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Sun Life Financial Inc.

Sun Life Financial Inc.

NYSE•SLF
CEO: Mr. Kevin David Strain C.A., CPA
Sector: Financial Services
Industry: Insurance - Diversified
Listing Date: 2000-03-23
Sun Life Financial Inc., a financial services company, provides savings, retirement, and pension products worldwide. The company operates in five segments: Asset Management, Canada, U.S., Asia, and Corporate. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability, as well as reinsurance. The company also provides advice for financial planning and retirement planning services; investments products, such as mutual funds, segregated funds, and annuities; and asset and investment management products consisting of pooled funds, institutional portfolios, and pension funds. In addition, it offers real estate services; manages equity capital in various private and listed funds, as well as mezzanine debt, middle market direct lending, high-yield bonds, and syndicated loans; and operates as an investment grade fixed income investor, real estate investment management advisor, infrastructure investment manager, and alternative credit investment manager. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.
Contact Information
1 York Street, 31st Floor, Toronto, ON, M5J 0B6, Canada
416-979-9966
www.sunlife.com
Market Cap
$35.01B
P/E (TTM)
16.2
15.5
Dividend Yield
4.0%
52W High
$66.81
52W Low
$52.44
52W Range
72%
Rank25Top 11.9%
5.6
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 5.6 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q3 2025 Data

Revenue

$9.00B-11.20%
4-Quarter Trend

EPS

$1.43-15.81%
4-Quarter Trend

FCF

$830.83M-64.33%
4-Quarter Trend

2024 Annual Earnings Highlights

Key Highlights

Common Shares Outstanding Count 573.9M Common Shares outstanding reported as of the period end; total preferred shares outstanding reached 48.2M across multiple series.
Updated Code of Conduct 2024 Code of Conduct updated; enhanced guidance on culture, human rights, sustainability, diversity, equity, and inclusion emphasized.
Capital Structure Complexity 1.0M Class A Preferred Shares Series 14 issued, linked to $1B principal amount of 3.60% Limited Recourse Capital Notes (LRCN).

Risk Factors

Internal Control Audit Attestation Effectiveness of internal control over financial reporting subject to Sarbanes-Oxley 404(b) attestation by registered public accounting firm.
Complex Regulatory Filing Burden Must maintain compliance with SEC rules, including timely submission of Interactive Data Files required under Regulation S-T Rule 405.
Audit Committee Expert Reliance Board relies on three designated independent Audit Committee Financial Experts for oversight, meeting NYSE and SEC independence standards.

Outlook

Reinforce Culture and ESG Focus Strategic focus on reinforcing corporate culture, human rights, sustainability, and diversity, equity, and inclusion per 2024 Code update.
Maintain NYSE Governance Alignment Commitment to maintaining governance processes and practices consistent with New York Stock Exchange corporate governance rules for U.S. listed companies.
Ongoing Capital Structure Management Continue managing complex capital structure, including various preferred share series and subordinated indebtedness linked to LRCN structure.

Peer Comparison

Revenue (TTM)

The Hartford Insurance Group, Inc.HIG
$27.71B
+6.9%
American International Group, Inc.AIG
$27.38B
-23.8%
Sun Life Financial Inc.SLF
$23.76B
-31.8%

Gross Margin (Latest Quarter)

Old Republic International CorporationORI
64.8%
-0.6pp
International General Insurance Holdings Ltd.IGIC
48.3%
-46.9pp
Goosehead Insurance, IncGSHD
46.1%
+1.5pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
AIG$39.35B12.87.8%5.6%
HIG$36.11B10.220.5%5.1%
SLF$35.01B16.212.0%1.9%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
92.9%
Strong Growth
4Q Net Income CAGR
103.2%
Profitability Improved
Cash Flow Stability
75%
Volatile Cash Flow

Research & Insights

Next earnings:Feb 11, 2026
|
EPS:$1.35
|
Revenue:-
Reports
All Years

  • Form 40-F - FY 2024

    Period End: Dec 31, 2024|Filed: Feb 13, 2025|
    Revenue: $25.17B-5.1%
    |
    EPS: $3.86+3.1%
    Beat

  • Form 40-F - FY 2023

    Period End: Dec 31, 2023|Filed: Feb 8, 2024|
    Revenue: $22.86B+960.2%
    |
    EPS: $3.80+4.7%
    Beat

  • Form 40-F - FY 2022

    Period End: Dec 31, 2022|Filed: Feb 9, 2023|
    Revenue: $17.84B-90.4%
    |
    EPS: $3.77-27.2%
    Beat

  • Form 40-F - FY 2021

    Period End: Dec 31, 2021|Filed: Feb 10, 2022|
    Revenue: $28.50B-17.6%
    |
    EPS: $5.37+63.7%
    Beat

  • Form 40-F - FY 2020

    Period End: Dec 31, 2020|Filed: Feb 11, 2021|
    Revenue: $32.28B+9.2%
    |
    EPS: $3.06-7.0%
    Meet