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Arthur J. Gallagher & Co.

NYSE•AJG
CEO: Mr. J. Patrick Gallagher Jr.
Sector: Financial Services
Industry: Insurance - Brokers
Listing Date: 1984-06-20
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. It operates in Brokerage and Risk Management segments. The Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. Arthur J. Gallagher & Co. was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Contact Information
2850 Golf Road, Rolling Meadows, IL, 60008-4050, United States
630-773-3800
www.ajg.com
Market Cap
$53.86B
P/E (TTM)
36.5
23.5
Dividend Yield
1.3%
52W High
$351.23
52W Low
$195.00
52W Range
9%
Rank23Top 9.4%
5.8
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 5.8 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q4 2025 Data

Revenue

$3.63B+33.58%
4-Quarter Trend

EPS

$0.58-49.12%
4-Quarter Trend

FCF

$713.40M+0.00%
4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Brokerage Revenue Jumps 23% Brokerage segment revenues reached $12.19B in 2025, marking a strong 23% increase over prior year results.
Large Acquisitions Closed Successfully Completed major acquisitions including AssuredPartners for $13.8B and Woodruff Sawyer for $1.2B during 2025.
Adjusted EPS Increased 6% Total adjusted diluted EPS grew 6% to $10.69 in 2025, showing strong underlying profitability improvement.

Risk Factors

Large Acquisition Integration Risks Integrating large acquisitions like AssuredPartners carries risks, with integration costs estimated at $575M over three years.
Global Economic Geopolitical Headwinds Fluctuations in inflation, interest rates, and geopolitical instability pose risks to operations and financial condition globally.
Sustained Compensation Expense Pressure Sustained increases in compensation expense and benefits costs could reduce overall profitability margins moving forward.

Outlook

Growth Driven By Mergers Growth prospects rely on continued mergers and acquisitions activity across brokerage and risk management segments.
Leveraging Technology and AI Future success depends on effectively applying data analytics and AI to drive client value and internal efficiencies.
Clean Energy Investment Losses Anticipate after-tax losses of $5M from clean energy investments in 2026, following similar results in 2025 and 2024.

Peer Comparison

Revenue (TTM)

WFC stock ticker logoWFC
$123.53B
-1.5%
SMFG stock ticker logoSMFG
$101.76B
+104.8%
MFG stock ticker logoMFG
$55.71B
-8.2%

Gross Margin (Latest Quarter)

ING stock ticker logoING
93.7%
+5.5pp
AON stock ticker logoAON
83.5%
+1.9pp
MFC stock ticker logoMFC
76.0%
-162.0pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
WFC$239.14B11.311.8%19.8%
HDB$136.44B17.413.7%13.3%
MFG$95.60B14.69.7%21.6%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-0.9%
Flat Growth
4Q Net Income CAGR
-40.2%
Declining Profitability
Cash Flow Stability
75%
Volatile Cash Flow

Deep Research

Next earnings:Apr 23, 2026
|
EPS:$4.44
|
Revenue:$4.77B
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement
LTM
No Data