Voya Financial, Inc.
NYSE•VOYA
CEO: Ms. Heather Hamilton Lavallee
Sector: Financial Services
Industry: Financial - Conglomerates
Listing Date: 2013-05-02
Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
Contact Information
Market Cap
$6.30B
P/E (TTM)
9.7
17.8
Dividend Yield
2.8%
52W High
$79.99
52W Low
$52.43
52W Range
Rank34Top 27.8%
4.7
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.7 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$1.42B+5.03%
4-Quarter Trend
EPS
$1.43+0.00%
4-Quarter Trend
FCF
$557.00M+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Adjusted Earnings Growth Strong Adjusted operating earnings before taxes rose $168M to $1.038B; Retirement segment earnings increased $139M to $959M.
Fee Income Drives Revenue Total revenues reached $8.189B, up $139M, driven by $283M fee income growth to $2.396B.
Total Assets Under Management Total AUM and AUA reached $1.10T as of December 31, 2025, up from $893.5B in 2024.
Employee Benefits Profitability Surge Employee Benefits segment adjusted operating earnings increased $112M to $152M due to favorable Stop Loss claims.
Risk Factors
Market Volatility and Interest Rates Global market conditions, geopolitical events, and interest rate fluctuations adversely affect investment portfolio values.
Credit and Liquidity Exposure Risks include counterparty defaults, potential credit rating downgrades, and collateral posting requirements impacting liquidity.
Cybersecurity and Operational Failures Highly dependent on IT systems; operational failures, cyberattacks, or data breaches could severely harm reputation.
Competitive Market Share Pressure Intense competition pressures pricing across businesses; maintaining market share requires continuous technological adaptation.
Outlook
Strategic Acquisition Integration Integrating OneAmerica acquisition completed in January 2025; adds scale to Retirement segment capabilities.
Capital Management Focus Focus remains on disciplined capital management, targeting high excess capital generation and Adjusted operating earnings growth.
Regulatory Compliance Updates Updating Retirement systems to meet obligations from SECURE 2.0 Act provisions still being finalized.
Shareholder Capital Return Remaining share repurchase authorization capacity stands at $562M as of December 31, 2025; focus on disciplined execution.
Peer Comparison
Revenue (TTM)
$18.29B
$7.50B
$6.24B
Gross Margin (Latest Quarter)
90.5%
83.3%
80.4%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| FCFS | $8.52B | 26.3 | 15.2% | 53.2% |
| CADE | $7.85B | 14.7 | 9.1% | 4.1% |
| JHG | $7.72B | 9.4 | 16.3% | 4.8% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-10.4%
Growth Under Pressure
4Q Net Income CAGR
-3.5%
Stable Profitability
Cash Flow Stability
75%
Volatile Cash Flow
Deep Research
Next earnings:May 4, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data