ConnectOne Bancorp, Inc.
NASDAQ•CNOB
CEO: Mr. Frank S. Sorrentino III
セクター: Financial Services
業種: Banks - Regional
上場日: 1994-04-04
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the New York Metropolitan area and South Florida market. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller services and telephone, and internet and mobile banking. It provides retirement accounts, consumers and cash management services for business clients, including treasury direct, automated clearing house, remote deposit capture, and digital invoicing. In addition, the company offers consumer and commercial business loans, including lines of credit, commercial and residential mortgages, home equity and bridge loans, and other personal loans; commercial loans secured by collateral, such as business assets comprising accounts receivable, inventory and equipment, and mortgages filed on commercial and residential real estate, as well as cash balances and marketable securities. Further, it provides real estate loans, which includes loans secured by first liens on completed commercial properties, including multi-family properties, to purchase or refinance properties; residential mortgages, such as loans secured by first liens on 1-4 family and condominium; and cooperative residential real estate loans. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.
連絡先情報
時価総額
$1.28B
PER (TTM)
16.0
14.5
配当利回り
2.8%
52週高値
$29.28
52週安値
$20.61
52週レンジ
順位58Top 85.6%
2.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$188.81M+43.28%
直近4四半期の推移
EPS
$0.76+55.10%
直近4四半期の推移
フリーCF
$47.11M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Asset Base Expanded Via Merger Total assets reached $14.0B in 2025, up $4.1B from 2024, driven by the FLIC acquisition and integration.
Net Interest Margin Expansion Fully taxable equivalent NIM widened 39 basis points to 3.11% in 2025, boosting net interest income $106.6M.
Strong Capital Adequacy Maintained Bank CET1 ratio stood at 12.36% (vs. 4.50% minimum) and Total Capital at 13.33% as of year-end 2025.
Asset Quality Metrics Shift Non-performing assets ratio improved to 0.33% of assets; however, ACL increased 86.6% to $154.3M post-merger.
リスク要因
High Commercial Real Estate Risk Commercial Real Estate loans represent 70.3% of loans receivable ($8.1B), exposing portfolio to local market volatility.
Substandard Loan Migration Rises Substandard classified loans increased to $156.2M (1.4% of loans receivable) in 2025, up from $72.4M in 2024.
Loan Portfolio Rate Sensitivity Approximately $2.4B in loans originated in 2021/2022 are scheduled to reprice in 2026/2027, potentially stressing borrowers.
Management Retention Strain Growth strategy success depends on retaining skilled employees and senior management team members to manage concurrent relationships.
見通し
Favorable Loan Repricing Expected Loans repricing in 2026/2027 are anticipated to favorably impact NIM and earnings per share over the next two years.
Continued Growth and Efficiency Focus Strategy emphasizes customized banking services, technology investment, and maintaining a 'branch-lite' operating model.
Capital Planning Priorities Capital planning prioritizes balancing retention for future growth with providing attractive long-term returns to stockholders.
Regulatory Implementation Uncertainty Full impact of recently adopted regulations, like EGRRCPA changes, remains uncertain on future operations and compliance costs.
同業比較
売上高 (TTM)
$1.39B
$967.80M
$730.38M
粗利益率 (最新四半期)
94.8%
73.2%
73.2%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| WAFD | $2.37B | 9.8 | 8.0% | 9.1% |
| BFC | $1.52B | 18.6 | 11.3% | 2.7% |
| DCOM | $1.40B | 12.4 | 7.7% | 2.4% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
13.5%
安定成長
4四半期純利益CAGR
25.0%
収益性の大幅な改善
キャッシュフロー安定性
100%
優れたキャッシュフローの実績
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし