
The Goldman Sachs Group, Inc.
NYSE•GS
CEO: Mr. David Solomon
Sector: Financial Services
Industry: Financial - Capital Markets
Listing Date: 1999-05-04
The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through Global Banking & Markets, Asset & Wealth Management, and Platform Solutions segments. The Global Banking & Markets segment provides financial advisory services, including strategic advisory assignments related to mergers and acquisitions, divestitures, corporate defense activities, restructurings, and spin-offs; and relationship lending, and acquisition financing, as well as secured lending, through structured credit and asset-backed lending and involved in financing under securities to resale agreements. This segment also offers client execution activities for cash and derivative instruments; credit and interest rate products; and provision of mortgages, currencies, commodities, and equities related products, as well as underwriting services. The Asset & Wealth Management segment manages assets across various classes, including equity, fixed income, hedge funds, credit funds, private equity, real estate, currencies, and commodities; and provides customized investment advisory solutions, wealth advisory services, personalized financial planning, and private banking services, as well as invests in corporate equity, credit, real estate, and infrastructure assets. The Platform Solutions segment offers credit cards and point-of-sale financing for purchase of goods or services. This segment also provides cash management services, such as deposit-taking and payment solutions for corporate and institutional clients. The Goldman Sachs Group, Inc. was founded in 1869 and is headquartered in New York, New York.
Contact Information
Market Cap
$291.22B
P/E (TTM)
17.5
20
Dividend Yield
1.5%
52W High
$984.70
52W Low
$439.38
52W Range
Rank45Top 56.8%
3.6
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 3.6 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$30.13B-6.56%
4-Quarter Trend
EPS
$14.21+16.76%
4-Quarter Trend
FCF
$0.00+0.00%
4-Quarter Trend
2025 Q3 Earnings Highlights
Key Highlights
Strong Net Earnings Growth Net earnings reached $4.10B (up 38.9% YoY); Diluted EPS $12.25 versus $8.40, reflecting robust revenue performance.
Net Interest Income Jumps NII rose 64% to $3.85B for Q3 2025, driven by lower interest expense and higher average balances across key funding sources.
Investment Banking Fees Strong Investment banking fees grew 42% in Q3 to $2.66B, supported by significantly higher advisory revenues and debt underwriting activity.
Solid Capital Ratios Maintained Standardized CET1 ratio stood at 14.3% as of September 2025, exceeding minimum regulatory requirements comfortably.
Risk Factors
Credit Loss Provisions Rising Provision for credit losses for nine months totaled $1.01B; credit card portfolio net charge-offs remain a key driver of provisioning.
Geopolitical/Macro Uncertainty Ongoing geopolitical tensions and trade policy uncertainty create risks for market-making activity and overall economic outlook.
Stringent Regulatory Capital Firm maintains capital buffers above minimums, but evolving Basel III standards and G-SIB surcharge require continuous compliance focus.
Level 3 Valuation Inputs Significant reliance on Level 3 inputs for fair value measurements introduces inherent uncertainty requiring management judgment.
Outlook
Target ROE/ROTE Range Management targets through-cycle ROE of 14%-16% and ROTE of 15%-17%, contingent on business execution and capital deployment.
Platform Solutions Breakeven Goal Platform Solutions targets pre-tax breakeven by year-end 2025, focusing on core consumer platforms and transaction banking.
Credit Loss Forecast Uncertainty Expected credit losses rely on multi-scenario forecasts; actual results may differ materially based on economic shifts and model assumptions.
Future Market Deterioration Deterioration in market conditions or credit spreads could negatively impact net revenues across Global Banking & Markets.
Peer Comparison
Revenue (TTM)
GS$125.10B
$116.31B
MS$116.11B
Gross Margin (Latest Quarter)
SCHW87.1%
AXP83.4%
MS56.9%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| MS | $300.52B | 18.4 | 15.1% | 30.4% |
| GS | $291.22B | 17.5 | 13.8% | 34.2% |
| HSBC | $283.62B | 16.1 | 9.3% | 0.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-1.5%
Flat Growth
4Q Net Income CAGR
-0.9%
Stable Profitability
Cash Flow Stability
50%
Cash Flow Needs Attention
Research & Insights
Next earnings:Jan 21, 2026
EPS:$11.52
|Revenue:-
Reports
All Years
Form 10-Q - Q3 2025
Period End: Sep 30, 2025|Filed: Oct 31, 2025|Revenue: $32.15B+2.0%|EPS: $12.42+45.8%BeatForm 10-Q - Q2 2025
Period End: Jun 30, 2025|Filed: Aug 1, 2025|Revenue: $31.27B+1.1%|EPS: $11.07+26.8%BeatForm 10-Q - Q1 2025
Period End: Mar 31, 2025|Filed: May 2, 2025|Revenue: $31.55B-1.9%|EPS: $14.25+22.1%BeatForm 10-K - FY 2024
Period End: Dec 31, 2024|Filed: Feb 27, 2025|Revenue: $126.85B+17.0%|EPS: $41.22+78.8%BeatForm 10-Q - Q3 2024
Period End: Sep 30, 2024|Filed: Nov 4, 2024|Revenue: $31.52B+10.5%|EPS: $8.52+54.3%BeatForm 10-Q - Q2 2024
Period End: Jun 30, 2024|Filed: Aug 2, 2024|Revenue: $30.93B+18.7%|EPS: $8.73+178.9%BeatForm 10-Q - Q1 2024
Period End: Mar 31, 2024|Filed: May 3, 2024|Revenue: $32.16B+26.7%|EPS: $11.67+31.0%BeatForm 10-K/A - FY 2023
Period End: Dec 31, 2023|Filed: Feb 28, 2024|Revenue: $108.42B+57.8%|EPS: $23.05-24.6%Beat