Kemper Corporation
NYSE•KMPR
CEO: Mr. Joseph Patrick Lacher Jr.
セクター: Financial Services
業種: Insurance - Property & Casualty
上場日: 1990-04-23
Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance; and supplemental accident and health insurance products, such as Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
連絡先情報
時価総額
$1.74B
PER (TTM)
12.2
11.2
配当利回り
4.3%
52週高値
$69.83
52週安値
$28.41
52週レンジ
順位51Top 71.3%
3.0
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$1.14B+0.00%
直近4四半期の推移
EPS
-$0.14+0.00%
直近4四半期の推移
フリーCF
$166.20M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Specialty P&C Premium Growth Total P&C Net Written Premiums reached $4.01B USD in 2025, marking growth from $3.84B USD in 2024.
Life Insurance Income Rises Life Insurance segment Adjusted Net Operating Income grew $18.3M USD to $68.5M USD in 2025, driven by investment income.
GAAP Net Income Declines Net Income attributable to Kemper Corporation fell $174.5M USD to $143.3M USD in 2025, primarily due to lower operating income.
Debt Reduction Completed Long-term debt outstanding decreased to $943.5M USD by year-end 2025 following redemption of 4.350% Senior Notes.
リスク要因
P&C Reserve Estimation Uncertainty Estimating Property and Casualty reserves is inherently uncertain; insufficient reserves materially impact operating results and financial condition.
Competitive Pricing Pressure Risks Inability to charge profitable rates due to regulatory restrictions, especially in California, may adversely affect profitability and market share.
Catastrophe Loss Volatility Unpredictable incidence, frequency, and severity of catastrophes cause material year-to-year fluctuations in financial position and operations.
Cybersecurity Event Exposure Failure to protect data via cyber attacks risks business interruption, litigation costs, regulatory penalties, and reputational harm.
見通し
Operational Efficiency Program Restructuring program launched in Q3 2025 aims to achieve operational efficiencies through ongoing evaluation until the end of 2027.
Share Repurchase Authorization $304.2M USD remains authorized for common stock repurchases under the 2025 Program as of December 31, 2025.
P&C Growth Drivers Specialty P&C segment earned premiums increased due to higher rate increases and growing commercial automobile volumes in 2025.
Investment Portfolio Management Fixed Maturity portfolio remains high-grade, with 93.8% rated investment-grade as of December 31, 2025.
同業比較
売上高 (TTM)
$4.01T
$6.37B
$4.79B
粗利益率 (最新四半期)
65349.8%
99.4%
98.1%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| BMA | $4.26B | 39.0 | 4.7% | 6.4% |
| FULT | $3.54B | 9.2 | 11.6% | 4.0% |
| BHF | $3.44B | 8.0 | 7.2% | 1.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.5%
横ばい
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
100%
優れたキャッシュフローの実績
深度リサーチ
次回決算:2026年5月5日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし