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Primerica, Inc.

NYSE•PRI
CEO: Mr. Glenn Jackson Williams
セクター: Financial Services
業種: Insurance - Life
上場日: 2010-04-01
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement plans. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
連絡先情報
1 Primerica Parkway, Duluth, GA, 30099, United States
770-381-1000
www.primerica.com
時価総額
$7.89B
PER (TTM)
10.6
14
配当利回り
1.7%
52週高値
$296.00
52週安値
$230.09
52週レンジ
29%
順位7
7.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
強い • 7.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$838.34M+0.00%
直近4四半期の推移

EPS

$6.14+0.00%
直近4四半期の推移

フリーCF

$325.66M+0.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Soars 60% Net income reached $751.2M in 2025, marking a substantial 60% increase over prior year results.
Total Revenues Increased 7% Total revenues grew to $3.29B in 2025, driven by strong commissions and fees across segments.
Stockholders Equity Rises Total stockholders' equity increased to $2.45B by year-end 2025, reflecting strong retained earnings growth.
Term Life Face Amount Grows Term life insurance face amount in force reached $967.6B, showing 1% growth due to issued volume exceeding terminations.

リスク要因

Independent Sales Recruiting Slows New recruits fell to 358,316 in 2025, impacting the next generation of sales force growth potential.
Interest Rate Fluctuation Risk Interest rate fluctuations pose risk; 100 bps rate shift estimates $695M impact on future policy benefits liability.
Contractor Classification Uncertainty Adverse tax, legal, or financial consequences possible if independent sales representatives classification is challenged.
IT System Failure Risk High dependency on IT systems means system failure, security compromise, or internet outage risks material disruption.

見通し

Strategic Growth Pillars Focus Strategic plan emphasizes understanding client financial challenges and expanding digital experiences for connected conversations.
Sales Force Scalability Confirmed Support systems and technology provide high scalability capacity for large independent sales force growth without overhead increase.
Talent Pipeline Enhancement Executive management focuses on enhancing succession planning and talent pipeline development due to expected senior retirements.
New Share Repurchase Plan Authorized new $475.0M share repurchase program running through December 31, 2026, supporting capital return.

同業比較

売上高 (TTM)

LNC stock ticker logoLNC
$18.29B
+1.7%
CFG stock ticker logoCFG
$11.15B
-9.7%
GL stock ticker logoGL
$6.00B
+3.8%

粗利益率 (最新四半期)

CFG stock ticker logoCFG
100.0%
+40.1pp
PRI stock ticker logoPRI
80.8%
-1.0pp
ONB stock ticker logoONB
68.6%
+7.5pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
CFG$24.45B13.47.2%5.0%
GL$11.05B9.720.6%8.5%
XP$9.52B9.722.5%21.5%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.4%
緩やかな成長
4四半期純利益CAGR
5.2%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年5月5日
|
EPS:-
|
売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし