Principal Financial Group, Inc.
NASDAQ•PFG
CEO: Ms. Deanna Dawnette Strable-Soethout
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 2001-10-23
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. It offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as asset allocation, stable value management, and other structured investment strategies. It also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans in Brazil, Chile, Mexico, Asia, China, Hong Kong Special Administrative Region, and Southeast Asia. The Benefits and Protection segment provides specialty benefits, such as group dental and vision insurance, group life insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. It also offers insurance solutions for small and medium-sized businesses and their owners, as well as employees. Principal Financial Group, Inc. was founded in 1879 and is based in Des Moines, Iowa.
Contact Information
Market Cap
$18.94B
P/E (TTM)
16.2
11.6
Dividend Yield
3.6%
52W High
$97.88
52W Low
$68.39
52W Range
Rank15Top 3.1%
6.6
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Strong • 6.6 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$4.58B+0.00%
4-Quarter Trend
EPS
$2.32+0.00%
4-Quarter Trend
FCF
$1.71B+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Net Income Decline Net income attributable to PFG $1.19B USD, down $385.9M USD; derivative fair value change was primary driver.
Segment Operating Earnings Growth Retirement segment earnings $1.19B USD, up $129.4M USD; Asset Management earnings $930.2M USD, up $69.0M USD.
AUM Growth Driven by Markets Total AUM reached $747.8B USD, driven by market performance and foreign currency tailwinds in 2025.
Share Repurchase Program Update Board authorized new $1.5B USD share repurchase program in February 2025; previous $1.5B program completed December 2025.
Risk Factors
Market Volatility Impacts Results Adverse capital/credit market conditions may affect liquidity needs and increase cost of external financing availability.
Interest Rate Risk Exposure Prolonged low interest rates reduce asset yields below pricing assumptions, constraining crediting rate flexibility and profitability.
Cybersecurity and Data Breach Risks Failure to maintain data confidentiality or integrity could lead to governmental enforcement actions and litigation exposure.
Financial Strength Rating Downgrade Rating agency downgrade could increase policy surrenders, reduce new sales, and increase overall cost of capital.
Outlook
Chile Annuity Business Sale Agreement reached to sell Chilean annuities business in Q3 2026; expected $280.0M USD pre-tax realized capital loss.
Focus on Core Segments Continued focus on Retirement/Income Solutions and Benefits/Protection growth, capitalizing on underserved small/medium business markets.
Talent Attraction and Retention Commitment strong in 2025 to attract, retain, and develop talent through tailored initiatives and community fostering.
Hong Kong Business Exit Expected 2026 closing for exiting sponsor/trustee roles in Hong Kong MPF Schemes, impacting investment management capabilities.
Peer Comparison
Revenue (TTM)
$18.18B
$17.32B
$15.63B
Gross Margin (Latest Quarter)
98.2%
88.1%
81.7%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| L | $22.41B | 13.5 | 9.3% | 11.0% |
| RF | $22.20B | 10.3 | 11.5% | 3.1% |
| KEY | $20.94B | 11.5 | 9.3% | 6.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
7.4%
Steady Growth
4Q Net Income CAGR
120.7%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Apr 22, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data