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The Western Union Company

NYSE•WU
CEO: Mr. Devin B. McGranahan
セクター: Financial Services
業種: Financial - Credit Services
上場日: 2006-10-02
The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
連絡先情報
7001 East Belleview Avenue, Denver, CO, 80237, United States
866-405-5012
www.westernunion.com
時価総額
$3.08B
PER (TTM)
6.2
30
配当利回り
9.7%
52週高値
$11.95
52週安値
$7.85
52週レンジ
45%
順位24Top 10.8%
5.7
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 5.7 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$1.01B+0.00%
直近4四半期の推移

EPS

$0.36+0.00%
直近4四半期の推移

フリーCF

$106.30M+0.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Operating Income Increased Modestly Operating income reached $757.3M, showing 4% growth despite 4% GAAP revenue decline to $4.05B USD.
Consumer Services Revenue Surges Consumer Services revenue grew 32% to $543.3M USD, driven by travel money services and Argentina bill payments.
Intermex Acquisition Announced Agreement signed August 2025 to acquire International Money Express for ~$500M cash, closing expected Q2 2026.

リスク要因

Net Income Fell Sharply Net income dropped 47% to $499.6M USD in 2025, impacted by significant tax benefits recognized in prior year.
Consumer Money Transfer Declines CMT segment revenue fell 8% to $3.51B USD, affected by NA/LACA transaction declines and Iraq market exit.
Regulatory and Litigation Exposure Business faces ongoing strict legal requirements globally regarding AML, data privacy, and potential litigation costs.
Foreign Currency Volatility Risk 10% USD fluctuation impacts net income by approximately $40M USD, mitigated partially by hedging activities.

見通し

Launching Digital Asset Network Strategy emphasizes technology innovation, including planned launch of USDPT stablecoin during first half of 2026.
Cost Efficiency Program Underway Incremental cost efficiency program announced November 2025 aims to generate savings via technology and operational rationalization.
Integrating Intermex Operations Intermex acquisition strengthens omnichannel transfer focus, primarily targeting high-growth United States to Latin America corridors.

同業比較

売上高 (TTM)

BHF stock ticker logoBHF
$6.37B
+45.9%
SF stock ticker logoSF
$6.30B
+6.9%
WAL stock ticker logoWAL
$5.29B
+5.6%

粗利益率 (最新四半期)

AGM stock ticker logoAGM
96.9%
+1.8pp
SF stock ticker logoSF
89.0%
+4.3pp
NMIH stock ticker logoNMIH
88.3%
-4.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
SF$11.62B11.312.0%5.2%
WAL$8.89B9.013.3%7.2%
ZION$8.49B9.413.3%5.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.8%
緩やかな成長
4四半期純利益CAGR
-2.5%
収益性の安定
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月21日
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EPS:-
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売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし