Simmons First National Corporation

NASDAQ•SFNC

CEO: Mr. George A. Makris Jr.

セクター: Financial Services

業種: Banks - Regional

上場日: 1985-03-14

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. The company was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

連絡先情報

501 Main Street, Pine Bluff, AR, 71601, United States

870-541-1000

www.simmonsbank.com

時価総額

$2.98B

PER (TTM)

-6.5

15.5

配当利回り

4.1%

52週高値

$22.18

52週安値

$17.00

52週レンジ

69%

順位42Top 47.5%

3.9

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 3.9 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$358.81M-2.07%

直近4四半期の推移

EPS

$0.54+42.10%

直近4四半期の推移

フリーCF

$104.67M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Interest Margin Expansion NIM rose 58 basis points to 3.32% for 2025, primarily driven by balance sheet repositioning activities completed during the year.

Loan Growth Maintained Total loans increased 2.9% to $17.49B by year-end 2025, reflecting widespread loan growth across geographic markets.

Significant Net Loss Reported Reported net loss of $(397.6)M, largely due to a $801.5M gross realized loss from the strategic sale of investment securities.

Strong Capital Position Common Equity Tier 1 ratio stood at 11.63% as of December 31, 2025, well above minimum regulatory requirements.

リスク要因

Asset Quality Slight Deterioration Nonperforming assets ratio increased to 0.51% of total assets; two specific credit relationships were charged off during 2025.

Deposit Base Contraction Total deposits decreased $1.70B to $20.18B, largely due to paying down higher-rate, non-relationship wholesale funding.

Interest Rate Sensitivity Exposure Profitability remains highly sensitive to interest rate changes, impacting net interest income if deposit costs rise faster than loan yields.

Cybersecurity and Technology Reliance Heavy reliance on IT systems and third-party vendors creates ongoing risk of disruption, data breaches, and compliance costs.

見通し

Margin Stabilization Expected Anticipate continued margin expansion in 2026 from the full period benefit of the recent balance sheet repositioning strategy.

Focus on Organic Growth Management is enhancing focus on capitalizing on organic growth opportunities rather than pursuing strategic M&A in the near term.

Credit Portfolio Monitoring Asset quality is sound, but management continues disciplined pricing and underwriting while monitoring CRE concentration risks.

Sufficient Liquidity Forecast Projected capital and liquidity levels are sufficient to meet current dividend obligations and fund targeted technology investments.

同業比較

売上高 (TTM)

BKU

$2.14B

+5.8%

BANC

$1.81B

-3.3%

WAFD

$1.39B

-6.7%

粗利益率 (最新四半期)

PRK

83.5%

+4.2pp

CVBF

81.1%

+23.7pp

WSFS

75.9%

+2.6pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
WSFS	$3.64B	13.1	10.6%	1.4%
BKU	$3.50B	13.4	9.0%	5.6%
CBU	$3.26B	16.4	11.0%	4.3%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

0.7%

緩やかな成長

4四半期純利益CAGR

34.1%

収益性の大幅な改善

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月16日

EPS:$0.47

売上高:$243.08M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし