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Northrim BanCorp, Inc.

NASDAQ•NRIM
CEO: Mr. Michael G. Huston
セクター: Financial Services
業種: Banks - Regional
上場日: 1990-11-15
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and app banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, corporate purchase cards, integrated payables, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long-term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage services. The company was founded in 1990 and is headquartered in Anchorage, Alaska.
連絡先情報
3111 C Street, Anchorage, AK, 99503, United States
907-562-0062
www.northrim.com
時価総額
$496.85M
PER (TTM)
7.7
14.5
配当利回り
2.8%
52週高値
$30.82
52週安値
$16.18
52週レンジ
43%
順位38Top 36.9%
4.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$62.32M+13.69%
直近4四半期の推移

EPS

$0.56+12.56%
直近4四半期の推移

フリーCF

$127.01M+0.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Surges 75% Net income reached $64.6M in 2025, driven by Community Banking growth and SCF acquisition benefits; ROAA improved to 2.02%.
NIM Expansion and Efficiency Net Interest Margin increased to 4.69% due to higher rates and favorable asset mix; efficiency ratio improved significantly to 58.45%.
Strong Capital Ratios Maintained Company CET1 ratio was 10.38% and Bank CET1 ratio was 11.84%, comfortably exceeding regulatory well-capitalized minimums.

リスク要因

Asset Quality Deterioration Noted Nonperforming loans rose to $11.3M (0.49% ratio); adversely classified loans increased sharply to $33.5M from $9.6M.
Alaska Economic Concentration Operations concentrated in Alaska make results highly sensitive to regional economic downturns, especially in natural resource sectors.
Commercial Real Estate Exposure Commercial Real Estate loans comprise 52% of the portfolio, facing increased risk due to sustained higher interest rates since 2022.

見通し

Credit Quality Management Focus Management committed to maintaining asset quality, keeping ACL coverage consistent at 1.03% despite rising nonaccruals.
Value-Added Growth Strategy Strategy emphasizes calculated, sustainable organic and inorganic market share growth coupled with operational efficiency for shareholder value.
NIM Sensitivity to Rates NIM expansion expected from higher yields, but sensitive to potential faster increases in interest expense on liabilities.

同業比較

売上高 (TTM)

FFWM stock ticker logoFFWM
$551.26M
+14.5%
MSBI stock ticker logoMSBI
$455.97M
-23.1%
TCBX stock ticker logoTCBX
$366.95M
+8.5%

粗利益率 (最新四半期)

NFBK stock ticker logoNFBK
314.9%
+0.0pp
NRIM stock ticker logoNRIM
82.9%
+5.0pp
ACNB stock ticker logoACNB
77.1%
-3.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
SHBI$592.32M10.010.4%1.8%
RRBI$588.16M13.512.3%0.0%
NFBK$541.68M651.80.1%17.2%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
3.8%
緩やかな成長
4四半期純利益CAGR
-2.3%
収益性の安定
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月21日
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EPS:-
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売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし