
Voya Financial, Inc.
NYSE•VOYA
CEO: Ms. Heather Hamilton Lavallee
Sector: Financial Services
Industry: Financial - Conglomerates
Listing Date: 2013-05-02
Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
Contact Information
Market Cap
$7.19B
P/E (TTM)
11.7
22.8
Dividend Yield
2.4%
52W High
$79.99
52W Low
$52.43
52W Range
Rank34Top 27.8%
4.7
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.7 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q3 2025 Data
Revenue
$2.13B+8.79%
4-Quarter Trend
EPS
$1.83+83.00%
4-Quarter Trend
FCF
$168.00M-76.63%
4-Quarter Trend
2025 Q3 Earnings Highlights
Key Highlights
Fee Income Strong Growth Fee income reached $1.76B for nine months, increasing $193M, driven by OneAmerica onboarding and commercial momentum.
Total Assets Increased Total assets grew to $177.45B as of September 30, 2025, up $13.56B since year-end 2024.
Investment Income Rises Net investment income increased $174M to $1.73B for nine months, aided by active portfolio management.
AUM Exceeds One Trillion Total AUM and AUA reached $1.09T, showing significant scale in managed and advised assets as of September 30, 2025.
Risk Factors
Common Share Earnings Decline Net income available to common shareholders fell $56M to $477M for the nine months ended September 30, 2025.
Premium Revenue Decreased Premiums dropped $212M to $2.17B for nine months due to actions taken to improve the Stop Loss business.
Investment Gains Volatility Net investment gains/losses swung $121M negatively, resulting in a $96M loss for the nine-month period.
Geopolitical Market Risks Forward-looking statements cite global market and geopolitical risks, including trade policy uncertainty, impacting future performance.
Outlook
OneAmerica Integration Progress Acquisition added $56M goodwill and contributed to increased investment income streams during the reporting period.
Segment Alignment Complete Segment names reverted to Retirement and Employee Benefits to better reflect current services and client markets.
Share Repurchase Capacity $661M remains authorized for common stock repurchases through the extended authorization ending December 2026.
Tax Law Monitoring Company continues to review proposed regulations for the Corporate Alternative Minimum Tax (CAMT) impact.
Peer Comparison
Revenue (TTM)
$19.35B
VOYA$8.09B
OMF$6.13B
Gross Margin (Latest Quarter)
94.1%
78.9%
70.7%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| AMG | $9.17B | 17.6 | 16.2% | 26.6% |
| CADE | $8.29B | 15.6 | 9.1% | 4.3% |
| BOKF | $8.11B | 15.1 | 9.2% | 8.4% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
1.9%
Moderate Growth
4Q Net Income CAGR
25.6%
Profitability Improved
Cash Flow Stability
75%
Volatile Cash Flow
Research & Insights
Next earnings:Feb 3, 2026
EPS:$2.11
|Revenue:$1.99B
Reports
All Years
Form 10-Q - Q3 2025
Period End: Sep 30, 2025|Filed: Nov 6, 2025|Revenue: $2.13B+8.8%|EPS: $1.83+83.0%MissForm 10-Q - Q2 2025
Period End: Jun 30, 2025|Filed: Aug 7, 2025|Revenue: $1.98B-2.6%|EPS: $1.68-16.0%MissForm 10-Q - Q1 2025
Period End: Mar 31, 2025|Filed: May 8, 2025|Revenue: $1.97B-4.0%|EPS: $1.45-36.7%MeetForm 10-K - FY 2024
Period End: Dec 31, 2024|Filed: Feb 21, 2025|Revenue: $8.05B+9.6%|EPS: $6.31+9.9%BeatForm 10-Q - Q3 2024
Period End: Sep 30, 2024|Filed: Nov 6, 2024|Revenue: $1.96B+7.3%|EPS: $1.00-57.4%MissForm 10-Q - Q2 2024
Period End: Jun 30, 2024|Filed: Aug 1, 2024|Revenue: $2.03B+8.7%|EPS: $2.00+33.3%MissForm 10-Q - Q1 2024
Period End: Mar 31, 2024|Filed: May 6, 2024|Revenue: $2.05B+16.8%|EPS: $2.29+227.1%BeatForm 10-K - FY 2023
Period End: Dec 31, 2023|Filed: Feb 23, 2024|Revenue: $7.35B+24.5%|EPS: $5.74+21.9%Miss