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Blue Ridge Bankshares, Inc.

AMEX•BRBS
CEO: Mr. G. William Beale
セクター: Financial Services
業種: Banks - Regional
上場日: 2012-09-25
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through: Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, consumer installment, and guaranteed government loans; and residential mortgage loans and mortgages loans on real estate. In addition, it provides wire, direct deposit payroll, remote deposit, electronic statement, and other services; and property and casualty insurance products to individuals and businesses, as well as online, mobile, and telephone banking services. Further, the company offers employee benefit plans and administration services; management services for personal and corporate trusts, including estate planning and settlement, and trust administration, investment and wealth management services. It operates in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Charlottesville, Virginia.
連絡先情報
1807 Seminole Trail, Charlottesville, VA, 22901, United States
540-743-6521
www.blueridgebankshares.com
時価総額
$365.04M
PER (TTM)
39.5
14.3
配当利回り
6.3%
52週高値
$4.79
52週安値
$2.92
52週レンジ
57%
順位43Top 50.7%
3.8
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$34.16M-15.93%
直近4四半期の推移

EPS

$0.04-257.48%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Q3 Net Income Jumps Net income reached $5.6M for Q3 2025, a significant rebound from $0.9M loss last year; 9M net income $6.5M.
NIM Significantly Improves Q3 Net Interest Margin rose to 3.60% (vs 2.74% prior year), driven by successful exit of high-cost fintech BaaS deposits.
Loan Portfolio Shrinks Total assets declined 8.8% to $2.50B; net loans held for investment decreased $199.1M due to selective runoff.
Capital Ratios Strengthen Holding company Tier 1 Leverage ratio increased to 14.70% (vs 12.43% YE 2024), well exceeding regulatory minimums.

リスク要因

Nonaccrual Loans Rising Nonaccrual loans increased to $24.3M (1.27% of loans), driven by one $4.7M multifamily loan placed on nonaccrual status.
CRE Lending Environment Heightened risk in CRE portfolio due to higher interest rates straining debt service burdens for floating rate loans.
Regulatory Constraints Remain Bank remains subject to OCC Consent Order requiring higher capital ratios, limiting activities until the order is lifted.
Deposit Funding Shift Total deposits fell $228.4M, primarily due to $134.6M decrease in brokered time deposits following fintech exit strategy.

見通し

Focus on Workforce Right-Sizing Salaries expense declined 18.3% Q/Q reflecting headcount reduction as the Company transitions to a traditional community banking model.
Share Repurchase Activity Company adopted $15.0M repurchase program in August 2025; $2.8M utilized in Q3, signaling capital deployment focus.
Credit Quality Monitoring Management expects future credit losses to be insignificant despite recent NPL increases, maintaining adequate ACL coverage.
Post-Period Dividend Announced Special cash dividend of $0.25 per share announced October 27, 2025, totaling approximately $30.0M for shareholders.

同業比較

売上高 (TTM)

FFWM stock ticker logoFFWM
$551.26M
+14.5%
PGC stock ticker logoPGC
$441.36M
+9.5%
PFIS stock ticker logoPFIS
$281.36M
+22.4%

粗利益率 (最新四半期)

NFBK stock ticker logoNFBK
314.9%
+0.0pp
BMRC stock ticker logoBMRC
86.6%
+15.9pp
BSRR stock ticker logoBSRR
79.3%
+0.0pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
PGC$596.09M16.05.9%3.5%
RRBI$586.74M13.412.3%0.0%
NFBK$557.13M665.80.1%17.7%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-3.8%
横ばい
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月22日
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EPS:-
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売上高:-
財務データ
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財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし