Tiptree Inc.
NASDAQ•TIPT
CEO: Mr. Michael Gene Barnes
セクター: Financial Services
業種: Insurance - Specialty
上場日: 2010-10-15
Tiptree Inc., through its subsidiaries, provides specialty insurance products and related services primarily in the United States. It operates through two segments: Insurance and Mortgage. The company offers niche; commercial lines insurance products, including professional liability, general liability, contractual liability protection, property and other short-tail, and alternative risks insurance products; and personal lines insurance products, such as credit protection surrounding loan payments. It also provides auto and consumer warranty programs, including mobile devices, consumer electronics, appliances, furniture; and vehicle service contracts, GAP, and ancillary products; as well as premium or warranty contract financing services, lead generation support, and business process outsourcing services. In addition, the company offers mortgage loans for institutional investors; asset management services; and maritime shipping and asset management services, as well as invests in shares. It markets its products through a network of independent insurance agents, consumer finance companies, online retailers, auto dealers, and regional big box retailers. The company was formerly known as Tiptree Financial Inc. and changed its name to Tiptree Inc. in December 2016. Tiptree Inc. was founded in 1978 and is headquartered in Greenwich, Connecticut.
連絡先情報
時価総額
$668.35M
PER (TTM)
13.1
18.6
配当利回り
2.8%
52週高値
$27.41
52週安値
$17.07
52週レンジ
順位48Top 64.4%
3.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q3 2025 データ
売上高
$523.40M+5.94%
直近4四半期の推移
EPS
$0.17-43.33%
直近4四半期の推移
フリーCF
$133.38M+119.81%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Total Revenues Increased 1.8% Nine months revenues reached $1.57B, up 1.8% driven by earned premiums growth and investment gains compared to prior year.
Insurance Premium Growth Strong Gross written premiums for nine months totaled $2.52B, marking a 13.7% increase due to E&S expansion across geographies.
Adjusted Income Increased 18.1% Nine months Adjusted Net Income (before NCI) was $135.2M, showing strong 18.1% growth primarily from insurance operations.
Combined Ratio Improved 1.7 Points Insurance combined ratio improved to 88.5% for nine months, reflecting better underwriting performance despite a slight loss ratio increase.
リスク要因
Merger Uncertainty Impacts Operations Pending Fortegra Merger creates uncertainty, potentially harming client relationships and diverting management attention post-announcement.
Significant Merger Transaction Costs Substantial non-recurring costs incurred related to the Merger, totaling $11.7M year-to-date, regardless of completion status.
Mortgage Business Volume Declining Mortgage origination volumes decreased 1.4% for the three months ended September 30, 2025, impacting segment income before taxes.
Litigation Risks Remain Unresolved Unresolved class action litigation regarding credit insurance claims could result in substantial costs or delay the anticipated Merger completion.
見通し
Fortegra Merger Closing Anticipated Merger expected to close mid-2026, subject to stockholder and regulatory approvals, resulting in $1.65B cash consideration.
Reliance Sale Agreement Signed Purchase Agreement signed October 31, 2025, to sell Reliance for estimated $51M gross proceeds based on tangible book value.
Capital Allocation Flexibility Noted Merger proceeds intended for working capital, debt repayment, stock repurchases, or dividends, at Board discretion post-closing.
Insurance Growth Strategy Continues Insurance segment focuses on expanding E&S distribution partner network and growing specialty lines business mix for future revenue.
同業比較
売上高 (TTM)
$2.05B
$1.64B
DGICA$988.19M
粗利益率 (最新四半期)
95.3%
74.4%
TRST68.3%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| EIG | $999.24M | 16.3 | 5.9% | 0.1% |
| MCB | $959.88M | 13.4 | 9.7% | 0.0% |
| HBNC | $922.43M | -6.1 | -20.6% | 6.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.3%
緩やかな成長
4四半期純利益CAGR
-31.0%
収益性の低下
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年2月24日
EPS:-
|売上高:-
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年10月31日|売上高: $523.40M+5.9%|EPS: $0.17-43.3%不明Form 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年7月30日|売上高: $526.97M-3.7%|EPS: $0.50+42.9%不明Form 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年4月30日|売上高: $496.70M-1.6%|EPS: $0.15-37.5%不明Form 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年3月3日|売上高: $2.04B+23.9%|EPS: $1.44+323.5%不明Form 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年10月30日|売上高: $494.05M+18.6%|EPS: $0.30+25.0%予想を下回るForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年7月31日|売上高: $547.39M+35.3%|EPS: $0.35+118.8%予想を下回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月1日|売上高: $504.73M+32.3%|EPS: $0.24-900.0%不明Form 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月29日|売上高: $1.65B+18.0%|EPS: $0.34+240.0%不明