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RenaissanceRe Holdings Ltd.

NYSE•RNR
CEO: Mr. Kevin Joseph O'Donnell
Sector: Financial Services
Industry: Insurance - Reinsurance
Listing Date: 1995-07-27
RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance and excess of loss reinsurance to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, cyber, energy, marine, satellite, and terrorism. It distributes products and services primarily through intermediaries. The company invests in and manages funds. RenaissanceRe Holdings Ltd. was founded in 1993 and is headquartered in Pembroke, Bermuda.
Contact Information
Renaissance House, 12 Crow Lane, Pembroke, HM 19, Bermuda
441-296-4513
www.renre.com
Market Cap
$13.40B
P/E (TTM)
5.2
7.4
Dividend Yield
0.5%
52W High
$315.88
52W Low
$222.75
52W Range
92%
Rank25Top 11.9%
5.6
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 5.6 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q4 2025 Data

Revenue

$2.92B+30.46%
4-Quarter Trend

EPS

$16.75-532.39%
4-Quarter Trend

FCF

$482.98M+0.00%
4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Shareholder Net Income Jumps Net income available to common shareholders reached $2.65B, marking an $812.0M increase over 2024 results.
Investment Results Surge Total investment result increased $1.28B, driven by $1.18B in net realized and unrealized investment gains.
Strong Book Value Per Share Book value per common share increased $51.23 to $247.00, reflecting 26.2% year-to-date growth.
Underwriting Income Decreased Underwriting income fell $352.3M to $1.27B, impacted by $1.41B net negative impact from 2025 Large Loss Events.

Risk Factors

Casualty Underwriting Loss Casualty and Specialty segment reported $263.3M underwriting loss, a $237.9M deterioration from prior year results.
Catastrophe Event Volatility Substantial exposure to natural and non-natural catastrophes causes significant variance and volatility in financial results.
Increased Tax Burden Income tax expense increased $363.7M due to Bermuda Corporate Income Tax (CIT) effective January 1, 2025.
Reliance on Top Brokers Top three brokers accounted for 81.3% of gross premiums written, posing concentration risk to business volume.

Outlook

Prioritizing Margin Over Growth Intend to prioritize margin over top-line growth in 2026, maintaining disciplined approach across operations.
Enhance Underwriting Systems Continuing to enhance technology infrastructure and underwriting systems to leverage future opportunities, including AI.
Favorable Market Remains Remain confident in rate adequacy; market remains favorable relative to dynamics over the past 15 years.
Execute Gross-to-Net Strategy Continue executing gross-to-net strategy while maintaining strong capital position for deploying capital opportunistically.

Peer Comparison

Revenue (TTM)

RGA stock ticker logoRGA
$23.41B
+6.2%
EG stock ticker logoEG
$17.32B
+1.4%
WF stock ticker logoWF
$15.50B
-14.6%

Gross Margin (Latest Quarter)

RNR stock ticker logoRNR
67.5%
+3.7pp
AFG stock ticker logoAFG
48.6%
+1.6pp
WF stock ticker logoWF
48.3%
+57.5pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
WF$17.70B8.69.3%15.7%
EG$13.78B8.910.6%5.7%
RGA$13.50B11.59.5%3.6%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-5.4%
Growth Under Pressure
4Q Net Income CAGR
64.8%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow

Deep Research

Next earnings:Apr 21, 2026
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LTM
No Data