Valley National Bancorp
NASDAQ•VLY
CEO: Mr. Ira D. Robbins
セクター: Financial Services
業種: Banks - Regional
上場日: 1990-03-23
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. It operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, and foreign wire transfers services. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; receivable, payment, and security solution, merchant, payroll processing, and liquidity services; credit cards; and drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.
連絡先情報
時価総額
$6.56B
PER (TTM)
11.0
14.5
配当利回り
3.7%
52週高値
$13.87
52週安値
$7.48
52週レンジ
順位54Top 78.1%
2.7
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.7 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$892.14M+0.64%
直近4四半期の推移
EPS
$0.34+70.00%
直近4四半期の推移
フリーCF
$187.51M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Net Income Jumped Significantly Net income available to common shareholders rose to $569.0M in 2025, up from $358.9M in 2024, driving diluted EPS to $1.01.
NIM Expansion Achieved Tax-equivalent Net Interest Margin improved 20 basis points to 3.05% in 2025, benefiting from lower deposit costs and repricing.
CRE Concentration Reduced CRE loan concentration ratio declined to 333% by year-end 2025, continuing strategic diversification efforts away from this segment.
Strong Capital Ratios Maintained Valley maintained robust capital levels; CET1 ratio stood at 10.99% exceeding regulatory minimums comfortably at year-end 2025.
リスク要因
Credit Quality Creeping Up NPA ratio increased to 0.87% by year-end 2025, driven by rising non-accrual commercial real estate balances.
Goodwill Impairment Potential Goodwill totaled $1.9B; future adverse changes in business estimates could necessitate significant impairment charges.
Cybersecurity Threat Exposure Subject to complex and evolving data privacy/cybersecurity laws, increasing compliance costs and operational disruption risks.
Deposit Cost Sensitivity Reliance on deposit funding subjects NII to competition; inability to retain low-cost deposits pressures margins.
見通し
Projected NII Growth Management anticipates net interest income growth of approximately 11% to 13% for the full year 2026.
CRE Ratio Decline Expected CRE loan concentration ratio is expected to gradually decline towards 300% by December 31, 2027, through portfolio mix shifts.
Technology Investment Focus Continued investment in technology and AI integration to enhance efficiency and customer experience across segments.
Credit Cost Moderation Total net loan charge-offs to average loans expected to decrease to approximately 0.15% to 0.20% in 2026.
同業比較
売上高 (TTM)
$4.01T
$3.49B
$3.33B
粗利益率 (最新四半期)
65349.8%
96.5%
80.4%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| BOKF | $7.58B | 13.2 | 9.8% | 8.9% |
| CBSH | $7.02B | 11.6 | 15.4% | 9.1% |
| SNV | $6.95B | 8.7 | 14.5% | 5.1% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.9%
緩やかな成長
4四半期純利益CAGR
22.6%
収益性の大幅な改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし