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Primerica, Inc.

Primerica, Inc.

NYSE•PRI
CEO: Mr. Glenn Jackson Williams
セクター: Financial Services
業種: Insurance - Life
上場日: 2010-04-01
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement plans. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
連絡先情報
1 Primerica Parkway, Duluth, GA, 30099, United States
770-381-1000
www.primerica.com
時価総額
$7.98B
PER (TTM)
10.6
15
配当利回り
1.7%
52週高値
$296.00
52週安値
$230.09
52週レンジ
30%
順位7
7.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
強い • 7.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$853.68M+0.00%
直近4四半期の推移

EPS

$6.14+0.00%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Total Revenue Growth Strong Total revenues reached 2.44B USD for nine months, marking an 8% increase driven by commissions and net premiums.
Investment Segment Income Rises Investment and Savings segment income grew 15.7% to 254.9M USD for nine months, reflecting strong asset value growth.
Term Life Income Marginally Higher Term Life segment income from continuing operations increased 2.1% to 474.5M USD for nine months ended September 30, 2025.
Significant Share Repurchases Executed Repurchased 480.4M shares in Q3 2025 for $346.3M, utilizing capital under the authorized $450.0M Share Repurchase Program.

リスク要因

Sales Force Recruitment Failure Failure to attract or retain independent sales representatives materially adversely affects distribution structure and future business growth.
Regulatory Scrutiny on Model CSA is closely examining the Principal Distributor funds model; future amendments could require modifications impacting commission structure.
Actuarial Assumption Variances Differences between actual mortality, persistency, and disability experience versus assumptions impact LFPB and financial results.
Canadian Currency Volatility Changes in the Canadian dollar exchange rate significantly affect consolidated USD reported revenues, expenses, and assets.

見通し

Conservative Investment Strategy Conservative strategy emphasizes asset preservation and liquidity, maintaining limits on asset type, duration, and issuer concentrations.
Reinsurance Practice Intentions Intends to continue ceding approximately 90% of mortality risk on new business using YRT reinsurance arrangements.
Sufficient Liquidity Position Anticipates cash flows from businesses will provide sufficient operating liquidity over the next 12 months; Parent cash was 370.2M USD.
Sales Force Licensing Trends Licensing activity remained comparable to historical levels in 2025, despite lower new recruit numbers compared to 2024.

同業比較

売上高 (TTM)

Lincoln National CorporationLNC
$18.46B
+35.5%
Citizens Financial Group, Inc.CFG
$11.15B
-9.7%
Globe Life Inc.GL
$6.00B
+3.8%

粗利益率 (最新四半期)

Citizens Financial Group, Inc.CFG
100.0%
+40.1pp
MARA Holdings, Inc.MARA
82.9%
+133.8pp
Old National BancorpONB
68.6%
+7.5pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
CFG$27.82B15.37.2%5.0%
GL$11.47B10.021.3%0.0%
XP$10.39B10.723.2%18.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.0%
緩やかな成長
4四半期純利益CAGR
5.2%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年5月5日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月6日|
    売上高: $839.77M+8.5%
    |
    EPS: $6.36+31.4%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $793.27M+0.3%
    |
    EPS: $5.41+17184.3%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月8日|
    売上高: $804.84M+9.4%
    |
    EPS: $5.06+28.4%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月28日|
    売上高: $3.09B+12.4%
    |
    EPS: $13.73-14.0%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月7日|
    売上高: $774.13M+11.0%
    |
    EPS: $4.84+14.4%
    予想通り

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月8日|
    売上高: $790.96M+14.9%
    |
    EPS: $0.03-99.2%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月7日|
    売上高: $735.95M+6.7%
    |
    EPS: $3.94+16.2%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月28日|
    売上高: $2.75B+3.4%
    |
    EPS: $15.97+29.1%
    予想通り