Bank of Hawaii Corporation
NYSE•BOH
CEO: Mr. Peter S. Ho
Sector: Financial Services
Industry: Banks - Regional
Listing Date: 1980-03-17
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. It operates in three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking, investment, credit, and trust services to individuals and families, as well as high-net-worth individuals; investment management; institutional investment advisory services to corporations, government entities, and foundations; and brokerage offerings, including equities, mutual funds, life insurance, and annuity products. The Commercial Banking segment provides corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products. This segment also offers commercial lending and deposit products to middle-market and large companies, and government entities; commercial real estate mortgages to investors, developers, and builders; and international banking and merchant services. The Treasury and Other segment provides corporate asset and liability management services, including interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
Contact Information
Market Cap
$3.18B
P/E (TTM)
14.5
13.6
Dividend Yield
3.5%
52W High
$82.74
52W Low
$59.36
52W Range
Rank36Top 31.8%
4.5
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.5 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q1 2026 Data
Revenue
$263.48M+0.00%
4-Quarter Trend
EPS
$1.32+0.00%
4-Quarter Trend
FCF
$18.18M+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Net Income Surges 37.3% Net Income reached $205.9M, a significant increase driven by strong Net Interest Income and a one-time $18.1M gain from merchant portfolio sale.
Net Interest Margin Improves NIM expanded 29 basis points to 2.45% in 2025, reflecting higher asset yields and lower funding costs compared to the prior year.
Asset Quality Remains Strong Total Non-Performing Assets decreased $5.1M to $14.2M. The NPA ratio improved 4 basis points to 0.10% of total loans and leases.
Capital Ratios Strengthened Total Regulatory Capital grew to $2.21B. The Common Equity Tier 1 Ratio increased to 12.14%, well above minimum requirements.
Risk Factors
Regional Economic Sensitivity Business concentration in Hawaii and Pacific Islands exposes results to local tourism softness, inflation, and geopolitical event impacts.
Interest Rate Risk Exposure Significant exposure to interest rate fluctuations impacts Net Interest Income and Economic Value of Equity, requiring active management.
Persistent Cybersecurity Threats Widespread reliance on digital systems and third parties creates ongoing risk of security breaches, data loss, and reputational harm.
Regulatory and Tax Uncertainty Evolving federal regulations, including new tax laws like OBBBA, increase compliance costs and introduce operational uncertainty.
Outlook
Strategy Focus on Value Management plans to balance growth and prudent risk management while delivering best-in-class service and innovative product offerings.
Credit Quality Forecasting Credit loss estimates incorporate the UHERO macroeconomic forecast, monitoring potential adverse impacts from local unemployment trends.
Maintaining Capital Strength Focus remains on maintaining capital levels above regulatory 'well-capitalized' thresholds and ensuring sufficient liquidity access.
Technology and AI Integration Continued investment in technology, including rolling out AI tool Microsoft Co-Pilot training modules for employees during 2025.
Peer Comparison
Revenue (TTM)
$1.82B
$1.51B
$1.40B
Gross Margin (Latest Quarter)
83.3%
83.2%
78.7%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| WSBC | $3.54B | 11.0 | 8.0% | 5.1% |
| FHB | $3.49B | 12.3 | 10.4% | 0.0% |
| FFBC | $3.39B | 12.0 | 10.2% | 4.1% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
0.4%
Moderate Growth
4Q Net Income CAGR
6.4%
Profitability Improving
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Jul 27, 2026
EPS:$1.46
|Revenue:$199.75M
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data