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Mr. Cooper Group Inc.

NASDAQ•COOP
CEO: Mr. Jesse K. Bray CPA
Sector: Financial Services
Industry: Financial - Mortgages
Listing Date: 2012-03-28
Mr. Cooper Group Inc., together with its subsidiaries, operates as a non-bank servicer of residential mortgage loans in the United States. The company operates through Servicing and Originations segments. The Servicing segment performs activities on behalf of investors or owners of the underlying mortgages and mortgage servicing rights, including collecting and disbursing borrower payments, investor reporting, customer service, modifying loans, performing collections, foreclosures, and the sale of real estate owned. The Originations segment originates residential mortgage loans through its direct-to-consumer and correspondent channels. The company provides its services under the Mr. Cooper and Xome brands. The company was formerly known as WMIH Corp. and changed its name to Mr. Cooper Group Inc. in October 2018. Mr. Cooper Group Inc. was incorporated in 2015 and is based in Coppell, Texas.
Contact Information
8950 Cypress Waters Boulevard, Coppell, TX, 75019, United States
469-549-2000
www.mrcoopergroup.com
Market Cap
$13.49B
P/E (TTM)
27.5
5.8
Dividend Yield
0.9%
52W High
$234.73
52W Low
$84.68
52W Range
84%
Rank40Top 42.0%
4.1
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.1 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q2 2025 Data

Revenue

$608.00M-21.24%
4-Quarter Trend

EPS

$3.09-2.21%
4-Quarter Trend

FCF

$285.00M-130.64%
4-Quarter Trend

2025 Q2 Earnings Highlights

Key Highlights

Originations Funded Volume Soars Funded volume increased 166.2% to 17.762B USD in H1 2025, driving Originations segment income up 55.7% to 109M USD.
Strong Operating Cash Flow Generation Net cash from operating activities generated 525M USD in H1 2025, a 661M USD improvement from 136M USD used in H1 2024.
Servicing Portfolio UPB Expansion Total average UPB expanded significantly to 1.51T USD in H1 2025, up from 1.12T USD, reflecting recent portfolio acquisitions.
Stockholders' Equity Increases Total stockholders' equity grew to 5.099B USD as of June 30, 2025, an increase of 286M USD since December 31, 2024.

Risk Factors

Net Income Decline Significant Net income decreased 25.7% to 286M USD in H1 2025, primarily due to increased total expenses and negative MTM adjustments.
Total Expenses Increase Sharply Total expenses rose 23.2% to 760M USD in H1 2025, driven by higher variable compensation and merger transaction costs.
MSR Valuation Mark-to-Market Loss Servicing MTM adjustments resulted in a 50M USD loss in H1 2025, a 162M USD swing from the 112M USD gain reported in H1 2024.
Interest Rate Sensitivity Risk A hypothetical 25 bps parallel yield curve shift down could decrease net fair value by 80M USD, primarily impacting MSRs.

Outlook

Rocket Acquisition Expected Q4 2025 Definitive agreement for Rocket to acquire all shares for 9.4B USD equity value expected to close in the fourth quarter 2025.
Originations DTC Channel Growth Expect momentum in direct-to-consumer channel driven by continued growth in home equity loans and cashout refinances volume.
Servicing Portfolio Stability Expected Servicing portfolio expected to remain flat for the remainder of 2025 pending integration planning with Rocket Companies.
High Teens Equity Return Goal Strategy focuses on sustained growth and delivering return on tangible equity into the high teens range for investors.

Peer Comparison

Revenue (TTM)

RGA stock ticker logoRGA
$23.41B
+6.2%
ACGL stock ticker logoACGL
$19.93B
+17.7%
EG stock ticker logoEG
$17.32B
+1.4%

Gross Margin (Latest Quarter)

HLI stock ticker logoHLI
100.0%
+61.5pp
CFG stock ticker logoCFG
100.0%
+40.1pp
FHN stock ticker logoFHN
100.0%
+9.6pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
ACGL$34.59B8.219.0%4.1%
FITB$33.09B13.112.0%6.8%
CFG$27.37B15.47.2%5.0%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
12.8%
Steady Growth
4Q Net Income CAGR
35.3%
Profitability Improved
Cash Flow Stability
75%
Volatile Cash Flow

Deep Research

Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement
LTM
No Data