciprocal surplus position and financial stability ratings.

Competitive Industry Landscape Highly competitive, fragmented industry requires constant innovation to maintain consumer brand resonance and pricing advantage.

Cybersecurity System Vulnerability System technology infrastructure vulnerable to cyberattacks; data breaches could result in costly mitigation and reputational harm.

見通し

Focus on Profitable Growth Entering profitable growth chapter focused on long-term shareholder value creation through strategic execution and scaling.

Scale Insurance Premiums Strategy includes scaling insurance premiums by expanding offerings across existing states and recruiting high-performing sales teams.

Software SaaS Innovation Plan to increase utilization of SaaS products, launch new features, and maintain high customer retention rates.

Monetize Proprietary Data Intend to add new Home Factors categories quarterly and further monetize proprietary property insights with third parties.

同業比較

売上高 (TTM)

ALIT

$2.26B

-3.0%

LSPD

$1.19B

+13.4%

PRGS

$977.83M

+29.8%

粗利益率 (最新四半期)

ADEA

92.2%

-0.4pp

82.5%

-0.4pp

PRGS

81.6%

-1.4pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
ADEA	$2.50B	22.4	26.3%	41.9%
JAMF	$1.75B	-42.0	-5.5%	36.0%
HIMX	$1.72B	39.1	5.0%	34.4%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

5.9%

安定成長

4四半期純利益CAGR

-19.9%

収益性の低下

キャッシュフロー安定性

75%

キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年5月4日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし