Goosehead Insurance, Inc

NASDAQ•GSHD

CEO: Mr. Mark E. Jones

Sector: Financial Services

Industry: Insurance - Diversified

Listing Date: 2018-04-27

Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner's, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.

Contact Information

Building 4, Suite 4500 1500 Solana Boulevard, Westlake, TX, 76262, United States

214-838-5500

www.goosehead.com

Market Cap

$1.61B

P/E (TTM)

37.5

11.5

Dividend Yield

52W High

$127.99

52W Low

$41.96

52W Range

Rank41Top 44.9%

4.0

F-Score

Modified Piotroski Analysis

Based on 9-year fundamentals

Average • 4 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2017-2025

Financial Dashboard

Q4 2025 Data

Revenue

$105.26M+0.00%

4-Quarter Trend

EPS

$0.50+0.00%

4-Quarter Trend

FCF

$23.05M+0.00%

4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Total Revenue Growth 16% Total revenues reached $365.3M in 2025, marking a 16% increase over 2024 results. Core Revenue also grew 16%.

TWP Increased 17% Total Written Premiums Placed grew 17% to $4.4B in 2025, indicating strong underlying premium growth that drives future Core Revenue.

Adjusted EBITDA Rises 14% Adjusted EBITDA increased 14% to $113.6M in 2025, showing improved operational profitability. Margin was 31% of total revenue.

Client Retention Remains Strong Client Retention reached 85% as of December 31, 2025, reflecting service execution. Premium retention was even higher at 90%.

Risk Factors

Economic Activity Decline Risk Overall decline in economic activity, inflation, and high interest rates could materially affect financial condition and operating results.

Carrier Dependency Exposure Significant commission revenue derived from a limited number of Carriers; loss of relationships harms market share and revenue streams.

Franchisee Operational Control Financial results depend on Franchisees' operational success, over whom the Company lacks direct control, risking brand harm.

Cybersecurity and Data Risk Security breaches or improper disclosure of confidential data could lead to regulatory scrutiny, legal liability, and reputational harm.

Outlook

Expand Corporate Sales Headcount Plan to expand agent count in corporate sales using established recruiting processes to drive platform growth and productivity.

Maximize Renewal Business Margins Focus on converting New Business to Renewal Revenue, which yields higher margins due to lower servicing costs.

Continue Technology Investment Ongoing investment in proprietary cloud-based technology to enhance efficiency and widen competitive advantage gap against rivals.

Franchise National Penetration Expect continued growth in franchise market share across 43 states, leveraging anticipated New Business productivity uplift.

Peer Comparison

Revenue (TTM)

BHF

$6.37B

+45.9%

KMPR

$4.79B

+3.4%

PFS

$1.38B

+29.4%

Gross Margin (Latest Quarter)

PRK

83.5%

+4.2pp

CVBF

81.1%

+23.7pp

HCI

78.9%

+30.0pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
BHF	$3.41B	7.9	7.2%	1.3%
BOH	$2.83B	13.7	11.6%	0.4%
PRK	$2.81B	13.9	13.7%	1.0%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

11.7%

Steady Growth

4Q Net Income CAGR

74.4%

Profitability Improved

Cash Flow Stability

100%

Strong Cash Flow

Deep Research

Next earnings:Apr 21, 2026

EPS:-

Revenue:-

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data