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Kemper Corporation

Kemper Corporation

NYSE•KMPR
CEO: Mr. Joseph Patrick Lacher Jr.
セクター: Financial Services
業種: Insurance - Property & Casualty
上場日: 1990-04-23
Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance; and supplemental accident and health insurance products, such as Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
連絡先情報
200 East Randolph Street, Suite 3300, Chicago, IL, 60601, United States
312-661-4600
www.kemper.com
時価総額
$1.91B
PER (TTM)
13.5
11.5
配当利回り
3.9%
52週高値
$69.83
52週安値
$30.05
52週レンジ
6%
順位51Top 71.3%
3.0
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$1.13B+0.00%
直近4四半期の推移

EPS

-$0.13+0.00%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Total Revenues Growth Total Revenues reached $3.66B USD for nine months, up $206.5M versus prior year, driven by higher earned premiums.
Life Insurance Profitability Rises Life segment Adjusted Net Operating Income rose to $48.4M USD for nine months, an increase of $21.7M compared to 2024.
Cash Position Strengthened Ending cash balance $107.4M USD, significantly higher than $56.9M USD reported at the end of the prior year period.

リスク要因

P&C Underwriting Deterioration Specialty P&C segment income dropped $90.6M USD for nine months due to higher loss ratios and adverse development.
Adverse Reserve Development $66.2M USD adverse prior year development in P&C reserves, primarily driven by Commercial Automobile bodily injury claims.
Non-Core Impairment Charge Recognized $21.7M USD impairment charge on Internal-Use Software assets within the Non-Core Operations segment results.

見通し

Debt Refinancing Completed Successfully redeemed $450.0M USD of 4.350% Senior Notes during the first quarter of 2025, reducing interest expense.
Increased Share Repurchases Increased common stock repurchases to $251.3M USD used in financing activities for the nine months ended September 30, 2025.
Operational Efficiency Program Restructuring program launched in Q3 2025 targeting operational efficiencies across the organization through 2027 timeline.

同業比較

売上高 (TTM)

NMI Holdings, Inc.NMIH
$181.26B
+27744.8%
Brighthouse Financial, Inc.BHF
$5.90B
+26.7%
Banco Macro S.A.BMA
$4.82B
-33.4%

粗利益率 (最新四半期)

First Hawaiian, Inc.FHB
100.0%
+30.8pp
NMI Holdings, Inc.NMIH
89.5%
-4.1pp
Hercules Capital, Inc.HTGC
85.7%
+4.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
BMA$6.10B31.06.6%7.3%
FULT$4.06B10.611.6%4.0%
WSFS$3.74B12.910.6%0.0%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.7%
横ばい
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年5月5日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月5日|
    売上高: $1.24B+5.7%
    |
    EPS: $-0.34-129.6%
    予想を下回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月5日|
    売上高: $1.23B+7.8%
    |
    EPS: $1.13-3.4%
    予想を下回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月7日|
    売上高: $1.19B+4.2%
    |
    EPS: $1.56+40.5%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月7日|
    売上高: $4.63B-5.7%
    |
    EPS: $4.95+216.5%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年10月30日|
    売上高: $1.17B-1.7%
    |
    EPS: $1.15-138.6%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月5日|
    売上高: $1.14B-9.2%
    |
    EPS: $1.17-177.0%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月1日|
    売上高: $1.14B-11.6%
    |
    EPS: $1.11-188.8%
    予想通り

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月7日|
    売上高: $4.91B-9.8%
    |
    EPS: $-4.25+10.0%
    予想を下回る