Manulife Financial Corporation
NYSE•MFC
CEO: Mr. Roy Gori
Sector: Financial Services
Industry: Insurance - Life
Listing Date: 1999-09-24
Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in the United States, Canada, Asia, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; and Corporate and Other segments. The Wealth and Asset Management Businesses segment offers investment advice and solutions to retirement, retail, and institutional clients through multiple distribution channels, including agents and brokers affiliated with the company, independent securities brokerage firms and financial advisors pension plan consultants, and banks. The Insurance and Annuity Products segment provides deposit and credit products; and individual life insurance, individual and group long-term care insurance, and guaranteed and partially guaranteed annuity products through multiple distribution channels, including insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in the property and casualty reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. The company also manages timberland and agricultural portfolios; and engages in insurance agency, investment counseling and dealer, portfolio and mutual fund management, property and casualty insurance, and mutual fund dealer businesses. In addition, it provides integrated banking products and services. The company was incorporated in 1887 and is headquartered in Toronto, Canada.
Contact Information
Market Cap
$67.10B
P/E (TTM)
15.9
13.4
Dividend Yield
3.3%
52W High
$40.09
52W Low
$29.70
52W Range
Rank36Top 31.8%
4.5
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.5 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$6.17B+0.00%
4-Quarter Trend
EPS
$0.59+0.00%
4-Quarter Trend
FCF
$6.17B+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Annual Report Filed Form 40-F filed covering fiscal year ended December 31, 2025; includes financial statements and MD&A exhibits.
Strong Board Independence Board independence policy maintained; 12 of 13 directors confirmed independent as of December 31, 2025, per filing.
Internal Control Certifications Management assessment of ICFR effectiveness and required CEO/CFO certifications included as exhibits for the 2025 reporting period.
Risk Factors
Agent Service Process Undertaking requires prompt communication to Commission via Form F-X amendment for any changes to US service agent address.
Executive Compensation Recovery Disclosure required regarding incentive-based compensation recovery analysis if financial restatements occurred during the relevant recovery period.
Accounting Standard Updates Filing notes reference to new or revised accounting standards issued after April 5, 2012, requiring compliance review.
Outlook
Governance Document Availability Corporate governance practices and committee charters remain publicly available on the corporate website for ongoing investor review.
Clawback Policy Implementation Executive Officer Clawback Policy (Exhibit 97.1) is in place, governing recovery of incentive-based compensation moving forward.
Auditor Oversight Maintained Ernst & Young LLP continues as auditor; PCAOB ID 1263 maintained for Canadian audit firm registration compliance.
Peer Comparison
Revenue (TTM)
$98.87B
$81.95B
$76.95B
Gross Margin (Latest Quarter)
100.0%
100.0%
76.0%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| RY | $253.74B | 16.6 | 15.4% | 15.5% |
| TD | $181.55B | 11.3 | 17.3% | 12.8% |
| CM | $101.94B | 14.9 | 14.8% | 15.4% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-0.7%
Flat Growth
4Q Net Income CAGR
42.4%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:May 13, 2026
EPS:$0.79
|Revenue:$2.32B
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data