
AXIS Capital Holdings Limited
NYSE•AXS
CEO: Mr. Vincent Christopher Tizzio
Sector: Financial Services
Industry: Insurance - Property & Casualty
Listing Date: 2003-07-01
AXIS Capital Holdings Limited, through its subsidiaries, provides various specialty insurance and reinsurance products in Bermuda, the United States, and internationally. It operates through two segments, Insurance and Reinsurance. The Insurance segment offers professional insurance products that cover directors' and officers' liability, errors and omissions, employment practices, fiduciary, crime, professional indemnity, medical malpractice, and other financial insurance related coverages for commercial enterprises, financial institutions, not-for-profit organizations, and other professional service providers; and property insurance products for commercial buildings, residential premises, construction projects, property in transit, onshore renewable energy installations, and physical damage and business interruption following an act of terrorism. This segment also provides marine and aviation insurance services for offshore energy, renewable offshore energy, cargo, liability, including kidnap and ransom, fine art, specie, and hull war, hull and liability, and specific war coverage for passenger airlines, cargo operations, general aviation operations, airports, aviation authorities, security firms, and product manufacturers; personal accident, travel insurance, specialty health products for employer and affinity groups, and pet insurance products; and liability, cyber, and credit and political risk insurance services. The Reinsurance segment offers agriculture, marine and aviation, catastrophe, accidental and health, credit and surety, motor, professional, travel, life, engineering, property, and liability reinsurance products. AXIS Capital Holdings Limited was founded in 2001 and is headquartered in Pembroke, Bermuda.
Contact Information
Market Cap
$8.20B
P/E (TTM)
8.2
12.7
Dividend Yield
1.7%
52W High
$107.19
52W Low
$83.90
52W Range
Rank37Top 25.8%
4.8
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.8 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024
Financial Dashboard
Q3 2025 Data
Revenue
$1.69B+7.48%
4-Quarter Trend
EPS
$3.85+86.89%
4-Quarter Trend
FCF
$673.84M+14.79%
4-Quarter Trend
2025 Q3 Earnings Highlights
Key Highlights
Net Income Surges Significantly Net income available to common shareholders $294M for 3Q 2025, a 70% increase from $173M reported in 2024.
Underwriting Improves Combined Ratio Underwriting income reached $188M for the quarter; combined ratio improved to 89.4% versus 93.1% last year.
Strong Quarterly Earnings Per Share Earnings per common share $3.79 for the third quarter 2025, substantially higher than $2.06 reported in the prior year period.
Capital Deployment Via Repurchases Returned capital by repurchasing 1.1M common shares for $110M during the quarter, supporting shareholder value creation efforts.
Risk Factors
Catastrophe Reserve Uncertainty Remains Reserves include estimates for 2025 California Wildfires and 2024 Hurricanes Milton and Helene events, increasing uncertainty levels.
Office Sector Mortgage Exposure Allowance for credit losses on mortgage loans increased to $33M, primarily related to commercial properties exposed to the office sector.
Investment Income Declines Post-LPT Net investment income fell 10% to $185M for 3Q 2025, driven by decrease in fixed maturity assets post Enstar LPT.
Specialty Pricing Moderation Observed Overall specialty pricing has moderated across sectors; property rates are deteriorating due to significant capital deployment in the space.
Outlook
Strategic Reinsurance Transaction Closed Completed $2B loss portfolio transfer reinsurance agreement with Enstar covering business predominantly related to 2021 and prior years.
Shareholder Capital Return Program Approved new open-ended $400M share repurchase program in September 2025, following exhaustion of prior authorization limits.
Underwriting Focus for 2026 Commitment to drive profitable growth in 2026 via focused specialty underwriting strategy and disciplined risk appetite maintenance.
Technology Investment Continues Continuing implementation of data, technology, and AI capabilities to empower underwriters and enhance service provided to customers.
Peer Comparison
Revenue (TTM)
ACGL$19.05B
EG$17.51B
WRB$14.65B
Gross Margin (Latest Quarter)
ACGL99.0%
AXS98.7%
AMSF89.8%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| ACGL | $35.59B | 8.6 | 18.4% | 3.4% |
| WRB | $26.26B | 14.4 | 20.9% | 0.0% |
| EG | $13.78B | 24.9 | 3.8% | 0.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
4.8%
Moderate Growth
4Q Net Income CAGR
0.9%
Profitability Slowly Improving
Cash Flow Stability
75%
Volatile Cash Flow
Research & Insights
Next earnings:Feb 4, 2026
EPS:$2.95
|Revenue:-
Reports
All Years
Form 10-Q - Q3 2025
Period End: Sep 30, 2025|Filed: Oct 29, 2025|Revenue: $1.69B+7.5%|EPS: $3.85+86.9%BeatForm 10-Q - Q2 2025
Period End: Jun 30, 2025|Filed: Jul 29, 2025|Revenue: $1.54B+5.5%|EPS: $2.75+13.6%MissForm 10-Q - Q1 2025
Period End: Mar 31, 2025|Filed: Apr 30, 2025|Revenue: $1.47B+3.0%|EPS: $2.30-49.7%MissForm 10-K - FY 2024
Period End: Dec 31, 2024|Filed: Feb 26, 2025|Revenue: $6.02B+6.1%|EPS: $12.49+207.6%BeatForm 10-Q - Q3 2024
Period End: Sep 30, 2024|Filed: Oct 30, 2024|Revenue: $1.58B+7.8%|EPS: $2.06-2.8%MissForm 10-Q - Q2 2024
Period End: Jun 30, 2024|Filed: Jul 30, 2024|Revenue: $1.46B+5.6%|EPS: $2.42+44.0%MissForm 10-Q - Q1 2024
Period End: Mar 31, 2024|Filed: May 1, 2024|Revenue: $1.43B+6.0%|EPS: $4.57+125.1%MeetForm 10-K - FY 2023
Period End: Dec 31, 2023|Filed: Feb 27, 2024|Revenue: $5.62B+6.9%|EPS: $4.06+78.9%Miss