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American International Group, Inc.

NYSE•AIG
CEO: Mr. Peter Salvatore Zaffino
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 1973-01-02
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.
Contact Information
1271 Avenue of the Americas, New York, NY, 10020, United States
212-770-7000
www.aig.com
Market Cap
$41.41B
P/E (TTM)
13.4
15.5
Dividend Yield
2.3%
52W High
$88.07
52W Low
$71.25
52W Range
33%
Rank37Top 34.1%
4.4
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.4 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q4 2025 Data

Revenue

$6.56B+0.00%
4-Quarter Trend

EPS

$1.36+0.00%
4-Quarter Trend

FCF

$636.00M+0.00%
4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Net Income Rises Sharply Net income attributable to common shareholders $3,096M, EPS $5.43 diluted, reflecting 43 percent increase from prior year.
Underwriting Income Improves General Insurance underwriting income $2,332M, up 22 percent versus 2024, driven by lower catastrophe losses and reserve development.
Strong Combined Ratio Achieved General Insurance combined ratio 90.1, improving 1.7 points from 91.8 in 2024, signaling better underwriting discipline.
Capital Returned to Shareholders Returned approximately $6.8B of capital to shareholders in 2025 via repurchases and dividends, reducing outstanding shares 11 percent.

Risk Factors

Economic Deterioration Threat Weakening global capital markets, inflation, and geopolitical tensions materially affect asset valuations and operating environment.
Unpredictable Liability Claims Insurance liability claims remain difficult to predict; ultimate losses may exceed established reserves, impacting financial condition.
Technology and Cyber Exposure Exposure to cybersecurity threats, including ransomware and AI misuse, requires continuous investment in security and governance.
Regulatory Scrutiny Evolves Evolving domestic and international laws regarding privacy, AI, and climate change impose new compliance costs and operational restrictions.

Outlook

Major Strategic Investments Announced $2.1B investment in Convex and $646M stake in Onex, expanding specialty insurer and asset manager presence.
Capital Return Authorization Board authorized $7.5B common stock repurchase program effective April 1, 2025, demonstrating capital deployment focus.
Credit Rating Upgrades Received Significant insurance subsidiaries received rating upgrades from Fitch, S&P, and Moody's, affirming financial strength profile.
New Syndicate Formation Announced collaboration with Amwins and Blackstone to form Lloyd’s Syndicate 2479, providing capacity for portfolio solutions.

Peer Comparison

Revenue (TTM)

MET stock ticker logoMET
$76.13B
+8.6%
PRU stock ticker logoPRU
$60.97B
-13.7%
MFC stock ticker logoMFC
$54.45B
+5.0%

Gross Margin (Latest Quarter)

SLF stock ticker logoSLF
100.0%
+0.1pp
EQH stock ticker logoEQH
88.1%
-47.6pp
MFC stock ticker logoMFC
76.0%
-162.0pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
MFC$56.02B13.411.3%1.4%
MET$44.78B13.412.0%2.7%
BSBR$43.53B17.611.2%10.2%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-1.1%
Flat Growth
4Q Net Income CAGR
1.7%
Profitability Slowly Improving
Cash Flow Stability
75%
Volatile Cash Flow

Deep Research

Next earnings:Apr 29, 2026
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