Flywire Corporation

NASDAQ•FLYW

CEO: Mr. Michael Massaro

Sector: Technology

Industry: Information Technology Services

Listing Date: 2021-05-26

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

Contact Information

141 Tremont Street, #10, Boston, MA, 02111-1293, United States

617-329-4524

www.flywire.com

Market Cap

$1.51B

P/E (TTM)

113.9

16.9

Dividend Yield

52W High

$15.25

52W Low

$8.20

52W Range

62%

Rank58Top 85.6%

2.3

F-Score

Modified Piotroski Analysis

Based on 6-year fundamentals

Weak • 2.3 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2020-2025

Financial Dashboard

Q4 2025 Data

Revenue

$157.54M+0.00%

4-Quarter Trend

EPS

$0.00+0.00%

4-Quarter Trend

FCF

$4.50M+0.00%

4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Revenue Growth Strong Revenue reached $623.0M, increasing 26.6% driven by volume growth and Sertifi acquisition.

Net Income Substantial Increase Net income $13.5M, up 365.5% compared to $2.9M in prior year, showing profitability improvement.

Payment Volume Expansion Total payment volume $37.6B, growing 26.4% supported by expanded global network across 240 countries.

Adjusted EBITDA Improvement Adjusted EBITDA $120.6M, margin 20.0%, reflecting strong operational leverage following recent strategic acquisitions.

Risk Factors

Profitability Sustainability Uncertain History of operating losses; uncertain ability to sustain profitability despite recent net income gains.

International Student Policy Headwinds Adverse impacts expected from tightening visa policies in Canada, Australia, and US impacting education revenue.

Acquisition Integration Risks Realizing expected synergies from Sertifi, Invoiced, and StudyLink acquisitions requires complex integration efforts.

Foreign Currency Exposure Exposure to foreign currency fluctuations materially affects cash flows and reported results due to cross-border volume.

Outlook

Expand Client Reach Strategy Focus on growing existing client relationships and attracting new customers via direct and channel sales expansion.

Increase Platform Monetization Opportunity exists to expand use cases beyond core payments, targeting areas like handling client payables.

Portfolio Solution Expansion Continue investing in payments and software capabilities to broaden solution portfolio depth and breadth.

Technology Investment Focus Significant investment planned for technology stack, data architecture, and AI deployment to enhance platform value.

Peer Comparison

Revenue (TTM)

ASGN

$3.98B

-2.9%

CNXN

$2.87B

+2.5%

VYX

$2.69B

-4.9%

Gross Margin (Latest Quarter)

ADEA

92.2%

-0.4pp

PRCH

77.0%

+16.0pp

NABL

75.9%

-2.2pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
LASR	$3.45B	-136.9	-10.7%	11.4%
ADEA	$2.18B	19.5	26.3%	41.9%
BHE	$2.01B	80.5	2.2%	19.7%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

5.7%

Steady Growth

4Q Net Income CAGR

N/M

Profitability Shift

Cash Flow Stability

75%

Volatile Cash Flow

Deep Research

Next earnings:May 4, 2026

EPS:-

Revenue:-

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data