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Northrim BanCorp, Inc.

Northrim BanCorp, Inc.

NASDAQ•NRIM
CEO: Mr. Michael G. Huston
セクター: Financial Services
業種: Banks - Regional
上場日: 1990-11-15
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and app banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, corporate purchase cards, integrated payables, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long-term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage services. The company was founded in 1990 and is headquartered in Anchorage, Alaska.
連絡先情報
3111 C Street, Anchorage, AK, 99503, United States
907-562-0062
www.northrim.com
時価総額
$566.63M
PER (TTM)
8.8
14.8
配当利回り
2.5%
52週高値
$30.82
52週安値
$16.18
52週レンジ
65%
順位38Top 36.9%
4.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$62.32M+13.69%
直近4四半期の推移

EPS

$0.56+12.56%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Q3 Net Income Surges Q3 2025 Net Income reached $27.1M, up significantly from $8.8M in 2024, largely due to a $14.2M gain on asset sale.
Strong Net Interest Margin Net Interest Margin expanded 54 basis points to 4.83% for Q3, driven by favorable earning asset mix favoring higher loan balances and yields.
Deposit Base Expansion Total deposits grew 8% to $2.91B by September 30, 2025; non-interest bearing demand deposits increased 14% year-over-year.
Capital Ratios Remain Strong Company's Total Risk-Based Capital ratio stood at 11.56%, comfortably exceeding the 10.00% regulatory requirement for well-capitalized status.

リスク要因

Asset Quality Deterioration Adversely classified loans increased sharply to $38.6M (from $9.6M in 2024); potential problem loans rose to $28.7M.
Rising Nonaccrual Loans Net nonaccrual loans increased to $9.56M as of September 30, 2025, up from $7.53M at year-end 2024, indicating credit stress.
Interest Rate Sensitivity NIM gains are sensitive to the cost of interest-bearing liabilities; unexpected increases in funding costs could compress future margins.
Economic Concentration Risk Significant loan exposure remains in the Alaska economy, particularly the oil and gas sector, subject to commodity price volatility.

見通し

Credit Quality Monitoring Management will closely monitor loan portfolio quality, especially given the significant increase in adversely classified and potential problem loans.
Specialty Finance Contribution The Specialty Finance segment, bolstered by the Sallyport acquisition, is expected to continue driving purchased receivable income growth.
NIM Sustainability Focus Future net interest margin performance hinges on maintaining favorable earning asset mix and managing interest expense on deposits.
New Tax Disclosure Adoption The Company intends to prospectively adopt ASU 2023-09 regarding income tax disclosures for fiscal years beginning after December 15, 2024.

同業比較

売上高 (TTM)

First Foundation Inc.FFWM
$551.26M
+14.5%
Midland States Bancorp, Inc.MSBI
$455.97M
-23.1%
Third Coast Bancshares, Inc.TCBX
$366.95M
+8.5%

粗利益率 (最新四半期)

Northfield Bancorp, Inc. (Staten Island, NY)NFBK
314.9%
+0.0pp
Northrim BanCorp, Inc.NRIM
82.9%
+5.0pp
ACNB CorporationACNB
77.1%
-3.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
SHBI$671.54M11.310.4%1.8%
RRBI$612.96M14.012.3%0.0%
TCBX$593.56M8.913.1%0.3%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
3.8%
緩やかな成長
4四半期純利益CAGR
-2.3%
収益性の安定
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月21日
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EPS:-
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売上高:-
財務レポート
財務データ
ニュース
全年度
  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年10月27日|
    売上高: $63.01M+23.5%
    |
    EPS: $1.23+207.5%
    予想を上回る
  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年7月28日|
    売上高: $61.44M+32.2%
    |
    EPS: $0.53+29.3%
    予想を下回る
  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年4月28日|
    売上高: $55.76M+27.7%
    |
    EPS: $0.60+61.7%
    予想を上回る
  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月10日|
    売上高: $195.96M+23.8%
    |
    EPS: $1.68+48.3%
    予想を上回る
  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年10月30日|
    売上高: $51.00M+20.3%
    |
    EPS: $0.40+6.7%
    予想を上回る
  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月1日|
    売上高: $46.49M+19.8%
    |
    EPS: $0.41+65.7%
    予想を上回る
  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月3日|
    売上高: $43.65M+25.8%
    |
    EPS: $0.37+75.3%
    予想を上回る
  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月8日|
    売上高: $158.33M+17.8%
    |
    EPS: $1.13-15.0%
    予想を下回る