Bowhead Specialty Holdings Inc.

NYSE•BOW

CEO: Mr. David Newman

セクター: Financial Services

業種: Insurance - Property & Casualty

上場日: 2008-08-28

Bowhead Specialty Holdings Inc. provides specialty property and casualty insurance products in the United States. It underwrites casualty insurance solutions for risks in the construction, distribution, heavy manufacturing, real estate, and hospitality segments; professional liability insurance solutions for financial institutions, private and public directors and officers liability insurance, errors and omissions liability insurance, and cyber segments; and healthcare solutions for hospitals, senior care providers, managed care organizations, miscellaneous medical facilities, and healthcare management liability segments. The company distributes its products through distribution partners in wholesale and retail markets. Bowhead Specialty Holdings Inc. was formerly known as Bowhead Holdings Inc. and changed its name to Bowhead Specialty Holdings Inc. in March 2024. The company was founded in 2020 and is based in New York, New York.

連絡先情報

1411 Broadway, Suite 3800, New York, NY, 10018, United States

212-970-0269

bowheadspecialty.com

時価総額

$740.91M

PER (TTM)

13.8

11.2

配当利回り

52週高値

$42.29

52週安値

$21.93

52週レンジ

順位18Top 5.0%

6.3

F-Score

改良版 Piotroski 分析

3年ファンダメンタル

強い • 6.3 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2023-2025

財務ダッシュボード

Q4 2025 データ

売上高

$151.68M+0.00%

直近4四半期の推移

EPS

$0.45+0.00%

直近4四半期の推移

フリーCF

$56.80M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Soars Net income reached $53.8M USD in 2025, marking a strong 40.6% increase over prior year results.

Gross Premiums Expanded Gross written premiums grew 24.0% to $862.8M USD, driven by growth across all four underwriting divisions.

Investment Income Rises Net investment income increased 44.1% to $57.8M USD, benefiting from higher investment balances and yields.

Earned Premiums Accelerate Net earned premiums showed 27.7% growth, totaling $491.7M USD, reflecting successful premium earning realization.

リスク要因

Underwriting Income Declines Underwriting income fell 18.4% to $14.9M USD due to rising loss ratios and increased acquisition costs.

Loss Ratio Deterioration Noted Total loss ratio worsened 2.3 points to 66.7% in 2025, driven by higher expected loss ratios in key divisions.

Strategic Partner Dependency Risk Inability to maintain strategic relationship with AmFam would materially affect business operations and ability to write policies.

Reserve Estimates Uncertainty Inherent uncertainty in risk assessment tools may cause actual losses to differ materially from current reserve estimates.

見通し

Focus on Underwriting Profit Strategy centers on profitably growing existing specialized lines while identifying market dislocations for quick execution.

Attract Best-in-Class Talent Hybrid, remote-friendly operating model supports attracting and retaining specialized, experienced underwriting talent nationwide.

Opportunistic Market Expansion Actively evaluate expanding into adjacent product lines and small/micro commercial segments leveraging existing expertise.

Leverage Technology for Efficiency Continuous investment in technology and data analytics drives efficiency, supporting the core underwriting-first strategy.

同業比較

売上高 (TTM)

BHF

$6.37B

+45.9%

ATLC

$1.97B

+328.3%

UVE

$1.60B

+5.4%

粗利益率 (最新四半期)

HRTG

132.8%

+27.8pp

ATLC

107.3%

-3.6pp

CGBD

106.8%

-2.4pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
BHF	$3.44B	8.0	7.2%	1.3%
SAFT	$1.09B	10.8	11.3%	2.5%
UVE	$961.52M	5.2	38.0%	4.3%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

7.3%

安定成長

4四半期純利益CAGR

9.1%

収益性の着実な向上

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年5月4日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし