Arch Capital Group Ltd.
NASDAQ•ACGL
CEO: Mr. Nicolas Alain Emmanuel Papadopoulo
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 1995-09-14
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products. It also provides property, energy, marine, and aviation insurance; travel insurance; accident, disability, and medical plan insurance coverages; captive insurance programs; employer's liability; contract and commercial surety coverages; and collateral protection, debt cancellation, and service contract reimbursement products. This segment markets its products through a group of licensed independent retail and wholesale brokers. Its Reinsurance segment provides casualty reinsurance for third party liability exposures; marine and aviation; motor reinsurance, whole account multi-line treaties, cyber, trade credit, surety, accident and health, workers' compensation catastrophe, agriculture, trade credit, and political risk products; reinsurance protection for catastrophic losses, and personal lines and commercial property exposures; life reinsurance; casualty clash; and risk management solutions. This segment markets its reinsurance products through brokers. The company's Mortgage segment offers direct mortgage insurance and mortgage reinsurance. The company was founded in 1995 and is based in Pembroke, Bermuda.
Contact Information
Waterloo House, Ground Floor 100 Pitts Bay Road, Pembroke, HM 08, Bermuda
(441)-278-9250
Market Cap
$34.17B
P/E (TTM)
7.9
11.6
Dividend Yield
--
52W High
$103.39
52W Low
$82.45
52W Range
Rank18Top 5.0%
6.3
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Strong • 6.3 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$5.39B+0.00%
4-Quarter Trend
EPS
$3.40+0.00%
4-Quarter Trend
FCF
$1.39B+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Book Value Per Share Growth Book value per share reached $65.11, up 22.6%, reflecting strong underwriting and investment returns for 2025.
Total Revenues Increased Total revenues reached $19.929 B, up 14.3%, reflecting successful integration of MCE Acquisition business.
Underwriting Income Grew Total underwriting income grew to $2.933 B, marking a 10.2% increase from prior year results across segments.
Capital Return Activity Repurchased $1.9 B worth of common shares during 2025, demonstrating commitment to shareholder capital return.
Risk Factors
Catastrophe Loss Volatility Large aggregate exposures to natural and man-made catastrophic events cause substantial volatility in operating results.
Industry Cyclicality Pressure Highly competitive environment characterized by excess underwriting capacity and unfavorable premium rates impacting results.
Loss Reserve Inherent Uncertainty Reserves for losses ($33.5 B) rely on subjective estimates subject to material adverse deviation from projections.
Bermuda Tax Rate Increase New Bermuda CIT Act imposes 15% tax starting January 1, 2025, increasing effective tax rate and complexity.
Outlook
2026 Cycle Management Focus Commitment remains to emphasize strict risk selection across P&C businesses while pursuing growth opportunities in 2026.
U.S. Platform Expansion Leveraging MCE Acquisition to grow U.S. middle market and entertainment insurance lines across attractive margins.
AI Technology Integration Utilizing AI analytics to sharpen insights, enhance risk selection, and streamline operations across underwriting segments.
Prudent Capital Deployment Maintaining strong balance sheet health while considering opportunistic share repurchases based on market conditions.
Peer Comparison
Revenue (TTM)
$57.86B
$38.90B
$35.72B
Gross Margin (Latest Quarter)
100.0%
88.1%
65.0%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| AIG | $41.27B | 13.4 | 7.5% | 5.7% |
| HIG | $37.49B | 9.8 | 21.4% | 5.1% |
| KB | $35.61B | 9.6 | 9.8% | 0.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
5.5%
Steady Growth
4Q Net Income CAGR
29.2%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Apr 27, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data