The Bank of Nova Scotia

NYSE•BNS

CEO: Mr. L. Scott Thomson

Sector: Financial Services

Industry: Banks - Diversified

Listing Date: 2002-06-07

The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The Bank of Nova Scotia was founded in 1832 and is headquartered in Toronto, Canada.

Contact Information

40 Temperance Street, Toronto, ON, M5H 0B4, Canada

416-866-6161

www.scotiabank.com

Market Cap

$92.15B

P/E (TTM)

15.2

15.1

Dividend Yield

4.3%

52W High

$78.28

52W Low

$46.66

52W Range

88%

Rank45Top 56.8%

3.6

F-Score

Modified Piotroski Analysis

Based on 10-year fundamentals

Weak • 3.6 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2016-2025

Financial Dashboard

Q1 2026 Data

Revenue

$12.42B+0.00%

4-Quarter Trend

EPS

$1.26+0.00%

4-Quarter Trend

FCF

-$6.71B+0.00%

4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Annual Report Filing Confirmed Filed 40-F for FYE October 31, 2025, including audited financials and Annual Information Form exhibits.

Common Share Count Finalized Total outstanding common shares reached 1,236,305,738 as of the close of the reporting period.

Internal Controls Deemed Effective Management confirmed disclosure and internal controls over financial reporting were effective as of October 31, 2025.

Audit Committee Expertise Confirmed Board determined multiple audit committee members qualify as independent financial experts per NYSE standards.

Risk Factors

Iran Sanctions Exposure Identified One customer account potentially met Iran sanctions definition; associated revenue and profit were de minimis.

Internal Control Inherent Limits Management acknowledges internal controls cannot prevent or detect all material misstatements due to error or fraud.

Reliance on Incorporated Data Key financial performance metrics rely on detailed information incorporated by reference in Exhibits 99.2 and 99.3.

Code of Conduct Waivers Absent No waivers under the Scotiabank Code of Conduct were granted for directors or executive officers in fiscal 2025.

Outlook

Future Disclosure Commitment Bank remains committed to providing timely, accurate, and balanced disclosure of all material information to stakeholders.

Regulatory Compliance Maintained Registrant certifies meeting all requirements for filing on Form 40-F pursuant to the Securities Exchange Act.

Audit Oversight Continues Audit committee reviewed and approved the 2025 Consolidated Financial Statements and Management's Discussion and Analysis.

Undertaking Response Preparedness Registrant undertakes to promptly furnish information to Commission staff regarding registered securities upon request.

Peer Comparison

Revenue (TTM)

WFC

$125.70B

+1.7%

SMFG

$101.76B

+104.8%

LYG

$85.83B

+72.8%

Gross Margin (Latest Quarter)

LYG

100.0%

-82.4pp

BCS

97.5%

+0.0pp

ING

93.7%

+5.5pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
WFC	$252.19B	12.0	12.0%	0.0%
MFG	$107.33B	16.4	9.7%	21.6%
BMO	$104.79B	16.0	10.5%	11.6%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

-0.6%

Flat Growth

4Q Net Income CAGR

5.9%

Profitability Improving

Cash Flow Stability

50%

Cash Flow Needs Attention

Deep Research

Next earnings:May 25, 2026

EPS:-

Revenue:-

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data