ConnectOne Bancorp, Inc.
NASDAQ•CNOB
CEO: Mr. Frank S. Sorrentino III
セクター: Financial Services
業種: Banks - Regional
上場日: 1994-04-04
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the New York Metropolitan area and South Florida market. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller services and telephone, and internet and mobile banking. It provides retirement accounts, consumers and cash management services for business clients, including treasury direct, automated clearing house, remote deposit capture, and digital invoicing. In addition, the company offers consumer and commercial business loans, including lines of credit, commercial and residential mortgages, home equity and bridge loans, and other personal loans; commercial loans secured by collateral, such as business assets comprising accounts receivable, inventory and equipment, and mortgages filed on commercial and residential real estate, as well as cash balances and marketable securities. Further, it provides real estate loans, which includes loans secured by first liens on completed commercial properties, including multi-family properties, to purchase or refinance properties; residential mortgages, such as loans secured by first liens on 1-4 family and condominium; and cooperative residential real estate loans. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.
連絡先情報
時価総額
$1.40B
PER (TTM)
17.5
14.8
配当利回り
2.6%
52週高値
$29.28
52週安値
$20.61
52週レンジ
順位58Top 85.6%
2.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$188.81M+43.28%
直近4四半期の推移
EPS
$0.76+55.10%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
FLIC Merger Drives Asset Growth Total assets reached $14.02B as of September 30, 2025, reflecting the June 1, 2025 acquisition of FLIC, increasing gross loans by $3.03B.
Net Interest Margin Widens Tax-equivalent NIM expanded 44 basis points to 3.11% for the quarter, driven by higher average interest-earning assets post-merger.
Asset Quality Shows Strength Nonperforming loans decreased to $39.7M, improving the NPL ratio to 0.35% compared to 0.69% at year-end 2024.
Capital Ratios Remain Strong Company Tier 1 Risk-Based Capital Ratio stood at 11.17%, comfortably exceeding regulatory minimums following acquisition activity.
リスク要因
Elevated Merger Expenses Noninterest expenses increased $58.3M for nine months, primarily due to $33.2M in merger expenses related to FLIC integration.
Lower Net Income Reported Net income available to common stockholders decreased $12.5M (9 months) due to higher expenses and provision increases.
Significant ACL Increase Total ACL rose to $156.5M, heavily impacted by the $43.3 million nonaccretable mark recorded on purchased credit-deteriorated loans.
Interest Rate Shock Exposure EVE analysis indicates a potential 4.99% decrease in Economic Value of Equity under a 200 basis point instantaneous rate increase.
見通し
NII Growth from Merger Nine-month tax-equivalent NII increased $64.5M, primarily due to expanded asset base from the FLIC merger.
Pension Plan Freezing FLIC defined benefit pension plan was frozen effective September 30, 2025, resulting in a recognized $3.5M curtailment gain.
Deposit Cost Management Margin benefited from deposit cost decreases, but future margin stability depends on managing funding costs post-merger.
Loan Modification Performance Monitored loan modifications show 1.16% of commercial loans modified in Q3 2025, with performance tracked closely.
同業比較
売上高 (TTM)
WAFD$1.39B
$967.80M
$730.38M
粗利益率 (最新四半期)
RBCAA100.0%
94.8%
BFC73.2%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| WAFD | $2.53B | 10.5 | 8.0% | 9.1% |
| BFC | $1.65B | 20.2 | 8.1% | 2.8% |
| QCRH | $1.57B | 12.3 | 11.9% | 0.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
13.5%
安定成長
4四半期純利益CAGR
25.0%
収益性の大幅な改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務レポート
財務データ
ニュース
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月3日|売上高: $207.12M+53.4%|EPS: $1.07+161.0%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月11日|売上高: $151.22M+12.5%|EPS: $-0.57-223.9%予想を下回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月2日|売上高: $129.24M-3.2%|EPS: $0.49+19.5%予想を上回るForm 10-K/A - FY 2024
会計期末: 2024年12月31日|提出日: 2025年3月31日|売上高: $534.62M+6.1%|EPS: $1.77-14.5%予想を上回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月21日|修正版データを参照Form 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月5日|売上高: $134.98M+6.1%|EPS: $0.41-19.6%予想を下回るForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月2日|売上高: $134.41M+7.7%|EPS: $0.46-9.8%予想を上回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月3日|売上高: $133.46M+12.3%|EPS: $0.41-31.7%予想通り