Bank7 Corp.
NASDAQ•BSVN
CEO: Mr. William Bradford Haines
Sector: Financial Services
Industry: Banks - Regional
Listing Date: 2018-09-20
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
Contact Information
Market Cap
$374.45M
P/E (TTM)
8.7
14.6
Dividend Yield
2.6%
52W High
$50.10
52W Low
$32.49
52W Range
Rank22Top 8.4%
5.9
F-Score
Modified Piotroski Analysis
Based on 9-year fundamentals
Average • 5.9 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2017-2025
Financial Dashboard
Q4 2025 Data
Revenue
$34.66M-0.22%
4-Quarter Trend
EPS
$1.14-4.20%
4-Quarter Trend
FCF
$0.00+0.00%
4-Quarter Trend
2025 Q3 Earnings Highlights
Key Highlights
Asset Growth Strong Total assets reached $1.89B, reflecting 8.7% growth since year-end 2024; Gross loans expanded to $1.54B.
NIM Compression Noted Nine-month NIM fell to 5.00% from 5.10% due to lower asset yields impacting net interest income performance.
Credit Quality Improving Non-performing loans decreased to $5.3M from $7.2M year-over-year; however, provision expense rose $700K for nine months.
Capital Ratios Remain Strong Total capital ratio stood at 15.43% as of September 30, 2025, exceeding minimum requirements with ample buffer maintained.
Risk Factors
Credit Loss Provision Rises Provision for credit losses increased $700K for nine months, driven by recent loan portfolio growth and composition changes.
Interest Rate Sensitivity NIM compressed 10 basis points year-over-year; future rate shifts pose risk to net interest income performance via simulation models.
Goodwill and Concentration Goodwill increased to $11.2M; hospitality and energy loans represent significant portfolio concentrations requiring ongoing monitoring.
Regulatory Capital Compliance Bank remains well-capitalized, but regulatory guidelines require maintaining significant capital conservation buffers against economic stress.
Outlook
Loan Modification Performance Closely monitoring eight modified loans from nine months ended September 30, 2025; no subsequent defaults observed in the past year.
Capital Distribution Limits Retained earnings available for dividends are subject to regulatory approval; buffers must be maintained to avoid distribution limitations.
Organic and Acquisition Growth Company intends to grow organically by selectively opening additional branches and pursuing strategic acquisitions in target markets.
Peer Comparison
Revenue (TTM)
$343.87M
$279.25M
$252.62M
Gross Margin (Latest Quarter)
314.9%
79.3%
74.7%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| RRBI | $588.77M | 13.4 | 12.3% | 0.0% |
| NFBK | $547.94M | 654.8 | 0.1% | 17.2% |
| AROW | $535.95M | 12.2 | 10.6% | 0.7% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
2.5%
Moderate Growth
4Q Net Income CAGR
1.4%
Profitability Slowly Improving
Cash Flow Stability
75%
Volatile Cash Flow
Deep Research
Next earnings:Apr 8, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
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