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Banco Santander, S.A.

Banco Santander, S.A.

NYSE•SAN
CEO: Ms. Ana Botin-Sanz de Sautuola y O'Shea
Sector: Financial Services
Industry: Banks - Diversified
Listing Date: 1987-07-30
Banco Santander, S.A. provides various financial services worldwide. The company operates through Retail Banking, Santander Corporate & Investment Banking, Wealth Management & Insurance, and PagoNxt segments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides asset management and private banking services; and insurance products. In addition, it offers corporate and investment banking services, and digital payment solutions. Further, it offers online banking and financial services to retail, business, institutional, corporate, private banking and university customers and clients. The company was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain.
Contact Information
Santander Group City, Av. de Cantabria s/n Boadilla del Monte, Madrid, 28660, Spain
34-912-89-00-00
www.santander.com
Market Cap
$151.37B
P/E (TTM)
10.3
14.6
Dividend Yield
2.1%
52W High
$10.50
52W Low
$4.43
52W Range
95%
2.2
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 2.2 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024

Financial Dashboard

Q3 2025 Data

Revenue

$14.01B-6.22%
4-Quarter Trend

EPS

$0.08-59.15%
4-Quarter Trend

FCF

$0.00-100.00%
4-Quarter Trend

Earnings Highlights

Key Highlights

No Data Available

Risk Factors

No Data Available

Outlook

No Data Available

Peer Comparison

Revenue (TTM)

Citigroup Inc.C
$168.35B
-1.6%
HSBC Holdings plcHSBC
$120.33B
-42.9%
Royal Bank of CanadaRY
$97.78B
+3.5%

Gross Margin (Latest Quarter)

Barclays PLCBCS
100.0%
+0.0 pp
ING Groep N.V.ING
98.8%
-299.1 pp
NatWest Group plcNWG
92.9%
-14.1 pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
HSBC$243.99B13.29.9%0.0%
RY$207.89B15.214.5%35.4%
C$187.05B12.66.9%27.3%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-4.0%
Flat Growth
4Q Net Income CAGR
-28.0%
Declining Profitability
Cash Flow Stability
50%
Cash Flow Needs Attention

Research & Insights

Reports
All Years

  • Form 20-F - FY 2024

    Period End: Dec 31, 2024|Filed: Feb 28, 2025|
    Revenue: $140.53B+6.6%
    |
    EPS: $0.83+18.5%
    Beat

  • Form 20-F - FY 2023

    Period End: Dec 31, 2023|Filed: Feb 21, 2024|
    Revenue: $131.82B+6.7%
    |
    EPS: $0.70+20.4%
    Beat

  • Form 20-F - FY 2022

    Period End: Dec 31, 2022|Filed: Mar 1, 2023|
    Revenue: $91.49B+7.5%
    |
    EPS: $0.57+22.7%
    Beat

  • Form 20-F - FY 2021

    Period End: Dec 31, 2021|Filed: Mar 1, 2022|
    Revenue: $72.72B-35.5%
    |
    EPS: $0.52+181.5%
    Miss

  • Form 20-F - FY 2020

    Period End: Dec 31, 2020|Filed: Feb 26, 2021|
    Revenue: $69.01B+47.8%
    |
    EPS: $-0.62-254.3%
    Miss