Tiptree Inc.
NASDAQ•TIPT
CEO: Mr. Michael Gene Barnes
Sector: Financial Services
Industry: Insurance - Specialty
Listing Date: 2010-10-15
Tiptree Inc., through its subsidiaries, provides specialty insurance products and related services primarily in the United States. It operates through two segments: Insurance and Mortgage. The company offers niche; commercial lines insurance products, including professional liability, general liability, contractual liability protection, property and other short-tail, and alternative risks insurance products; and personal lines insurance products, such as credit protection surrounding loan payments. It also provides auto and consumer warranty programs, including mobile devices, consumer electronics, appliances, furniture; and vehicle service contracts, GAP, and ancillary products; as well as premium or warranty contract financing services, lead generation support, and business process outsourcing services. In addition, the company offers mortgage loans for institutional investors; asset management services; and maritime shipping and asset management services, as well as invests in shares. It markets its products through a network of independent insurance agents, consumer finance companies, online retailers, auto dealers, and regional big box retailers. The company was formerly known as Tiptree Financial Inc. and changed its name to Tiptree Inc. in December 2016. Tiptree Inc. was founded in 1978 and is headquartered in Greenwich, Connecticut.
Contact Information
Market Cap
$657.55M
P/E (TTM)
18.8
13.8
Dividend Yield
1.4%
52W High
$27.41
52W Low
$15.49
52W Range
Rank48Top 64.4%
3.3
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 3.3 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
-$72.00K+0.00%
4-Quarter Trend
EPS
$0.10+0.00%
4-Quarter Trend
FCF
$49.21M+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Major Asset Divestitures Complete Fortegra sale for $1.65B USD cash; Reliance sale for 93.5% tangible book value estimated $50M USD.
Continuing Operations Net Loss Continuing operations reported $38.9M USD net loss in 2025, worsening from $32.3M loss in prior year.
Book Value Per Share Growth Book value per share reached $13.45 USD as of December 31, 2025, increasing 9.4% from $12.29 last year.
Discontinued Operations Income Net income from discontinued operations totaled $73.8M USD for 2025, slightly down from $85.7M USD in 2024.
Risk Factors
Sale Transaction Cost Exposure Significant transaction costs incurred for the pending Sale, borne by Tiptree whether or not the transaction closes successfully.
Retained Business Future Dependency Post-Sale results depend solely on the smaller Retained Business, facing fewer assets and increased susceptibility to adverse events.
1940 Act Exemption Limits Maintaining 1940 Act exemption imposes operational limits, restricting asset acquisition and income generation freedom.
Illiquid Asset Valuation Risk Portion of assets are illiquid, limiting favorable sale ability and creating uncertainty in current asset valuation reporting.
Outlook
Proceeds Deployment Strategy Intends to use net Sale proceeds for working capital, debt repayment, opportunistic stock repurchases, or potential dividends.
Public Company Cost Burden Continuing public company costs will represent a much larger percentage of revenues following the Sale completion.
Future Strategic Alternatives If Sale fails, Tiptree may explore other strategic alternatives, though outcomes might be less favorable than current terms.
Talent Retention Focus Success depends on attracting and retaining experienced personnel, focusing on competitive wages and long-term equity alignment.
Peer Comparison
Revenue (TTM)
$1.64B
$1.55B
$978.38M
Gross Margin (Latest Quarter)
1086658.3%
98.7%
98.6%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| OPY | $1.20B | 8.0 | 16.2% | 16.9% |
| EIG | $988.77M | 94.0 | 1.0% | 1.1% |
| MCB | $924.11M | 13.1 | 9.7% | 1.0% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
N/M
Revenue Volatile
4Q Net Income CAGR
-11.5%
Declining Profitability
Cash Flow Stability
75%
Volatile Cash Flow
Deep Research
Next earnings:Apr 28, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data