logo
logo
MTB stock ticker logo

M&T Bank Corporation

NYSE•MTB
CEO: Mr. Rene F. Jones CPA
セクター: Financial Services
業種: Banks - Regional
上場日: 1980-03-17
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that engages in the provision of retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, commercial real estate loans, and credit facilities secured by various commercial real estate to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, and direct deposit services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, security brokerage, and administrative services; personal trust, planning, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. The company was founded in 1856 and is headquartered in Buffalo, New York.
連絡先情報
One M&T Plaza, Buffalo, NY, 14203, United States
716-635-4000
www3.mtb.com
時価総額
$32.35B
PER (TTM)
12.1
13.7
配当利回り
2.8%
52週高値
$239.00
52週安値
$150.75
52週レンジ
68%
順位33Top 25.7%
4.8
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$3.33B-0.24%
直近4四半期の推移

EPS

$4.64+19.59%
直近4四半期の推移

フリーCF

$467.00M+0.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Increased 10% GAAP Net income rose 10% to $2.85B in 2025, driven by strong noninterest income growth of 13%.
NIM Widens Modestly Taxable-equivalent Net Interest Margin widened 9 basis points to 3.67%, reflecting loan growth and asset repricing.
Credit Quality Shows Improvement Provision for credit losses decreased 17% to $505M, as nonaccrual loans fell to 0.90% of total loans.
Capital Deployment Active Consolidated assets reached $213.5B; management executed $2.66B in common stock repurchases during 2025.

リスク要因

Deteriorating Credit Quality Risk Deteriorating credit quality, particularly in CRE and C&I segments, remains a primary risk factor influencing provisioning.
Interest Rate Sensitivity Exposure Significant exposure to market interest rate volatility impacting net interest income and the fair value of financial instruments.
Regulatory Capital Requirements Subject to enhanced prudential standards; M&T's SCB of 2.7% became effective October 1, 2025.
Liquidity and Funding Stability Maintaining stable funding sources is critical; reliance on core deposits versus potential higher wholesale funding costs.

見通し

Credit Loss Forecasting Uncertainty Management continues rigorous loan grading and monitoring economic forecasts impacting future allowance for loan losses estimates.
Adapting Capital Framework Evaluating proposed Basel III revisions; capital planning remains subject to Federal Reserve supervisory stress test outcomes.
Loan Portfolio Concentration Shift Executing strategies to lessen relative concentration in commercial real estate loans throughout 2025 and 2026.
New Servicing Asset Accounting Elected prospective fair value measurement for residential mortgage loan servicing assets effective January 1, 2026.

同業比較

売上高 (TTM)

BBDO stock ticker logoBBDO
$57.86B
+29.7%
NWG stock ticker logoNWG
$38.90B
+65.1%
KB stock ticker logoKB
$35.72B
+33.8%

粗利益率 (最新四半期)

RF stock ticker logoRF
79.8%
+8.8pp
FITB stock ticker logoFITB
71.4%
+10.6pp
MTB stock ticker logoMTB
70.5%
+4.0pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
TFC$59.47B11.18.2%12.7%
KB$35.77B9.69.8%0.0%
BBDO$34.38B8.713.6%34.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.7%
緩やかな成長
4四半期純利益CAGR
9.1%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年7月15日
|
EPS:-
|
売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし