
Valley National Bancorp
NASDAQ•VLY
CEO: Mr. Ira D. Robbins
セクター: Financial Services
業種: Banks - Regional
上場日: 1990-03-23
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. It operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, and foreign wire transfers services. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; receivable, payment, and security solution, merchant, payroll processing, and liquidity services; credit cards; and drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.
連絡先情報
時価総額
$7.60B
PER (TTM)
12.7
15.2
配当利回り
3.2%
52週高値
$13.79
52週安値
$7.48
52週レンジ
順位54Top 78.1%
2.7
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.7 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$892.14M+0.64%
直近4四半期の推移
EPS
$0.34+70.00%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Quarterly Net Income Surges Net income $163.4M for Q3 2025, up significantly from $98.0M last year; Basic EPS reached $0.28 per diluted share.
Net Interest Margin Improves Tax-equivalent NIM rose 4 basis points to 3.05% for Q3 2025, driven by higher asset yields and lower funding costs.
Loan Loss Provision Decreases Provision for loan losses dropped sharply to $19.2M in Q3 2025 from $75.0M year-over-year, significantly aiding profitability.
Strong Capital Ratios Maintained Total Risk-Based Capital ratio stood at 13.83% and CET1 at 11.00%, comfortably exceeding all regulatory minimum requirements.
リスク要因
Non-Accrual Loans Increased Non-accrual loans rose to $421.5M (0.86% of loans) due to three new non-performing CRE/construction loans totaling $67.0M.
CRE Concentration Remains High Commercial Real Estate loans total $28.7B, representing 58.2% of total loans; goal is gradual reduction below 350% ratio.
Deposit Mix Shifting Uninsured deposits total $13.7B (27% of total deposits); management notes deposit gathering challenges due to market competition.
Interest Rate Risk Exposure Simulation shows a 100 basis point immediate rate decrease projects a 1.60% decrease in NII over the next 12 months.
見通し
Revised NII Growth Forecast Full year 2025 Net Interest Income growth revised down to 8% projection due to lower anticipated loan growth of approximately 2 percent.
ACL Stabilization Expected Anticipate Allowance for Credit Losses to stabilize between 1.20% and 1.25% of total loans through December 31, 2025.
Focus on CRE Runoff Continued strategy of targeted runoff of transactional CRE loans to maintain CRE concentration ratio below the 350 percent goal.
Professional Fees Remain Elevated Expect higher levels of professional and legal fees incurred in Q3 2025 to continue into early 2026 due to transformation efforts.
同業比較
売上高 (TTM)
BMA$4.82B
VLY$3.49B
$3.33B
粗利益率 (最新四半期)
96.5%
80.4%
COLB75.6%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| BOKF | $8.58B | 14.3 | 9.8% | 8.9% |
| CBSH | $8.18B | 13.3 | 15.4% | 9.1% |
| PNFP | $7.65B | 11.9 | 9.5% | 4.4% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.9%
緩やかな成長
4四半期純利益CAGR
22.6%
収益性の大幅な改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月7日|売上高: $891.81M-2.4%|EPS: $0.28+55.6%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月7日|売上高: $867.61M-1.9%|EPS: $0.23+76.9%予想を上回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月8日|売上高: $843.06M-4.9%|EPS: $0.18+0.0%予想を下回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月28日|売上高: $3.57B+6.5%|EPS: $0.70-26.3%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月12日|売上高: $913.90M+5.7%|EPS: $0.18-33.3%予想通りForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月8日|売上高: $884.72M+4.4%|EPS: $0.13-51.9%予想を下回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月8日|売上高: $886.52M+15.2%|EPS: $0.18-35.7%予想を下回るForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月29日|売上高: $3.35B+53.6%|EPS: $0.95-16.7%予想を下回る