Goosehead Insurance, Inc
NASDAQ•GSHD
CEO: Mr. Mark E. Jones
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 2018-04-27
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner's, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.
Contact Information
Building 4, Suite 4500 1500 Solana Boulevard, Westlake, TX, 76262, United States
214-838-5500
Market Cap
$1.61B
P/E (TTM)
37.5
11.5
Dividend Yield
--
52W High
$127.99
52W Low
$41.96
52W Range
Rank41Top 44.9%
4.0
F-Score
Modified Piotroski Analysis
Based on 9-year fundamentals
Average • 4 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2017-2025
Financial Dashboard
Q4 2025 Data
Revenue
$105.26M+0.00%
4-Quarter Trend
EPS
$0.50+0.00%
4-Quarter Trend
FCF
$23.05M+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Total Revenue Growth 16% Total revenues reached $365.3M in 2025, marking a 16% increase over 2024 results. Core Revenue also grew 16%.
TWP Increased 17% Total Written Premiums Placed grew 17% to $4.4B in 2025, indicating strong underlying premium growth that drives future Core Revenue.
Adjusted EBITDA Rises 14% Adjusted EBITDA increased 14% to $113.6M in 2025, showing improved operational profitability. Margin was 31% of total revenue.
Client Retention Remains Strong Client Retention reached 85% as of December 31, 2025, reflecting service execution. Premium retention was even higher at 90%.
Risk Factors
Economic Activity Decline Risk Overall decline in economic activity, inflation, and high interest rates could materially affect financial condition and operating results.
Carrier Dependency Exposure Significant commission revenue derived from a limited number of Carriers; loss of relationships harms market share and revenue streams.
Franchisee Operational Control Financial results depend on Franchisees' operational success, over whom the Company lacks direct control, risking brand harm.
Cybersecurity and Data Risk Security breaches or improper disclosure of confidential data could lead to regulatory scrutiny, legal liability, and reputational harm.
Outlook
Expand Corporate Sales Headcount Plan to expand agent count in corporate sales using established recruiting processes to drive platform growth and productivity.
Maximize Renewal Business Margins Focus on converting New Business to Renewal Revenue, which yields higher margins due to lower servicing costs.
Continue Technology Investment Ongoing investment in proprietary cloud-based technology to enhance efficiency and widen competitive advantage gap against rivals.
Franchise National Penetration Expect continued growth in franchise market share across 43 states, leveraging anticipated New Business productivity uplift.
Peer Comparison
Revenue (TTM)
$6.37B
$4.79B
$1.38B
Gross Margin (Latest Quarter)
83.5%
81.1%
78.9%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| BHF | $3.41B | 7.9 | 7.2% | 1.3% |
| BOH | $2.83B | 13.7 | 11.6% | 0.4% |
| PRK | $2.81B | 13.9 | 13.7% | 1.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
11.7%
Steady Growth
4Q Net Income CAGR
74.4%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Apr 21, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
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No Data