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Timberland Bancorp, Inc.

Timberland Bancorp, Inc.

NASDAQ•TSBK
CEO: Mr. Dean J. Brydon CPA
セクター: Financial Services
業種: Banks - Regional
上場日: 1998-01-13
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
連絡先情報
624 Simpson Avenue, Hoquiam, WA, 98550, United States
360-533-4747
www.timberlandbank.com
時価総額
$307.88M
PER (TTM)
10.1
15
配当利回り
2.8%
52週高値
$40.41
52週安値
$27.51
52週レンジ
89%
順位28Top 16.1%
5.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 5.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q1 2026 データ

売上高

$29.95M+11.03%
直近4四半期の推移

EPS

$1.04+20.93%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2026 Q1 決算ハイライト

主なハイライト

NIM Expansion Strong Net Interest Margin increased to 3.85% from 3.64% year-over-year, driven by favorable asset repricing and lower funding costs.
Net Income Growth Reported Net income grew 19.8% to $8.22M for the quarter; diluted EPS reached $1.04 compared to $0.86 previously.
Credit Loss Recapture Noted Reported net recapture of $(0.035)M in credit losses, contrasting with a provision recorded in the prior year period.
Capital Ratios Remain Strong Leverage Tier 1 capital ratio was 12.67%, significantly exceeding the 4.00% regulatory minimum requirement.

リスク要因

Substandard Loan Reduction Substandard loans fell $24.19M sequentially, primarily due to the payoff of the largest substandard loan secured by land development.
Deposit Mix Pressures Total deposits decreased $12.15M sequentially; non-interest bearing balances declined due to competitive pricing and customer shifts.
Non-Accrual Loans Decline Non-accrual loans decreased 2.8% QoQ to $4.28M, though collateral-dependent loans still carry associated credit loss reserves.
Goodwill Impairment Potential Adverse economic shifts or stock price decreases could trigger material impairment charges on the recorded goodwill balance.

見通し

Interest Margin Outlook Funding costs declined slower than asset yields, moderating the overall benefit to net interest margin moving forward.
Loan Portfolio Rebalancing Net loans decreased due to construction/land payoffs, offset by growth in one- to four-family and multi-family loan categories.
Capital Return Strategy Company expects to continue quarterly dividends ($0.29/share announced) and authorized a new stock repurchase program.
Liquidity Position Secure Liquidity is deemed adequate, supported by available borrowing capacity, including $708.68M available from the FHLB.

同業比較

売上高 (TTM)

FS Bancorp, Inc.FSBW
$217.51M
+6.8%
The First Bancorp, Inc.FNLC
$177.61M
+7.2%
LINKBANCORP, Inc.LNKB
$175.41M
+4.7%

粗利益率 (最新四半期)

Timberland Bancorp, Inc.TSBK
72.6%
+3.4pp
FS Bancorp, Inc.FSBW
70.0%
-0.6pp
Northeast Community Bancorp, Inc.NECB
67.4%
+2.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
LNKB$345.36M10.311.1%4.3%
PKBK$337.65M8.812.0%6.4%
FNLC$327.38M9.412.7%5.9%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
4.1%
緩やかな成長
4四半期純利益CAGR
6.7%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月20日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q1 2026

    会計期末: 2025年12月31日|提出日: 2026年2月6日|
    売上高: $29.95M+11.0%
    |
    EPS: $1.04+20.9%
    不明

  • Form 10-Q - Q3 2025

    会計期末: 2025年6月30日|提出日: 2025年8月8日|
    売上高: $27.32M+6.1%
    |
    EPS: $0.90+21.6%
    不明

  • Form 10-Q - Q2 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $26.56M+7.5%
    |
    EPS: $0.85+19.7%
    不明

  • Form 10-Q - Q1 2025

    会計期末: 2024年12月31日|提出日: 2025年2月10日|
    売上高: $26.98M+11.2%
    |
    EPS: $0.86+10.3%
    不明

  • Form 10-K - FY 2024

    会計期末: 2024年9月30日|提出日: 2024年12月11日|
    売上高: $101.55M+16.4%
    |
    EPS: $3.02-9.0%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年6月30日|提出日: 2024年8月7日|
    売上高: $25.76M+18.6%
    |
    EPS: $0.74-3.9%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年3月31日|提出日: 2024年5月8日|
    売上高: $24.71M+16.8%
    |
    EPS: $0.71-12.3%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2023年12月31日|提出日: 2024年2月12日|
    売上高: $24.26M+16.3%
    |
    EPS: $0.78-14.3%
    予想を下回る