logo
logo
SouthState Corporation

SouthState Corporation

NASDAQ•SSB
CEO: Mr. John C. Corbett
セクター: Financial Services
業種: Banks - Regional
上場日: 1997-01-28
SouthState Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies. It offers checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposits, money market accounts, and other time deposits, as well as bond accounting, asset/liability consulting related activities, and other clearing and corporate checking account services. The company also offers commercial real estate loans, residential real estate loans, commercial, and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. In addition, it provides debit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Further, the company offers safe deposit boxes, bank money orders, wire transfer, brokerage services, and alternative investment products, including annuities, mutual funds, and trust management services; and credit cards, letters of credit, and home equity lines of credit. The company also serves its customers through online, mobile, and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
連絡先情報
1101 First Street South, Suite 202, Winter Haven, FL, 33880, United States
863-293-4710
www.southstatebank.com
時価総額
$10.46B
PER (TTM)
13.0
15
配当利回り
2.2%
52週高値
$108.46
52週安値
$77.74
52週レンジ
86%
順位37Top 34.1%
4.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$954.50M+64.92%
直近4四半期の推移

EPS

$2.48+31.22%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Net Income Growth Q3 Net Income surged 72.3% to $246.6M, driven by acquisition accretion and higher loan yields; Diluted EPS reached $2.42.
Significant Balance Sheet Expansion Total assets grew 42.4% to $66.05B from 12/31/2024, fueled by the Independent acquisition, boosting total loans to $47.08B net.
Improved Net Interest Margin Non-TE NIM expanded 66 basis points to 4.05% for Q3 2025, benefiting from higher acquired loan accretion income (71 bps yield rise).
Capital Ratios Remain Robust Consolidated CET1 ratio stood strong at 11.48% and Tier 1 Leverage at 9.36%, well exceeding well-capitalized regulatory minimums.

リスク要因

Credit Quality Deterioration Noted Total NPLs rose to $320.8M (0.67% of loans); Acquired loan charge-offs contributed significantly to net charge-offs this quarter.
Interest Rate Environment Headwinds Management monitors NIM compression risk; recent Fed rate cuts imply a lower rate environment impacting future asset yields.
Integration and Merger Costs Q3 results included significant merger/severance expenses ($20.9M); integration costs remain a factor influencing noninterest expense trends.
Cyber Incident Litigation Exposure Pending Cyber Incident Suit remains unquantifiable; management has not recorded any loss accrual as probability and amount are not estimable.

見通し

Continued Acquisition Integration Focus Management focuses on integrating Independent operations, realizing expected synergies, and monitoring associated merger-related expense realization in 2025.
Asset Quality Monitoring Ongoing ACL methodology relies heavily on macroeconomic forecasts; management maintains a neutral stance recognizing downside risks and uncertainty.
Liquidity Position Remains Adequate Liquidity policy limits are met; significant capacity remains available via FHLB/FRB facilities, supported by strong capital and deposit base.
Capital Buffer Maintained Capital ratios are expected to remain well in excess of minimums, supporting continued operations and potential future strategic growth activities.

同業比較

売上高 (TTM)

Citizens Financial Group, Inc.CFG
$11.15B
-9.7%
Western Alliance BancorporationWAL
$5.29B
+5.6%
First Horizon CorporationFHN
$4.91B
-0.5%

粗利益率 (最新四半期)

Citizens Financial Group, Inc.CFG
100.0%
+40.1pp
Cullen/Frost Bankers, Inc.CFR
98.1%
+0.0pp
SouthState CorporationSSB
72.0%
+4.0pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
CFG$27.96B15.37.2%5.0%
FHN$12.09B12.311.1%5.5%
WBS$11.47B11.410.7%5.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
40.6%
収益性の大幅な改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月22日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度
  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年10月31日|
    売上高: $980.77M+58.4%
    |
    EPS: $2.44+29.8%
    予想を上回る
  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月1日|
    売上高: $927.32M+52.9%
    |
    EPS: $2.12+21.8%
    予想を上回る
  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月2日|
    売上高: $894.65M+51.9%
    |
    EPS: $0.88-41.7%
    予想を下回る
  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月21日|
    売上高: $2.39B+9.2%
    |
    EPS: $7.01+7.8%
    予想を上回る
  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月1日|
    売上高: $619.11M+8.0%
    |
    EPS: $1.88+15.3%
    予想を上回る
  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月2日|
    売上高: $606.35M+9.2%
    |
    EPS: $1.74+7.4%
    予想を上回る
  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月3日|
    売上高: $588.81M+12.8%
    |
    EPS: $1.51-17.9%
    予想通り
  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月4日|
    売上高: $2.19B+30.9%
    |
    EPS: $6.50-2.3%
    予想通り