Farmers National Banc Corp.

NASDAQ•FMNB

CEO: Mr. Kevin J. Helmick

Sector: Financial Services

Industry: Banks - Regional

Listing Date: 1999-01-04

Farmers National Banc Corp. operates as a bank holding company for The Farmers National Bank of Canfield engages in the banking, trust, retirement consulting, insurance, and financial management businesses. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, employee benefit plans, and retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. The company was founded in 1887 and is headquartered in Canfield, Ohio.

Contact Information

20 South Broad Street, Canfield, OH, 44406, United States

330-533-3341

www.farmersbankgroup.com

Market Cap

$536.71M

P/E (TTM)

10.7

21.3

Dividend Yield

5.0%

52W High

$15.50

52W Low

$12.12

52W Range

46%

Rank38Top 36.9%

4.3

F-Score

Modified Piotroski Analysis

Based on 10-year fundamentals

Average • 4.3 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2016-2025

Financial Dashboard

Q1 2026 Data

Revenue

$72.84M+0.00%

4-Quarter Trend

EPS

$0.36+0.00%

4-Quarter Trend

FCF

$7.09M+0.00%

4-Quarter Trend

2025 FY Earnings Highlights

Key Highlights

Amendment Filing Purpose Filed solely to incorporate Exhibit 97.1, the policy on recovery of erroneously awarded compensation for executives.

Market Value Snapshot Non-affiliate common equity market value estimated at $498.8M based on June 30, 2025 pricing data.

Share Count Verified Total outstanding common shares reported at 37,672,309 as of February 20, 2026 filing date.

Merger Agreement Referenced Confirmed merger agreement with Middlefield Banc Corp. dated October 22, 2025, incorporated by reference.

Risk Factors

Financial Data Stale Amendment provides no updated financial metrics; reliance remains on original December 31, 2025 10-K data.

Governance Policy Update Inclusion of clawback policy signals ongoing regulatory focus on executive incentive compensation recovery requirements.

Certification Omissions Noted Standard SOX 906 and financial certifications omitted as no financial statements are included within this amendment filing.

Outlook

No Financial Updates This amendment explicitly avoids modifying or updating any prior financial or forward-looking statements from the 10-K.

Governance Framework Active Key executive agreements, including separation and change-in-control terms, remain active per incorporated exhibits.

Financial Review Dependent Full operational assessment requires review of Item 8 financial statements from the original March 5, 2026 filing.

Peer Comparison

Revenue (TTM)

MSBI

$449.08M

-21.2%

TCBX

$384.76M

+12.9%

SHBI

$345.29M

+4.0%

Gross Margin (Latest Quarter)

ALRS

82.4%

-32.1pp

NRIM

81.3%

+5.0pp

ACNB

80.8%

-3.2pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
SMBC	$733.86M	10.9	12.0%	2.9%
ALRS	$667.17M	24.9	4.9%	5.7%
SHBI	$637.33M	10.1	10.8%	1.6%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

1.4%

Moderate Growth

4Q Net Income CAGR

5.3%

Profitability Improving

Cash Flow Stability

100%

Strong Cash Flow

Deep Research

Next earnings:Jul 22, 2026

EPS:$0.37

Revenue:$70.10M

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data