SouthState Corporation
NASDAQ•SSB
CEO: Mr. John C. Corbett
セクター: Financial Services
業種: Banks - Regional
上場日: 1997-01-28
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It offers checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits, as well as bond accounting, asset/liability consulting related activities, and other clearing and corporate checking account services. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. In addition, it provides debit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust management services; and credit cards, letters of credit, and home equity lines of credit. The company also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
連絡先情報
1101 First Street South, Suite 202, Winter Haven, FL, 33880, United States
863-293-4710
時価総額
$9.09B
PER (TTM)
11.3
14.4
配当利回り
2.6%
52週高値
$108.46
52週安値
$77.74
52週レンジ
順位37Top 34.1%
4.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$954.50M+64.92%
直近4四半期の推移
EPS
$2.48+31.22%
直近4四半期の推移
フリーCF
$85.12M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Strong Net Income Growth Net Income surged 49.3% to $798.7M, driven by Independent merger integration. Efficiency ratio improved to 53.1% from 56.9% year-over-year.
NIM Expansion Driven by Yield Tax-equivalent NIM rose 51 basis points to 3.94% due to a 60 basis point increase in asset yield. Loan portfolio yield reached 5.78%.
Asset Base Expanded Significantly Total assets grew 44.9% to $67.2B following the Independent acquisition. Total deposits increased to $55.1B, supported by assumed balances.
Capital Ratios Remain Strong Capital ratios remain strong despite acquisition impact; Consolidated CET1 ratio stood at 11.36%. All ratios exceed well-capitalized minimums.
リスク要因
High Commercial Real Estate Exposure Significant loan concentration in CRE (58% of portfolio); weakening real estate market increases default risk and allowance needs.
Interest Rate Risk Exposure Profitability highly dependent on NIM; adverse interest rate shifts or yield curve flattening could compress margins.
Integration Synergy Realization Risk Failure to fully realize expected synergies from Independent merger could negatively impact profitability and growth targets.
Evolving Cybersecurity Compliance Complex, evolving data privacy and cybersecurity regulations increase compliance costs and potential legal liability exposure.
見通し
Focus on Organic Growth Strategy Strategy focuses on organic growth within footprint and assessing strategic M&A opportunities meeting strict cultural fit criteria.
Key Technology Investment Focus Future success relies on continued significant investment in technology and AI to enhance efficiency and meet evolving customer digital demands.
Stable Credit Quality Expected Management expects credit quality to remain solid but monitors macroeconomic forecasts influencing ACL modeling and provisioning needs.
Sustaining Strong Capital Position Plan to maintain capital ratios well above regulatory minimums while supporting growth and potential future capital deployment actions.
同業比較
売上高 (TTM)
$11.15B
$5.29B
$4.91B
粗利益率 (最新四半期)
100.0%
76.4%
72.0%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| CFG | $24.45B | 13.4 | 7.2% | 5.0% |
| CMA | $11.35B | 16.2 | 10.0% | 6.8% |
| WBS | $10.95B | 10.9 | 10.7% | 5.1% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
40.6%
収益性の大幅な改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし