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First Business Financial Services, Inc.

First Business Financial Services, Inc.

NASDAQ•FBIZ
CEO: Mr. Corey A. Chambas
セクター: Financial Services
業種: Banks - Regional
上場日: 2005-11-09
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing loans and leases, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services. In addition, the company offers bank consulting consisting of investment portfolio administrative and asset liability management services, and commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
連絡先情報
401 Charmany Drive, Madison, WI, 53719, United States
608-238-8008
www.firstbusiness.bank
時価総額
$485.80M
PER (TTM)
9.5
15
配当利回り
2.1%
52週高値
$60.54
52週安値
$42.18
52週レンジ
88%
順位42Top 47.5%
3.9
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.9 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$70.21M+3.08%
直近4四半期の推移

EPS

$1.60-6.43%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Quarterly Net Income Growth Net income available to common shareholders reached $14.2M for the quarter, up 37.5% year-over-year, driven by strong revenue expansion.
Top Line Revenue Increased 12.6% Nine-month top line revenue grew to $126.4M, supported by an 11.9% rise in net interest income and a 3.68% NIM.
Asset Quality Shows Improvement Non-performing assets decreased to $23.5M by period end, while the provision for credit losses fell to $1.44M for the quarter.
Loan Portfolio Expansion Continues Period-end gross loans and leases grew $222.8M annualized, reaching $3.337B, driven by commercial real estate and C&I growth.

リスク要因

Sector Concentration Credit Risk Exposure to Equipment Finance Transportation loans rated Category IV requires careful monitoring due to continued sector stress expectations.
Funding Cost Volatility Risk Net interest margin stability relies on managing core deposit growth against potential volatility from FILOI and short-term funding costs.
Regulatory Environment Uncertainty Ongoing banking sector volatility may result in new legislation or increased government regulation and supervision impacting operations.

見通し

Target Net Interest Margin Range Management targets a long-term net interest margin in the 3.60% to 3.65% range, dependent on FILOI timing and future rate changes.
Core Deposit and Lending Growth Success relies on growing core deposit relationships and disciplined loan pricing to support profitability goals and maintain asset quality.
Assessing New Accounting Standards The Corporation is assessing the impact of recently issued FASB ASU 2024-03 regarding income statement expense disaggregation disclosures.

同業比較

売上高 (TTM)

Peapack-Gladstone Financial CorporationPGC
$441.36M
+9.5%
Kearny Financial Corp.KRNY
$343.87M
-1.6%
Capital Bancorp, Inc.CBNK
$303.63M
+25.6%

粗利益率 (最新四半期)

Northfield Bancorp, Inc. (Staten Island, NY)NFBK
314.9%
+0.0pp
Sierra BancorpBSRR
100.0%
+0.0pp
Community West BancsharesCWBC
74.7%
+6.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
RRBI$600.66M13.712.3%0.0%
PGC$596.09M16.05.9%3.5%
AROW$570.06M12.910.6%0.7%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.5%
緩やかな成長
4四半期純利益CAGR
6.1%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月22日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年10月31日|
    売上高: $73.39M+10.5%
    |
    EPS: $1.70+37.1%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年7月25日|
    売上高: $68.54M+4.9%
    |
    EPS: $1.35+9.8%
    予想通り

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年4月25日|
    売上高: $67.11M+7.3%
    |
    EPS: $1.32+26.9%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月26日|
    売上高: $262.38M+16.0%
    |
    EPS: $5.20+20.1%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年10月25日|
    売上高: $66.39M+11.8%
    |
    EPS: $1.24+6.0%
    予想を上回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年7月26日|
    売上高: $65.34M+19.8%
    |
    EPS: $1.23+25.5%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年4月26日|
    売上高: $62.54M+23.9%
    |
    EPS: $1.04-1.0%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月28日|
    売上高: $226.24M+50.0%
    |
    EPS: $4.33-8.8%
    予想通り