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American International Group, Inc.

American International Group, Inc.

NYSE•AIG
CEO: Mr. Peter Salvatore Zaffino
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 1973-01-02
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.
Contact Information
1271 Avenue of the Americas, New York, NY, 10020, United States
212-770-7000
www.aig.com
Market Cap
$45.82B
P/E (TTM)
54.0
15.5
Dividend Yield
2.0%
52W High
$88.07
52W Low
$69.24
52W Range
83%
Rank40Top 31.7%
4.5
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.5 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024

Financial Dashboard

Q3 2025 Data

Revenue

$6.40B-5.23%
4-Quarter Trend

EPS

$0.95+31.94%
4-Quarter Trend

FCF

$1.34B-20.95%
4-Quarter Trend

2025 Q3 Earnings Highlights

Key Highlights

Income From Continuing Operations Income from continuing operations $2.37 B, up 35% versus prior year period, driven by strong underwriting results.
General Insurance Underwriting Strong General Insurance underwriting income $1.66 B, increasing 14% driven by lower catastrophe losses and favorable prior development.
Common Shareholder Net Income Reversal Net income attributable to common shareholders $2.36 B, reversing prior year loss of $(2.32) B due to Corebridge deconsolidation.
Core Operating Book Value Rises Core operating book value per share reached $66.66, improving from $61.75, reflecting underlying profitability gains.

Risk Factors

Net Realized Losses Widened Total net realized losses widened significantly to $(851) M compared to $(434) M, driven by investment impairments.
Global Personal Underwriting Loss Global Personal segment swung to underwriting loss of $(22) M versus $60 M income, due to higher accident year loss ratios.
Level 3 Valuation Inputs Level 3 assets total $3.77 B, relying on unobservable inputs like yield and prepayment rates for valuation assessment.
Market Volatility Concerns Remain Currency volatility remains acute, impacting net premiums written growth trends reported in U.S. dollars across segments.

Outlook

Strategic Convex Investment Announced AIG announced acquisition of 35% equity interest in Convex for approximately $2.1 B, expected to close first half 2026.
Everest Renewal Rights Acquired Definitive agreements signed to acquire Everest's global retail portfolios for aggregate purchase price of $301 M plus adjustments.
Onex Investment Intentions Intent to invest up to $2.0 B over three years in Onex Corporation investment funds, subject to customary closing conditions.
Share Repurchase Authorization Active Board authorized $7.5 B repurchase program effective April 1, 2025; $4.1 B remained authorized as of October 30, 2025.

Peer Comparison

Revenue (TTM)

The Hartford Insurance Group, Inc.HIG
$27.71B
+6.9%
American International Group, Inc.AIG
$27.38B
-23.8%
Sun Life Financial Inc.SLF
$23.76B
-31.8%

Gross Margin (Latest Quarter)

International General Insurance Holdings Ltd.IGIC
100.3%
-0.3pp
Arch Capital Group Ltd.ACGL
99.0%
+67.9pp
American International Group, Inc.AIG
68.3%
+37.0pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
AIG$45.82B54.02.2%5.6%
HIG$37.70B10.720.5%5.1%
ACGL$34.93B8.518.4%3.4%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-3.7%
Flat Growth
4Q Net Income CAGR
-16.7%
Declining Profitability
Cash Flow Stability
75%
Volatile Cash Flow

Research & Insights

Next earnings:Feb 10, 2026
|
EPS:$1.87
|
Revenue:-
Reports
All Years
  • Form 10-Q - Q3 2025

    Period End: Sep 30, 2025|Filed: Nov 5, 2025|
    Revenue: $6.40B-5.2%
    |
    EPS: $0.95+31.9%
    Miss
  • Form 10-Q - Q2 2025

    Period End: Jun 30, 2025|Filed: Aug 7, 2025|
    Revenue: $7.04B+6.9%
    |
    EPS: $2.00-133.2%
    Beat
  • Form 10-Q - Q1 2025

    Period End: Mar 31, 2025|Filed: May 2, 2025|
    Revenue: $6.77B-46.2%
    |
    EPS: $1.18-32.6%
    Beat
  • Form 10-K - FY 2024

    Period End: Dec 31, 2024|Filed: Feb 13, 2025|
    Revenue: $27.27B-2.5%
    |
    EPS: $2.35+1.8%
    Beat
  • Form 10-Q - Q3 2024

    Period End: Sep 30, 2024|Filed: Nov 7, 2024|
    Revenue: $6.76B-7.3%
    |
    EPS: $0.72-74.6%
    Miss
  • Form 10-Q - Q2 2024

    Period End: Jun 30, 2024|Filed: Aug 1, 2024|
    Revenue: $6.59B-11.8%
    |
    EPS: $-6.02-393.7%
    Miss
  • Form 10-Q - Q1 2024

    Period End: Mar 31, 2024|Filed: May 2, 2024|
    Revenue: $12.60B+14.1%
    |
    EPS: $1.75+4210.3%
    Beat
  • Form 10-K - FY 2023

    Period End: Dec 31, 2023|Filed: Feb 14, 2024|
    Revenue: $47.25B-6.7%
    |
    EPS: $5.02-61.7%
    Beat