America's Car-Mart, Inc.

NASDAQ•CRMT

CEO: Mr. Douglas Campbell

セクター: Consumer Cyclical

業種: Auto - Dealerships

上場日: 1987-03-13

America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It primarily sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.

連絡先情報

1805 North 2nd Street, Suite 401, Rogers, AR, 72756, United States

479-464-9944

www.car-mart.com

時価総額

$101.37M

PER (TTM)

-1.1

15.6

配当利回り

52週高値

$62.72

52週安値

$10.58

52週レンジ

順位41Top 44.9%

4.0

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 4 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q3 2025 データ

売上高

$286.79M+0.00%

直近4四半期の推移

EPS

-$9.25+0.00%

直近4四半期の推移

フリーCF

-$7.44M+0.00%

直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Operating Cash Flow Improvement Operating cash used $2.78M, sharp improvement versus $67.98M used in prior nine months period.

Credit Loss Provision Rises Credit loss provision $327.32M, increasing 16.2% as ACL ratio reached 25.53% of receivables.

Interest Income Growth Interest income grew 5.0% to $193.50M, partially offsetting $51.3M decline in core sales revenue nine months.

Total Equity Decline Total stockholders' equity declined to $479.32M as of January 31, 2026, down from $569.42M previously.

リスク要因

Delinquency Rate Increase Accounts over 30 days past due rose to 4.4% from 3.7% due to affordability pressures impacting customers.

Rising ACL Ratio Allowance for credit losses increased to 25.53% of receivables due to portfolio seasoning and economic factors.

Lender Distribution Restrictions Current lenders restrict common stock repurchases and dividends without prior consent as of January 31, 2026.

Colonial Valuation Allowance Established $47.0M non-cash valuation allowance against Colonial's net deferred tax assets in Q3 2026.

見通し

Footprint Optimization Strategy Closed eighteen dealerships during quarter as part of ongoing footprint optimization initiatives across footprint.

Credit Infrastructure Investment Advanced LOS deployment, strengthening underwriting discipline and improving collection effectiveness for future growth.

Liquidity Focus Areas Expects to use cash to maintain operations, selectively grow receivables, and reduce outstanding debt.

New Scoring Model Use Implemented new seven-rank scorecard in May 2025 improving loss ratio projections accuracy for originations.

同業比較

売上高 (TTM)

DBI

$2.89B

-3.9%

CRMT

$1.10B

-20.3%

SRI

$861.31M

-5.2%

粗利益率 (最新四半期)

JILL

63.1%

-0.5pp

LOVE

58.1%

-2.4pp

SDA

54.4%

+1.1pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
DBI	$380.30M	-44.5	-3.0%	62.0%
FLXS	$296.16M	9.5	17.7%	18.6%
HBB	$279.39M	10.6	15.7%	10.5%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

31.7%

高成長

4四半期純利益CAGR

N/M

収益構造の変化

キャッシュフロー安定性

50%

キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年5月25日

EPS:-$1.12

売上高:$315.85M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし