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Axos Financial, Inc.

Axos Financial, Inc.

NYSE•AX
CEO: Mr. Gregory Garrabrants C.F.A., J.D.
セクター: Financial Services
業種: Banks - Regional
上場日: 2005-03-16
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers various investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
連絡先情報
9205 West Russell Road, Suite 400, Las Vegas, NV, 89148, United States
858-649-2218
investors.axosfinancial.com/corporate-profile/default.aspx
時価総額
$5.53B
PER (TTM)
12.1
14.6
配当利回り
--
52週高値
$101.92
52週安値
$54.46
52週レンジ
91%
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q2 2026 データ

売上高

$562.94M+17.39%
直近4四半期の推移

EPS

$2.27+24.04%
直近4四半期の推移

フリーCF

$85.42M-45.39%
直近4四半期の推移

2026 Q2 決算ハイライト

主なハイライト

Net Income Shows Strong Growth Six-month net income reached $240.75M, an 11.4% increase year-over-year, driven by higher net interest income.
Asset Base Expanded via Acquisition Total assets grew 13.8% to $28.20B since June 30, 2025, primarily due to the September 30, 2025 acquisition of Verdant.
Asset Quality Significantly Improved Non-performing loan ratio sharply decreased to 0.61% at period end, down from 1.26% six months prior.
NII Rises Despite Margin Pressure Six-month Net Interest Income increased 8.8% to $622.76M; Net Interest Margin compressed 15 basis points to 4.85%.

リスク要因

Credit Provisioning Increased Provision for credit losses rose 61% to $42.26M for six months, reflecting loan growth and post-acquisition provisioning.
Net Interest Margin Compression NIM declined 15 basis points year-over-year to 4.85%, reflecting lower yields on earning assets relative to funding costs.
Acquisition Integration Expenses Non-interest expense increased significantly due to $16.2M in depreciation/amortization related to the Verdant equipment leases.
Pending Litigation Exposure Three putative class action lawsuits remain pending; management does not currently expect an ultimate material adverse effect.

見通し

Sustained Integration Costs Expect elevated non-interest expenses, particularly depreciation and amortization, due to ongoing integration of acquired assets.
Capital Adequacy Maintained Company and Bank remain 'well capitalized' under Basel III rules; may need to raise capital to support future growth.
Favorable Credit Outlook Lower average loan portfolio LTV suggests potential for future lower mortgage loan charge-offs compared to many peer banks.
Hedge Gains Recognition Approximately $2.0 million of pre-tax net gain from cash flow hedges recorded in AOCI is expected to hit income next 12 months.

同業比較

売上高 (TTM)

Grupo Aval Acciones y Valores S.A.AVAL
$8.75B
-3.5%
Flagstar Financial, Inc.FLG
$4.74B
-25.8%
Webster Financial CorporationWBS
$4.42B
+5.8%

粗利益率 (最新四半期)

International Bancshares CorporationIBOC
79.3%
+3.1pp
First Financial Bankshares, Inc.FFIN
76.2%
+2.4pp
Hancock Whitney CorporationHWC
75.6%
+5.9pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
WBS$11.62B11.510.7%5.1%
UBSI$6.21B13.48.6%2.7%
HWC$5.92B12.111.1%3.4%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
6.8%
安定成長
4四半期純利益CAGR
6.9%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月28日
|
EPS:-
|
売上高:-
財務レポート
財務データ
ニュース
全年度

  • Form 10-Q - Q2 2026

    会計期末: 2025年12月31日|提出日: 2026年1月29日|
    売上高: $562.94M+17.4%
    |
    EPS: $2.27+24.0%
    予想を上回る

  • Form 10-Q - Q1 2026

    会計期末: 2025年9月30日|提出日: 2025年10月30日|
    売上高: $493.87M-2.9%
    |
    EPS: $1.99+1.0%
    予想を上回る

  • Form 10-K - FY 2025

    会計期末: 2025年6月30日|提出日: 2025年8月21日|
    売上高: $1.93B+9.2%
    |
    EPS: $7.61-2.7%
    予想を上回る

  • Form 10-Q - Q3 2025

    会計期末: 2025年3月31日|提出日: 2025年4月30日|
    売上高: $461.92M-2.2%
    |
    EPS: $1.84-5.2%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2024年12月31日|提出日: 2025年1月28日|
    売上高: $479.57M+14.1%
    |
    EPS: $1.83-30.9%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2024年9月30日|提出日: 2024年10月30日|
    売上高: $508.56M+28.9%
    |
    EPS: $1.97+40.7%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年6月30日|提出日: 2024年8月22日|
    売上高: $1.77B+39.8%
    |
    EPS: $7.82+51.8%
    予想通り

  • Form 10-Q - Q3 2024

    会計期末: 2024年3月31日|提出日: 2024年4月30日|
    売上高: $472.27M+40.5%
    |
    EPS: $1.94+45.9%
    予想を上回る