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Blue Foundry Bancorp

Blue Foundry Bancorp

NASDAQ•BLFY
CEO: Mr. James D. Nesci
セクター: Financial Services
業種: Banks - Regional
上場日: 2021-07-16
Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses in the United States. The company offers saving, time, and non-interest bearing deposits; demand accounts; and loans, such as one-to-four family residential property, multi-family, residential real estate, non-residential real estate, consumer, construction, and commercial and industrial loans, as well as junior liens and home equity lines of credit. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.
連絡先情報
19 Park Avenue, Rutherford, NJ, 07070, United States
201-939-5000
www.bluefoundrybank.com
時価総額
$300.41M
PER (TTM)
-39.2
15.2
配当利回り
--
52週高値
$14.63
52週安値
$7.61
52週レンジ
98%
順位51Top 71.3%
3.0
F-Score
改良版 Piotroski 分析
6年ファンダメンタル
弱い • 3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2020-2025

財務ダッシュボード

Q3 2025 データ

売上高

$0.00-100.00%
直近4四半期の推移

EPS

-$0.10-49.42%
直近4四半期の推移

フリーCF

-$70.00K-98.13%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

NII and NIM Expansion Net interest income grew 23.1% to $34.6M YTD; NIM expanded 36 basis points to 2.26% for nine months.
Net Loss Significantly Narrowed Nine-month net loss improved to $6.5M from $9.2M year-over-year, reflecting better operating performance.
Balance Sheet Asset Growth Total assets reached $2.16B by September 30, 2025; gross loans increased by $131.4M year-to-date.
Capital Adequacy Remains Strong Common Equity Tier 1 ratio was 17.63%, significantly exceeding the 4.50% regulatory minimum requirement.

リスク要因

Non-Performing Loans Increased NPLs rose to $11.4M (0.7% of loans) compared to $9.1M (0.6%) at year-end 2024, driven by one credit.
Credit Loss Provisioning Rises Provision for credit losses on loans totaled $905K YTD, reflecting loan growth and economic forecast deterioration.
Off-Balance Sheet Allowance Grows Allowance for off-balance sheet exposures increased to $503K from $157K at December 31, 2024.
Deposit Mix Shifts to Brokered Brokered deposits increased to $275.0M, replacing retail time deposit reductions to fund loan originations.

見通し

Interest Rate Shock Exposure EVE analysis indicates a potential 14.1% decrease in economic value from an instantaneous 100 basis point rate increase.
Loan Portfolio Diversification Focus Management implementing strategies to manage interest rate risk by diversifying loan portfolio composition.
Liquidity Position Adequate Available borrowing capacity is 2.2x total uninsured and uncollateralized deposits as of September 30, 2025.
New Accounting Standards Review Company evaluating impact of recently issued FASB ASUs, including those related to income tax disclosures.

同業比較

売上高 (TTM)

First Internet BancorpINBK
$318.00M
-4.6%
OP BancorpOPBK
$166.66M
+8.2%
MainStreet Bancshares, Inc.MNSB
$135.47M
-1.7%

粗利益率 (最新四半期)

First National CorporationFXNC
75.9%
+17.4pp
Hawthorn Bancshares, Inc.HWBK
72.0%
+0.0pp
National Bankshares, Inc.NKSH
71.7%
+11.8pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
BLFY$300.41M-39.2-2.3%15.0%
FXNC$251.85M14.210.0%2.1%
NKSH$243.31M15.49.0%0.0%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
N/M
売上高の変動が大きい
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
25%
キャッシュフローに注意が必要

深度リサーチ

財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月13日|
    売上高: $0.00-100.0%
    |
    EPS: $-0.10-49.4%
    不明

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月12日|
    売上高: $23.84M+9.2%
    |
    EPS: $-0.10-10.4%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月12日|
    売上高: $23.11M+8.5%
    |
    EPS: $-0.13+0.0%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月27日|
    売上高: $87.25M+7.8%
    |
    EPS: $-0.55-77.4%
    予想を下回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月13日|
    売上高: $21.92M+6.7%
    |
    EPS: $-0.19+216.7%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月9日|
    売上高: $21.83M+8.4%
    |
    EPS: $-0.11+37.5%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月14日|
    売上高: $21.29M+10.2%
    |
    EPS: $-0.13+160.0%
    予想を上回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月27日|
    売上高: $80.91M+24.3%
    |
    EPS: $-0.31-444.4%
    予想を下回る